The top-rated business insurance agent in Piscataway, New Jersey is Wayne Douglas: Allstate Insurance, rated 4.7 stars across 262 reviews. Other highly rated options include Chris Ciraulo - State Farm Insurance Agent, Paul Spera - State Farm Insurance Agent, Utica National. This directory lists 11 business insurance agents serving Piscataway.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wayne Douglas: Allstate Insurance | 1262 Stelton Rd | (732) 985-0606 |
| 2 | Chris Ciraulo - State Farm Insurance Agent | 1056 Stelton Rd | (732) 465-0400 |
| 3 | Paul Spera - State Farm Insurance Agent | 242 Old New Brunswick Rd | (732) 981-0280 |
| 4 | Utica National | 275 Old New Brunswick Rd | (856) 420-7674 |
| 5 | Lavender Insurance Agency | 10 Constitution Ave | (908) 340-0736 |
| 6 | Trust Tech Insurance Co | 444 Hoes Ln | (732) 242-4323 |
| 7 | Secure Choice Insurance NY | 410 Centennial Ave | (732) 250-3550 |
| 8 | Scibal Associates | 30 Knightsbridge Rd | (908) 263-1230 |
| 9 | Abnet Inc | 371 Hoes Ln Suit 200 | (732) 424-0121 |
| 10 | Jess Marshall Agency | 451 S Washington Ave #2 | (732) 968-7500 |
Wayne Douglas: Allstate Insurance serves the Piscataway, New Jersey, metro area as a local business insurance agent. The company provides commercial coverage solutions designed to help small and medium-sized enterprises manage their operational risks. Policies are tailored to address common regional business needs, including protection for property, liability, and lost income. General liability insurance and workers' compensation coverage are among the specific services the agency handles for businesses in this community, ensuring local entrepreneurs have appropriate safeguards in place.
Chris Ciraulo - State Farm Insurance Agent in Piscataway, NJ, provides a range of business insurance services, including general liability, property coverage, and commercial auto. Ongoing service includes reviewing policies regularly to ensure coverage aligns with current business operations and risk exposure. The agency serves many property types in the area, such as single-family homes, apartments for small landlords, local retail shops, and restaurants.
Paul Spera, a State Farm Insurance Agent in Piscataway, NJ, serves local homeowners, businesses, and property managers seeking financial protection. The agency offers business insurance policies that help cover liability and property risks common in the region. Services include general liability and commercial property coverage for small and mid-sized operations. Clients in Middlesex County and nearby areas such as Edison or New Brunswick can rely on this agency for business insurance guidance.
Utica National serves Piscataway and the surrounding New Jersey communities, providing business insurance coverage for local companies. The agency handles commercial policies that protect assets, manage liability risks, and cover property exposures common in the area. It works with businesses to identify their unique insurance needs and secure appropriate plans. For a typical job, it starts with a thorough assessment of the client’s operations and risks, then recommends coverage options tailored to the specific business environment.
For clients requiring occasional coverage, Lavender Insurance Agency in Piscataway, NJ provides one-time business insurance policies, such as those for a single event or short-term project. Alternatively, recurring service options include annual renewal policies for ongoing operations, like general liability or property insurance. The agency helps local businesses assess risks and select appropriate coverage from available carriers. Service typically runs on an annual scheduled basis with policy renewals, but one-time and as-needed quotes are also available for specific situations.
Trust Tech Insurance Co in Piscataway, NJ specializes in commercial liability and property coverage to protect local businesses from financial risk. It also provides general business insurance services tailored to various industry needs across the region. The agency assists with evaluating daily operational hazards and building personalized risk management plans. During seasonal transitions, it helps organizations adjust their policies to account for increased liability from holiday events or weather-related disruptions.
As spring severe weather season approaches in Piscataway, local business owners often need to review their liability and property coverage. Secure Choice Insurance NY works closely with businesses to identify gaps in protection against common regional risks like flooding and wind damage. The company helps clients understand the specific commercial general liability and workers compensation policies required in New Jersey. Every new business relationship begins with a detailed inspection of the client’s current premises and operational practices to determine appropriate coverage levels and potential exposure points.
Scalibal Associates works with companies to analyze liability exposures and design appropriate coverage packages tailored to operational needs. Serving Piscataway and the surrounding New Jersey area, the agency also focuses on securing specialized endorsements for property, equipment, and business interruption risks. Its client portfolio typically includes professional offices, warehouses, and food service establishments requiring targeted protection for unique industry concerns.
Serving residential clients in Piscataway, Abnet Inc provides business insurance agent services for local homeowners seeking coverage. The agency extends its services to commercial enterprises within the area, offering tailored policies that address diverse business needs. Standard consultations evaluate property and liability risks for small offices and retail spaces. Follow-up support is available after policies are issued, ensuring adjustments are made as conditions change between regular annual visits to review coverage limits and endorsements.
Jess Marshall Agency in Piscataway, NJ is known for delivering business insurance solutions that protect local companies from common liability and property risks. Its service range includes policies covering commercial auto, worker compensation, and general liability for small to mid-sized firms. The agency helps clients assess coverage needs in the diverse regional economy, from retail to light manufacturing. A specialty service the agency can add on is professional liability insurance for contractors and consultants.
What Does a a Business Insurance Agent in Piscataway Cost?
Typical costs for a small business insurance policy in New Jersey range from $500 to $3,000 per year for general liability coverage. Workers compensation premiums vary by payroll and industry classification, often starting around $1,000 per year for low-risk offices. A business owners policy (BOP) that bundles liability and property coverage usually costs between $1,000 and $2,500 annually. These figures are estimates only. This is general information and not insurance advice. Your actual costs will depend on your specific business profile and coverage needs.
About business insurance agents in Piscataway
Business insurance agents in Piscataway, New Jersey help local companies find coverage for general liability, property damage, and workers compensation. New Jersey law requires most employers to carry workers compensation insurance, even for small businesses with just one employee. An agent can guide you through state requirements and help you choose the right policy for your industry.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey law requires workers compensation insurance for all employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not required by state law but are often demanded by landlords or clients.
How do I find a business insurance agent in Piscataway?
You can search online for local independent agents or brokers who serve Piscataway. Many agents are licensed in New Jersey and understand the specific risks for businesses in Middlesex County. Ask for references and compare quotes from multiple providers.
What factors affect the cost of business insurance in New Jersey?
Costs depend on your industry, number of employees, annual revenue, claims history, and coverage limits. For example, a low-risk office may pay less than a construction company. New Jersey insurance rates are regulated by the state Department of Banking and Insurance.
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