The top-rated business insurance agent in Baldwinsville, New York is Scott Northrup - State Farm Insurance Agent, rated 4.8 stars across 82 reviews. Other highly rated options include Heritage Insurance Agency, Inc., White Harbor Group Insurance, State Farm Insurance. This directory lists 12 business insurance agents serving Baldwinsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Northrup - State Farm Insurance Agent | 52 Oswego St #1 | (315) 303-4426 |
| 2 | Heritage Insurance Agency, Inc. | 8 Tappan St | (315) 925-5300 |
| 3 | White Harbor Group Insurance | 26 E Genesee St #305 | (315) 352-0035 |
| 4 | State Farm Insurance | 60 1/2 Salina St | (315) 638-0247 |
| 5 | Frank Marinelli - State Farm Insurance Agent | 3444 NY-31 Ste 5 | (315) 622-7283 |
| 6 | Higgins Insurance Agency | 2273 Downer St | (315) 635-0050 |
| 7 | Central Cooperative Insurance | 6 Southgate Rd | (315) 635-7606 |
| 8 | Financial Alternatives, Inc. | 7527 Woodcrest Dr | (315) 622-7000 |
| 9 | Huntington Insurance Agency | 6 Southgate Rd | (315) 635-9795 |
| 10 | David H Horan Agency | 6 Oswego St # 2 | (315) 635-3666 |
Scott Northrup - State Farm Insurance Agent serves the Baldwinsville, New York area and the greater Onondaga County region, providing business insurance agency services to local enterprises. The agency helps commercial clients assess their operational risks and secure appropriate coverage to protect their assets and daily operations. Key offerings include general liability policies tailored for small and midsize businesses. The agency frequently handles workers' compensation coverage and commercial property insurance for retail and office spaces within the community.
Heritage Insurance Agency, Inc. provides a full range of business insurance coverage for commercial clients in Baldwinsville, NY. The agency assists with policy selection, risk assessment, and claims support to help protect local enterprises. It offers ongoing account management services, including annual policy reviews and coverage adjustments as business needs evolve. The agency services a variety of properties, including single-family homes used for business, apartments, retail storefronts, and restaurants.
White Harbor Group Insurance serves homeowners, businesses, and property managers in Baldwinsville, New York, offering business insurance agent services tailored to local commercial needs. It helps clients manage risk by providing coverage options for liability and property protection. The company assists area enterprises in navigating insurance requirements to secure appropriate policies. Its work supports the broader community by addressing financial safeguards for commercial operations. This agent also covers the nearby community of Liverpool and surrounding parts of Onondaga County.
State Farm Insurance in Baldwinsville, NY distinguishes between one-time consultations for businesses evaluating a single insurance need and recurring service options designed for ongoing adjustments as operations expand. Coverage commonly includes general liability, property protection, and commercial auto policies tailored to local retail, service, and small manufacturing enterprises. Business owners may request an initial review or choose periodic check-ins to address seasonal changes. Service runs on either a one-time appointment or as-needed basis to accommodate evolving risk profiles.
Frank Marinelli - State Farm Insurance Agent serves Baldwinsville, NY, and the surrounding communities. It handles a range of business insurance policies designed to protect local enterprises from common operational risks and liabilities. Each client situation is assessed to identify specific coverage needs appropriate for their industry and scale. The agent works through a standard consultation process, beginning with a discussion of the business's daily exposures and assets. It then presents available policy options to address those identified risks, aiming to align coverage with the business's particular financial and operational protections.
Baldwinsville’s thaw and construction season leave shops exposed to liability and property risks, so Higgins Insurance Agency reviews those vulnerabilities for local businesses. This independent agency works with owners to secure commercial coverage that addresses common upstate New York weather and traffic hazards. A business insurance agent here assesses inventory, foot traffic, and building age before recommending policies. The process begins with a complimentary on-site inspection of the premises to document current protections and exposures.
Central Cooperative Insurance in Baldwinsville, NY offers specialized commercial property and liability coverage tailored for local businesses. It also provides general business insurance services to protect against common operational risks. The agency works with various industries to secure policies that address property damage, lawsuits, and employee injuries. During the winter season, the agency helps clients review their liability coverage for slip-and-fall claims related to snow and ice accumulation on their premises.
Financial Alternatives, Inc. in Baldwinsville, NY works with clients to secure appropriate coverage for their business operations and assets. The agency focuses on helping local enterprises manage risk through tailored insurance solutions. It specializes in common supplementary policies such as liability protection and property coverage to address specific operational exposures. The firm serves numerous commercial sectors including professional offices, warehouses, and various food service establishments.
Huntington Insurance Agency serves residential clients in Baldwinsville, New York, with coverage for homes and personal property. The firm also provides commercial insurance options tailored to local businesses, including general liability and property protection for small and mid-sized operations throughout the surrounding region. This ensures that area entrepreneurs can secure appropriate coverage to safeguard their enterprises. The agency continues its relationship with clients by assisting with policy adjustments or claims follow-up between regular visits.
David H Horan Agency serves businesses in Baldwinsville, NY, as a local source for commercial insurance coverage. It assists owners in securing standard policies that address general liability, property protection, and workers' compensation needs. The agency also helps clients manage risks common to small and mid-sized operations within the region. In addition to these core services, it can offer specialized coverage for commercial vehicles owned by a company.
What Does a a Business Insurance Agent in Baldwinsville Cost?
Typical costs for a small business insurance policy in New York range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by industry and payroll but average 1 to 3 dollars per 100 dollars of payroll. Commercial auto and professional liability add to the total. These are general estimates and actual costs depend on your specific business risks. This information is for general educational purposes and is not insurance advice.
About business insurance agents in Baldwinsville
Business insurance agents in Baldwinsville New York help local companies find coverage for general liability property damage and workers compensation. New York law requires most employers to carry workers compensation insurance. An agent can explain how state regulations affect your policy needs.
Frequently Asked Questions
What types of business insurance are required in New York?
New York requires workers compensation insurance for most employers with at least one employee. Disability benefits insurance is also mandatory. General liability and commercial auto are not required by state law but are often needed for contracts and leases.
How do I find a business insurance agent in Baldwinsville?
You can search online directories or ask other local business owners for referrals. Look for agents who specialize in commercial lines and are licensed in New York. Many agencies in Baldwinsville serve the Syracuse metro area.
What factors affect the cost of business insurance in New York?
Costs depend on your industry payroll location and claims history. New York has higher minimum coverage limits for workers comp than many states. Your agent can compare quotes from multiple carriers to find a suitable price.
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