The top-rated business insurance agent in Binghamton, New York is Adam J. Roux: Allstate Insurance, rated 4.8 stars across 166 reviews. Other highly rated options include Triple Cities Agency LLC, Walls Insurance, Mark Anderson - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Binghamton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam J. Roux: Allstate Insurance | 1250 Front St | (607) 722-1800 |
| 2 | Triple Cities Agency LLC | 1249 Front St #108 | (607) 203-0075 |
| 3 | Walls Insurance | 298 Conklin Ave | (607) 723-6359 |
| 4 | Mark Anderson - State Farm Insurance Agent | 50 Pennsylvania Ave | (607) 724-2886 |
| 5 | John Barbieri - State Farm Insurance Agent | 2-8 Hawley St | (607) 772-0068 |
| 6 | Michael Butler: Allstate Insurance | 32 W State St Ste 204 | (607) 722-2305 |
| 7 | AA-Wyak Insurance Agency Inc. | 7 Jarvis St | (607) 723-2332 |
| 8 | AutoAxis Insurance | 238 Clinton St | — |
| 9 | Security Mutual Life Insurance Company of New York | 100 Court St | (800) 346-7171 |
| 10 | Kris Yelverton - State Farm Insurance Agent | 112-122 State St Suite 102 | (607) 723-3840 |
Adam J. Roux: Allstate Insurance serves the Binghamton, NY metro area, providing business insurance agent services. It assists local companies with securing property coverage and general liability protection against common operational risks. The agency also advises commercial clients on policies designed to cover income loss during unexpected closures. Business owners in Binghamton can turn here for tailored workers’ compensation coverage and commercial auto insurance solutions.
Based in Binghamton, NY, Triple Cities Agency LLC provides a comprehensive range of business insurance agent services designed to protect local enterprises. The agency works closely with clients to develop custom coverage plans and offers regular policy reviews to ensure adequate protection as businesses evolve. It services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Walls Insurance serves local homeowners, businesses, and property managers in Binghamton, NY, offering tailored business insurance agent services to protect commercial assets and operations. The agency assists clients with evaluating risks and securing appropriate coverage policies for their specific needs. As a dedicated resource, it helps businesses navigate general liability, property, and other essential protections common to the region. Its coverage area also extends to the surrounding communities of Johnson City and Endicott within the greater Binghamton metro.
Mark Anderson - State Farm Insurance Agent serves businesses in Binghamton, New York, and the surrounding communities of Broome County. This agency handles a full range of commercial insurance coverages, including general liability, property protection, and workers’ compensation policies. It helps local business owners manage their unique risks through personalized consultations. For a typical job, it reviews each client’s specific operations and assets to recommend appropriate coverage limits and plan structures.
John Barbieri - State Farm Insurance Agent in Binghamton, NY, provides general business insurance coverage to protect local companies from common operational risks. The agency also offers specialized add-ons tailored to specific industry needs, including liability, property, and workers' compensation policies. These products are designed to safeguard a wide range of commercial sectors such as offices, warehouses, and food service establishments throughout the area.
Michael Butler: Allstate Insurance in Binghamton, NY, offers business insurance agent services including general liability, commercial property, and workers compensation policies. It serves local small and mid-sized companies, providing coverage that helps protect against common operational risks. The agency works with clients to review their specific needs and adjust protections accordingly. As the colder months approach, it helps businesses prepare for potential winter weather disruptions and associated liability exposures.
AA-Wyak Insurance Agency Inc. in Binghamton, NY is known for matching local businesses with appropriate commercial insurance policies. The agency helps a range of enterprises secure essential coverage for property, liability, and workers’ compensation. Company representatives work to understand each client’s specific operational risks and recommend plans from their carrier network. For firms with unique exposures, the agency can also add on specialty coverage such as professional liability or commercial umbrella insurance.
Security Mutual Life Insurance Company of New York in Binghamton provides both one-time policy reviews and recurring service plans for local business owners. Its coverage options include general liability, property, and workers’ compensation tailored to commercial operations. The agency handles claims support and policy adjustments throughout the year to address evolving risks. Service runs on either a scheduled annual basis or as needed when a client’s business changes or a claim arises.
What Does a a Business Insurance Agent in Binghamton Cost?
The cost of business insurance in New York varies widely by industry location and coverage limits. A small retail shop in Binghamton might pay 500 to 1500 dollars per year for general liability insurance. Workers compensation premiums are based on payroll and classification codes set by the New York State Insurance Fund. Commercial auto insurance for a single vehicle can range from 1200 to 3000 dollars annually. This is general information and not insurance advice.
About business insurance agents in Binghamton
Business insurance agents in Binghamton New York help local companies find coverage for general liability property damage and workers compensation. New York law requires most employers to carry workers compensation insurance under the New York Workers Compensation Law. Agents can also advise on commercial auto and professional liability policies for businesses in Broome County.
Frequently Asked Questions
What types of business insurance are required in New York?
New York law requires workers compensation insurance for most employers with one or more employees. Disability benefits insurance is also mandatory under the New York Disability Benefits Law. Commercial auto insurance is required for any business-owned vehicles.
How do I choose a business insurance agent in Binghamton?
Look for an agent licensed in New York who has experience with businesses in your industry. Ask about their access to multiple insurance carriers and their knowledge of local risks in Broome County. Check their standing with the New York State Department of Financial Services.
What does business insurance typically cover in New York?
Standard business insurance policies in New York include general liability coverage for third-party injuries and property damage. Property insurance protects your building and equipment. Workers compensation covers medical costs and lost wages for injured employees as required by state law.
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