The top-rated business insurance agent in Florence, South Carolina is Acceptance Insurance, rated 4.9 stars across 357 reviews. Other highly rated options include Freeway Insurance, CSP Insurance Services, Direct Auto Insurance. This directory lists 20 business insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1231 S Irby St C | (843) 268-0083 |
| 2 | Freeway Insurance | 1337 S Irby St B | (843) 306-4514 |
| 3 | CSP Insurance Services | 2420 Hoffmeyer Rd Suite D | (843) 519-2557 |
| 4 | Direct Auto Insurance | 1811 S Irby St Suite 103 | (843) 629-8841 |
| 5 | Mark Hanna: Allstate Insurance | 714 S Coit St | (843) 662-7438 |
| 6 | Auto-Owners Insurance Florence Claims | 217 Dozier Blvd #201 | (800) 249-5520 |
| 7 | Assurant | 1323 Celebration Blvd | (843) 413-2199 |
| 8 | Rosa Tuñon of AseguraMas Agency, LLC | Rosa Tunon of AseguraMas Agency, LLC, 2008 2nd Loop Rd | (843) 799-2419 |
| 9 | Accountable Insurance Partners | 619 S Dargan St | (843) 669-5858 |
| 10 | The Hoylen Agency - Nationwide Insurance | 305-A 2nd Loop Rd | (843) 665-2196 |
Acceptance Insurance serves as a Business Insurance Agent in Florence, South Carolina, helping businesses manage risk with liability coverage and property protection. The company can tailor policies with specialty add-ons such as workers’ compensation and commercial auto insurance to address specific operational needs. Its services are available to a variety of commercial sectors, including offices, warehouses, and food service establishments.
Freeway Insurance assists residents in Florence, South Carolina, with coverage for their homes and vehicles. The agency also provides commercial policies for local businesses seeking liability or property protection. Services extend throughout the Florence area to meet diverse client needs. Policies are regularly reviewed during scheduled visits, with agents available to adjust coverage as circumstances change. Follow-up consultations help ensure ongoing protection between routine appointments.
CSP Insurance Services serves the Florence, South Carolina metro area as a business insurance agent. The company assists local businesses in assessing their risks and securing coverage that protects their operations and assets. General liability and commercial property policies are among the most common services handled in this region, helping firms manage everyday exposure to claims and physical damage. Workers' compensation insurance is also addressed, with CSP Insurance Services working closely with area employers to meet state requirements and safeguard their workforce.
Direct Auto Insurance in Florence, South Carolina, is a business insurance agent known for helping local companies secure essential coverage. It offers a range of policies to protect commercial property, liability, and vehicles from common operational risks. The agency works with business owners to assess their specific needs and find suitable plans within varying budgets. Services include property damage protection and general liability insurance for small to medium-sized enterprises. Its specialty service provides additional coverage options for professional liability and management errors.
Mark Hanna: Allstate Insurance serves homeowners, businesses, and property managers in Florence, South Carolina, offering tailored business insurance policy analysis and risk management guidance for local commercial operations. It assists small and mid-sized enterprises with general liability and property coverage options designed to protect against common regional liability exposures. The agency also helps clients evaluate commercial auto and workers’ compensation needs based on industry-specific factors. Its service area additionally covers the greater Pee Dee region, including nearby Timmonsville and the Lake City metro portion of Florence County.
Serving Florence, South Carolina, and the surrounding Pee Dee region, Auto-Owners Insurance Florence Claims handles business insurance for local enterprises. It connects commercial clients with policies covering property, liability, and worker protection needs. The agency focuses on explaining coverage details so business owners understand their options and policy limits. It works methodically with each customer, reviewing existing coverage and discussing risk factors unique to their operations before recommending appropriate plans to fit their budget and operational requirements.
Assurant provides a range of business insurance services, including general liability, commercial property, and workers’ compensation coverage tailored to local enterprises. The agency offers periodic policy reviews to ensure coverage adapts to evolving operational needs and risk exposures. Client service plans include annual risk assessments and assistance with claims management to maintain business continuity. The firm handles insurance solutions for diverse property types, including single-family homes, apartments, retail spaces, and restaurants.
Rosa Tuñon of AseguraMas Agency, LLC in Florence, SC assists local businesses in distinguishing between one-time policy placements and ongoing service options before structuring coverage for general liability, property, and workers’ compensation exposures. As a business insurance agent, the agency evaluates operational risks to recommend appropriate protection limits. Service runs on an as-needed basis, with policyholders contacting the office directly for renewals, endorsements, or claims support when business circumstances change.
Florence’s spring storm season brings frequent flash flooding and hail risks that threaten small retail shops and distribution warehouses. Accountable Insurance Partners responds by reviewing each commercial property’s drainage patterns and roof age before recommending coverage limits. The firm also examines liability exposures common to local contractors and restaurants. Their process starts with a thorough inspection of the business premises and a detailed assessment of current operational risks. This initial evaluation allows them to identify gaps in existing policies and tailor protection accordingly.
The Hoylen Agency - Nationwide Insurance specializes in tailoring commercial property and general liability policies for local businesses in Florence. It also provides workers compensation coverage, helping employers meet legal requirements while protecting their workforce. The agency advises on risk management, aiming to prevent claims before they occur. Toward the end of the fiscal year, it assists companies with reviewing and adjusting their insurance limits to account for new assets or seasonal inventory changes.
What Does a a Business Insurance Agent in Florence Cost?
Typical costs for business insurance in South Carolina vary widely. A small office-based business might pay 400 to 800 per year for general liability, while a contractor could pay 2,000 to 10,000 annually for a package policy. Workers compensation rates are set by the state and average around 1.50 to 3.00 per 100 of payroll depending on the class code. This is general information and not insurance advice. Consult a licensed agent for a quote tailored to your business.
About business insurance agents in Florence
A business insurance agent in Florence, South Carolina helps local companies manage risk and meet legal requirements. South Carolina law requires most employers to carry workers compensation insurance if they have four or more employees. An agent can guide you through general liability, property, and commercial auto policies specific to the Pee Dee region.
Frequently Asked Questions
What types of business insurance are required in South Carolina?
South Carolina requires workers compensation insurance for businesses with four or more employees. Commercial auto insurance is required for any vehicle owned or used by the business. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I find a licensed business insurance agent in Florence?
You can search the South Carolina Department of Insurance website for licensed agents in Florence. Local agents often have experience with industries common to the area such as manufacturing, agriculture, and retail. Ask for referrals from other business owners in the Florence Chamber of Commerce.
What factors affect the cost of business insurance in Florence?
Costs depend on your industry, payroll, revenue, claims history, and coverage limits. For example, a small retail shop might pay 500 to 1,500 per year for general liability, while a construction company could pay 5,000 to 15,000 or more. Location in Florence may also influence rates due to local weather risks like hurricanes.
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