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HomeBusiness Insurance AgentsSouth Carolina › Hilton Head Island

Find Business Insurance Agents Near You in Hilton Head Island, SC

Browse business insurance agents serving Hilton Head Island, South Carolina. Updated 2026-07-14.

The top-rated business insurance agent in Hilton Head Island, South Carolina is Carolina Heritage Insurance, rated 4.9 stars across 163 reviews. Other highly rated options include Hilton Head Insurance & Brokerage, CONQUEST INSURANCE, Goosehead Insurance - Tanner Russell. This directory lists 19 business insurance agents serving Hilton Head Island.

Showing 19 business insurance agents in Hilton Head Island, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carolina Heritage Insurance92 Main St suite c(843) 689-3030
2Hilton Head Insurance & Brokerage55 New Orleans Rd STE 203(843) 252-0840
3CONQUEST INSURANCE95 Mathews Dr Suite B-3(843) 342-7664
4Goosehead Insurance - Tanner Russell5 New Orleans Rd #100(843) 701-8730
5Stephen Helwig: Allstate Insurance42 New Orleans Rd Ste 100(843) 842-2100
6Premier Insurance Advisors10 Hospital Center Commons suite b(843) 689-5300
7PC&L Agency, Inc.12 Lafayette Pl(843) 682-4845
8Goosehead Insurance - Coastal Solutions Agency2 Park Ln #200(843) 790-8529
9Correll Insurance Group of Hilton Head15 Bow Cir STE 101(888) 668-8082
10Kinghorn Insurance Agency - Hilton Head23A Shelter Cove Ln(843) 686-3911
CH
92 Main St suite c
Carolina Heritage Insurance
Business Insurance Agent · Hilton Head Island, SC

Carolina Heritage Insurance in Hilton Head Island, South Carolina assists local businesses with both one-time needs, such as new policy establishment, and recurring services like annual policy reviews and renewals. Their business insurance coverage includes general liability, property, and workers' compensation to protect against common operational risks in the region. Service is available on both a scheduled and as-needed basis to accommodate clients' varied timing requirements.

HH
55 New Orleans Rd STE 203
Hilton Head Insurance & Brokerage
Business Insurance Agent · Hilton Head Island, SC

As a business insurance agent in Hilton Head Island, South Carolina, Hilton Head Insurance & Brokerage specializes in tailored commercial coverage for local enterprises, including liability, property, and workers compensation policies. It works with diverse industries to assess unique operational risks and secure appropriate protection plans. The agency also helps businesses prepare for coastal weather threats, such as seasonal hurricane exposure and flood-related disruptions, ensuring continuity during storm-prone months.

CI
95 Mathews Dr Suite B-3
CONQUEST INSURANCE
Business Insurance Agent · Hilton Head Island, SC

Conquest Insurance serves business owners throughout Hilton Head Island, South Carolina, as a dedicated business insurance agent. The company works to find appropriate coverage for commercial clients, helping to protect their operations from common local risks. A business insurance agent typically assists with assessing a company’s specific exposures and then matches those needs with suitable policy options. Conquest Insurance handles standard liability packages and workers' compensation insurance for businesses in the Hilton Head area.

GI
5 New Orleans Rd #100
Goosehead Insurance - Tanner Russell
Business Insurance Agent · Hilton Head Island, SC

Goosehead Insurance - Tanner Russell provides a broad range of business insurance services, including general liability, property, and workers' compensation coverage. The agency also offers ongoing policy reviews and claims support to help businesses maintain appropriate protection as their needs evolve. Located in Hilton Head Island, SC, the company focuses on helping local enterprises manage risk with customized policy options. It services a diverse mix of properties, from single-family homes and apartment buildings to retail stores and restaurants in the area.

SH
42 New Orleans Rd Ste 100
Stephen Helwig: Allstate Insurance
Business Insurance Agent · Hilton Head Island, SC

Stephen Helwig: Allstate Insurance serves local homeowners, business owners, and property managers on Hilton Head Island, South Carolina, by providing tailored business insurance policies. These policy offerings are designed to protect commercial assets, cover general liability risks, and manage property-related exposures for small to midsize enterprises. Clients receive personalized risk assessments and access to a wide range of coverage options suited to the coastal area's unique challenges. The agency also extends its professional business insurance services to neighboring Bluffton and surrounding Beaufort County communities.

PI
10 Hospital Center Commons suite b
Premier Insurance Advisors
Business Insurance Agent · Hilton Head Island, SC

Premier Insurance Advisors serves Hilton Head Island and the surrounding Lowcountry communities in South Carolina, handling business insurance policies for local enterprises. It provides coverage for various commercial risks common to the area, including property, liability, and workers' compensation. The company assists business owners in reviewing their exposures and matching them with appropriate plans from its partner carriers. For a typical client, it begins by assessing the specific needs of the operation and then compares multiple quotes to find a balanced policy.

PA
12 Lafayette Pl
PC&L Agency, Inc.
Business Insurance Agent · Hilton Head Island, SC

PC&L Agency, Inc., located in Hilton Head Island, SC, distinguishes between one-time policy evaluations and recurring account management for business insurance coverage. Their services include securing general liability and property protection for local enterprises. Coverage extends to commercial auto and workers’ compensation policies tailored to regional operational needs. Service runs on a scheduled or as-needed basis, depending on policy renewal cycles and any unexpected changes in the client’s business exposure.

GI
2 Park Ln #200
Goosehead Insurance - Coastal Solutions Agency
Business Insurance Agent · Hilton Head Island, SC

As Hilton Head Island businesses prepare for another bustling tourist season, Goosehead Insurance - Coastal Solutions Agency provides essential coverage tailored to local operations. This business insurance agent works with restaurant owners, retail shops, and service providers to secure policies that address property, liability, and workers' compensation exposures common to the lowcountry. Recognizing that each enterprise faces unique seasonal demands, they customise plans to safeguard against storm damage and liability claims. The process begins with an on-site assessment of the business premises, reviewing current operations and potential vulnerabilities before presenting coverage options.

CI
15 Bow Cir STE 101
Correll Insurance Group of Hilton Head
Business Insurance Agent · Hilton Head Island, SC

Correll Insurance Group of Hilton Head provides specialty services such as commercial property, liability, and workers’ compensation coverage for local businesses on Hilton Head Island, SC. The agency also delivers general business insurance consultation and policy management to help protect companies from everyday operational risks. For seasonal enterprises and hospitality-industry clients, it assists with adjusting coverage levels to account for fluctuating tourist traffic and storm-related business interruptions during hurricane season.

KI
23A Shelter Cove Ln
Kinghorn Insurance Agency - Hilton Head
Business Insurance Agent · Hilton Head Island, SC
CH
22 New Orleans Rd #2
Carolina Heritage Insurance
Business Insurance Agent · Hilton Head Island, SC
(843) 689-3030
carolinaheritage.net
IB
19 Shelter Cove Ln Building 1 Suite 302
Independent Benefit Advisors - South Carolina
Business Insurance Agent · Hilton Head Island, SC
(843) 681-7400
schealthbenefits.com
CI
2 Corpus Christi Pl #200
C&H Insurance Associates, LLC
Business Insurance Agent · Hilton Head Island, SC
(843) 351-6424
ch4ins.com
AH
100 Exchange St Suite 101
Acrisure Hilton Head Island, SC (Seacoast Insurance)
Business Insurance Agent · Hilton Head Island, SC
(843) 681-4340
acrisure.com
SA
30 Lenox Ln Hilton Head SC 299
Summers Agency Insurance
Business Insurance Agent · Hilton Head Island, SC
(843) 540-0766
summersagency.com
CS
2600 Main St Suite 104 D
Colonial South Insurance LLC
Business Insurance Agent · Hilton Head Island, SC
(843) 785-7455
colonialsouthinsurance.com
DI
2 Corpus Christi Pl #200
Dunes Insurance
Business Insurance Agent · Hilton Head Island, SC
(843) 737-6236
dunesinsurance.com
MI
1 Lafayette Pl 2nd Floor
McGriff Insurance Services
Business Insurance Agent · Hilton Head Island, SC
(843) 815-0522
mcgriffinsurance.com
NI
200 Main St Ste 201-M
National Insurance Services
Business Insurance Agent · Hilton Head Island, SC
(800) 690-0045
nationalinsurancesrv.com

What Does a a Business Insurance Agent in Hilton Head Island Cost?

Typical costs for a small business insurance policy in South Carolina range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums average 1.50 to 3.00 dollars per 100 dollars of payroll depending on industry class codes. Commercial property insurance in Hilton Head Island may cost 20 to 50 percent more than inland locations due to hurricane exposure. This is general information and not insurance advice.

About business insurance agents in Hilton Head Island

A business insurance agent in Hilton Head Island South Carolina helps local companies secure coverage tailored to the Lowcountry economy. Agents assist with general liability, workers compensation, and commercial property policies. South Carolina law requires most businesses with employees to carry workers compensation insurance under Title 42 of the state code.

Frequently Asked Questions

What types of business insurance are required in South Carolina?

South Carolina law requires workers compensation insurance for businesses with four or more employees. Commercial auto insurance is required for any vehicle owned or used by the business. Other coverages like general liability are not required by state law but are often demanded by landlords or clients.

How do I choose a business insurance agent in Hilton Head Island?

Look for an agent licensed in South Carolina who has experience with your industry such as hospitality or construction. Ask about their carrier network and whether they offer package policies for small businesses. Check their standing with the South Carolina Department of Insurance.

What factors affect the cost of business insurance in Hilton Head Island?

Costs depend on your business type, number of employees, annual revenue, and claims history. Location in a coastal area may increase property insurance rates due to hurricane risk. South Carolina does not regulate rates for most commercial lines so premiums vary widely between carriers.

Business Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.