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Find Business Insurance Agents in Chattanooga, TN

Directory of business insurance agents in Chattanooga, Tennessee. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Chattanooga, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 19 business insurance agents in Chattanooga, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Atlas Insurance Agency
2245 Olan Mills Dr, Chattanooga, TN 37421
(423) 822-5263 atlasinsurancetn.com
Acceptance Insurance
480 Greenway View Dr #104, Chattanooga, TN 37411
(423) 491-7182 locations.acceptance.com
Valor Insurance Brokers
620 Cherokee Blvd. #100, Chattanooga, TN 37405
(423) 362-4166 valorbrokers.com
Rock Creek Insurance
1200 Mountain Creek Rd #441, Chattanooga, TN 37405
(423) 994-4200 rockcreekins.com
Knox Associated Insurance Agency
1402 Altamaha St, Chattanooga, TN 37412
(423) 855-1544 chattanoogaautoinsurance.carrd.co
Greater Chattanooga Insurance
5506 Miller Dr, Chattanooga, TN 37411
(423) 894-1515 greaterchattanooga.net
Stevens Insurance Associates
7000 Lee Hwy #900, Chattanooga, TN 37421
(423) 894-8821 truststevens.com
River City Insurance
3320 Dayton Blvd, Chattanooga, TN 37415
(423) 843-2552 rivercityins.biz
Fields Insurance
3206 Dayton Blvd, Chattanooga, TN 37415
(423) 475-2085 fieldsinsuranceagency.com
Ramsey Family Insurance
5705 Marlin Rd Suite 2007, Chattanooga, TN 37411
(423) 212-1122 ramseyfamilyinsurance.com
SBK Insurance
114 Lee Pkwy Dr, Chattanooga, TN 37421
(423) 855-1234 sbki.com
RISE Insurance
412 Georgia Ave Suite 202, Chattanooga, TN 37403
(423) 541-1111 riseins.com
RSS Insurance
6236 Airpark Dr suite b, Chattanooga, TN 37421
(423) 954-9100 rssins.com
The Hendrickson Agency
5811 Lee Hwy Ste 411, Chattanooga, TN 37421
(423) 243-3200 agents.farmers.com
Elite Insurance Group ,LLC
6229 Vance Rd #115, Chattanooga, TN 37421
(423) 635-7717 eliteinsurancetn.com
Carriage Hill Insurance
5469 TN-58, Chattanooga, TN 37416
(423) 326-0033 carriagehillagency.com
Janie Turner Shetter Agency a division of KMA Insurance Group
3871 Hixson Pike Ste B, Chattanooga, TN 37415
(423) 877-8267 kmainsurancegroup.com
INSURANCE SERVICES
122 Lee Pkwy Dr, Chattanooga, TN 37421
(423) 702-5628 insuranceservicesllc.net
Beene Insurance Agency GlobalGreen Insurance of Chattanooga
50 Frazier Ave #300, Chattanooga, TN 37405
(423) 877-3816 beeneinsurance.com

Business insurance agents in Chattanooga Tennessee help local companies secure coverage for property damage liability and employee injuries. Tennessee law requires most employers with five or more employees to carry workers compensation insurance. An agent can review your specific risks and find policies from multiple carriers to protect your Chattanooga business.

What Does a Business Insurance Agent in Chattanooga Cost?

The cost of business insurance in Tennessee varies by industry coverage types and business size. A small Chattanooga retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation costs depend on payroll and classification codes often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto policies average 1200 to 2400 dollars annually per vehicle. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance do Chattanooga agents offer?
Agents in Chattanooga offer general liability commercial property workers compensation commercial auto and professional liability policies. They also provide coverage for specific risks like cyber liability and business interruption. The agent will help you choose the right mix for your industry.
Does Tennessee require business insurance for all companies?
Tennessee does not require general liability insurance for all businesses. However Tennessee law mandates workers compensation insurance for most employers with five or more employees. Some industries like construction have additional requirements. An agent can explain what applies to your business.
How do I choose a business insurance agent in Chattanooga?
Look for an agent who is licensed in Tennessee and has experience with your industry. Ask about the insurance companies they represent and whether they can compare multiple quotes. A good agent will also help you understand policy exclusions and coverage limits.