The top-rated business insurance agent in Germantown, Tennessee is Frank Simmons - State Farm Insurance Agent, rated 5.0 stars across 704 reviews. Other highly rated options include Caleb Hollingsworth - State Farm Insurance Agent, Alisha Dumas - State Farm Insurance Agent, Davis McCord - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frank Simmons - State Farm Insurance Agent | 7730 Wolf River Blvd Suite 109 | (901) 755-7190 |
| 2 | Caleb Hollingsworth - State Farm Insurance Agent | 3059 Forest Hill Irene Rd #103 | (901) 755-3100 |
| 3 | Alisha Dumas - State Farm Insurance Agent | 2135 Merchants Row STE 5 | (901) 755-5551 |
| 4 | Davis McCord - State Farm Insurance Agent | 8608 Farmington Blvd Ste 3 | (901) 755-6110 |
| 5 | Michael Duel: Allstate Insurance | 7608 Poplar Pike | (901) 767-7131 |
| 6 | Brandon Tate - State Farm Insurance Agent | 9091 Poplar Ave # 102 | (901) 266-0070 |
| 7 | Shoemaker Insurance Solutions | 2176 West St Suite 202 | (901) 757-5757 |
| 8 | Thompson Insurance Agency | 2298 S Germantown Rd # 1 | (901) 402-0779 |
| 9 | Elvin Taylor Jr - State Farm Insurance Agent | 2198 Judicial Dr | (901) 464-2214 |
| 10 | Shelter Insurance - Lauren Hahs-gilchrist, Lutcf | 1926 Exeter Rd | (901) 377-7270 |
Frank Simmons - State Farm Insurance Agent serves the Germantown, Tennessee area as a business insurance agent. The agency helps local business owners protect their operations by offering coverage for property damage, liability, and interruption of income. Policies are designed to address the unique risks of running a company in a suburban community. The agent assists with commercial auto insurance to cover work vehicles and workers compensation insurance for employee injuries on the job.
Caleb Hollingsworth - State Farm Insurance Agent provides comprehensive business insurance solutions, including liability, property, and workers’ compensation coverage. The agency also offers tailored commercial auto policies and helps businesses develop risk management strategies to protect their assets. Ongoing policy reviews and adjustments are available to ensure coverage aligns with evolving business needs. Future planning services include discussing umbrella policies for additional protection. This agency serves a variety of commercial properties, from single-family homes and apartment complexes to retail stores and restaurants, addressing their specific insurance requirements in the Germantown area.
Alisha Dumas - State Farm Insurance Agent serves homeowners, businesses, and property managers in Germantown, Tennessee. The agency provides commercial insurance solutions, including general liability and property coverage, tailored to local business operations. Individual policies, such as auto and home insurance, are also available through this office. The agent works with clients to assess their unique coverage needs and risk factors. The agency additionally serves clients in the nearby Memphis metropolitan area across Shelby County.
Serving clients in Germantown, Tennessee, and the surrounding communities of Memphis, Collierville, and Bartlett, this agency handles commercial insurance for small to mid-sized local businesses. They provide general liability, property, and workers' compensation coverage to help protect company assets and daily operations. A typical job begins with a thorough review of the business’s specific risks and industry requirements to build a tailored policy. The agent then presents clear options and works through any questions until the client feels secure in their coverage.
Michael Duel: Allstate Insurance in Germantown, TN, provides business insurance coverage that helps protect commercial property, liability, and income against common risks. Operators decide between a single-purchase policy for specific protection or recurring annual renewals for ongoing coverage. General liability, commercial property, and workers compensation are common coverages available through local agents. Services typically run on a scheduled annual renewal basis with access to as-needed adjustments for policy changes or claims support.
Brandon Tate - State Farm Insurance Agent in Germantown, TN, provides specialty business insurance services including commercial property and general liability coverage. It also handles more comprehensive risk management work such as workers compensation and commercial auto policies. Helping business owners navigate coverage needs for operations both inside and outside their physical locations, the agency further assists with evaluating seasonal concerns like protecting inventory and equipment during severe weather events or construction periods.
Shoemaker Insurance Solutions in Germantown, TN works with local businesses to structure commercial insurance policies that address routine liability exposure. Its specialty add-ons help clients secure supplemental coverage for property damage or business interruption. The agency partners with multiple carriers to find suitable plans for nearly any business size. Commercial sectors it can serve include offices, warehouses, and food service establishments.
As the Germantown business community prepares for renewal periods amid changing liability exposures, Thompson Insurance Agency works with local enterprises to review their coverage needs. This agency serves area retail stores, professional offices, and light industrial firms with tailored policies that address property, general liability, and workers’ compensation risks. Every engagement begins with a no-obligation inspection of the business premises to document current safety measures and identify potential gaps.
Elvin Taylor Jr - State Farm Insurance Agent in Germantown, TN, provides residential coverage for homeowners and renters. The agency also offers commercial policies to protect local businesses, including liability and property solutions, serving the broader Germantown area. Their service model allows clients to schedule regular policy reviews, ensuring coverage adapts to changing needs without interrupting daily operations. Follow-up appointments are encouraged between routine visits to address any new assets or adjustments.
Shelter Insurance - Lauren Hahs-Gilchrist, LUTCF is known for providing business insurance coverage tailored to the specific needs of local enterprises in Germantown, Tennessee. General liability and commercial property protection form the core of its service range for small and mid-sized companies in the area. The agency also offers customized policies that can address unique operational risks faced by regional businesses. A dedicated specialty service it provides is professional liability insurance, which helps shield businesses from claims related to errors or negligence in their work.
What Does a a Business Insurance Agent in Germantown Cost?
Typical costs for a small business insurance policy in Tennessee range from 400 to 1500 dollars per year for general liability. Workers compensation premiums average 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial property insurance costs vary by building value and location. These are general estimates and not insurance advice.
About business insurance agents in Germantown
Business insurance agents in Germantown Tennessee help local companies find coverage for property liability and workers compensation. Tennessee law requires most employers with five or more employees to carry workers compensation insurance. An agent can explain how Germantown business ordinances may affect your policy needs.
Frequently Asked Questions
What types of business insurance do agents offer in Germantown?
Agents offer general liability commercial property workers compensation and professional liability insurance. They also provide commercial auto and business interruption coverage for local companies.
Is business insurance required by law in Tennessee?
Tennessee requires workers compensation insurance for most businesses with five or more employees. General liability and commercial auto insurance are not state required but are often needed by landlords and lenders.
How do I choose a business insurance agent in Germantown?
Look for an agent licensed in Tennessee who has experience with your industry. Ask about their knowledge of Germantown zoning rules and local liability risks.
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