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Business Insurance Agents in Charleston, WV

Browse business insurance agents serving Charleston, West Virginia. Contact information and addresses listed below.

17 agents listed
Updated May 2026
Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 17 business insurance agents in Charleston, WV Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Capital Insurance Group LLC
607 Pennsylvania Ave, Charleston, WV 25302
(304) 606-2969 cigwv.com
Smith Family Insurance LLC
447 Call Rd Ste 105, Charleston, WV 25312
(304) 756-8999 sfiwv.com
Ellis Insurance Agency
5949 Sissonville Dr, Charleston, WV 25312
(304) 984-3004 insurewithellis.com
David Smyer - State Farm Insurance Agent
1532 Kanawha Blvd W, Charleston, WV 25387
(304) 342-2111 smyerinsurance.com
Central Insurance Advisors, LLC
1210 Kanawha Blvd E, Charleston, WV 25301
(304) 410-8169 calendly.com
Dorsey Insurance Group
509 50th St SE, Charleston, WV 25304
(304) 925-1912 dorseyinsurancewv.com
Keefe Duterte: Allstate Insurance
229 Capitol St, Charleston, WV 25301
(304) 397-5929 agents.allstate.com
Mountain State Insurance Agency
1206 Kanawha Blvd E, Charleston, WV 25301
(304) 720-2000 mountainstateinsurance.com
Swor Insurance Agency
1618 Bigley Ave, Charleston, WV 25302
(304) 926-0200 sworinsurance.com
White Insurance & Associates
3512 Staunton Ave SE, Charleston, WV 25304
(304) 926-6662 wvwhiteinsurance.com
Integrity Insurance Group
16 Capitol St, Charleston, WV 25301
(304) 346-9181 iigwv.com
Horace Mann - Sharp Agency
607 Ohio Ave #2228, Charleston, WV 25302
(304) 427-6338 agents.horacemann.com
Williams Insurance Agency
4715A MacCorkle Ave SE, Charleston, WV 25304
(304) 926-8801 williamsinsuranceagencywv.com
USI
300 Kanawha Blvd E #300, Charleston, WV 25301
(304) 347-0611 usi.com
Weaver Insurance
1650 Greenbrier St, Charleston, WV 25311
(304) 343-3219
Insurance Design
1021 Quarrier St # 511, Charleston, WV 25301
(304) 342-0130
C B Hall Insurance Agency Inc
239 Capitol St, Charleston, WV 25301
(304) 342-7183 cbhallins.com

Business insurance agents in Charleston West Virginia help local companies find coverage that meets state requirements. West Virginia law mandates workers compensation insurance for most employers through BrickStreet or private carriers. An agent can also guide you on commercial auto liability and property insurance needed for your specific industry.

What Does a Business Insurance Agent in Charleston Cost?

Typical costs for a small business insurance policy in West Virginia range from $500 to $2,000 per year for general liability. Workers compensation rates vary by industry and payroll but average around $1.50 per $100 of payroll for low-risk office work. Commercial auto insurance for a single vehicle often costs $1,200 to $2,500 annually. These are estimates only. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in West Virginia?
West Virginia requires workers compensation insurance for most employers with one or more employees. Commercial auto liability is required if you use vehicles for business. General liability is not state-mandated but is often required by landlords or contracts.
How do I find a licensed business insurance agent in Charleston?
You can search the West Virginia Offices of the Insurance Commissioner website for licensed agents in Charleston. Local agents are familiar with regional risks like flooding in the Kanawha Valley and specific industry needs for coal or healthcare businesses.
What is the typical process to get a business insurance quote in Charleston?
An agent will review your business operations number of employees and revenue. They then compare policies from multiple carriers to find coverage that meets West Virginia requirements. Quotes are usually provided within one to two business days.