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Find Business Insurance Agents Near You in St Albans, WV

Browse business insurance agents serving St Albans, West Virginia. Updated 2026-07-14.

The top-rated business insurance agent in St Albans, West Virginia is J.C. Spears - State Farm Insurance Agent, rated 5.0 stars across 335 reviews. Other highly rated options include Colby Johnson - State Farm Insurance Agent, Affordable Insurance Solutions: Ethan Poole, Saint Albans Insurance Agency. This directory lists 14 business insurance agents serving St Albans.

Showing 14 business insurance agents in St Albans, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1J.C. Spears - State Farm Insurance Agent120 Walnut St(304) 722-7227
2Colby Johnson - State Farm Insurance Agent222 Third Ave(304) 722-4201
3Affordable Insurance Solutions: Ethan Poole1000 6th Ave(304) 727-0969
4Saint Albans Insurance Agency701 6th Ave(304) 396-7353
5State Farm Insurance222 Third Ave(304) 722-4201
6Morris Insurance Services715 6th Ave(304) 722-6443
7D. Scott Jarrett: Allstate Insurance200 Kanawha Terrace #5(304) 220-7026
8Horace Mann Insurance1000 6th Ave(304) 727-0969
9Nationwide Insurance: Oscar R Sanford Ii500 4th St(304) 722-4627
10LeRose Insurance LLC701 6th Ave(304) 722-5512
JC
120 Walnut St
J.C. Spears - State Farm Insurance Agent
Business Insurance Agent · St Albans, WV

J.C. Spears - State Farm Insurance Agent serves the St Albans, WV area and surrounding Kanawha County as a local business insurance agent. The agency helps small and large businesses find commercial coverage policies that protect their assets and operations. It works with clients to assess risks and select appropriate plans for their specific industry needs. The office provides guidance on general liability insurance and workers compensation policies for local employers.

CJ
222 Third Ave
Colby Johnson - State Farm Insurance Agent
Business Insurance Agent · St Albans, WV

Colby Johnson - State Farm Insurance Agent in St Albans, WV offers a range of business insurance services tailored to local enterprises. The agency provides commercial auto, liability, and property coverage, along with customized risk management plans to help protect small business operations. Regular policy reviews and service consultations ensure coverage aligns with changing business needs. The firm services a variety of properties including single-family homes, apartment complexes, retail storefronts, and restaurants.

AI
1000 6th Ave
Affordable Insurance Solutions: Ethan Poole
Business Insurance Agent · St Albans, WV

Affordable Insurance Solutions: Ethan Poole in St Albans, WV provides business insurance policies for local companies, including retail shops, service contractors, and small manufacturers. The agency assists these clients in securing general liability, property, and workers’ compensation coverage tailored to their operational needs. By evaluating each business’s specific risks, the agent helps craft a suitable insurance package. Additionally, the agency extends its services to neighboring communities such as Hurricane and the greater Charleston metropolitan area.

SA
701 6th Ave
Saint Albans Insurance Agency
Business Insurance Agent · St Albans, WV

Saint Albans Insurance Agency serves St Albans, West Virginia, and the surrounding Kanawha Valley communities. It handles business insurance for local companies, including general liability, commercial property, and workers’ compensation policies. The agent reviews each client’s operations and risk exposures to recommend appropriate coverage limits. For a typical job, the agent gathers business details, provides a comparative analysis of available policies, and explains the key terms before binding coverage.

SF
222 Third Ave
State Farm Insurance
Business Insurance Agent · St Albans, WV

Business insurance agents at State Farm Insurance in St Albans, WV offer both one-time policy purchases and recurring service agreements. Coverage options typically protect businesses from property damage and liability claims. Customers can obtain general liability or commercial property policies tailored to their operational needs. Service arrangements generally operate on an as-needed basis, allowing clients to request modifications, renewals, or claims assistance when required rather than following a predetermined schedule. This model accommodates fluctuating business activities without requiring ongoing appointments.

MI
715 6th Ave
Morris Insurance Services
Business Insurance Agent · St Albans, WV

Morris Insurance Services in St Albans, West Virginia provides specialized business insurance agent services to local entrepreneurs, helping them secure tailored liability and property coverage. It works with nearby enterprises to identify specific operational risks and policies that match their needs, assisting with claims navigation and policy adjustments. As regional weather patterns shift, it helps businesses review coverage for flood damage and seasonal inventory fluctuations.

DS
200 Kanawha Terrace #5
D. Scott Jarrett: Allstate Insurance
Business Insurance Agent · St Albans, WV

D. Scott Jarrett: Allstate Insurance specializes in business insurance products, including general liability and property coverage. The agency also assists local enterprises with commercial auto, workers’ compensation, and professional liability policies. These packages are designed for small to mid-sized operations in St Albans, WV. Throughout the year, the office helps business owners review their overall risk exposure and policy limits. With the onset of harsh winter weather, the agency can guide retail and warehouse clients in assessing potential snow and ice damage claims.

HM
1000 6th Ave
Horace Mann Insurance
Business Insurance Agent · St Albans, WV

As winter weather can lead to unexpected damage to commercial properties in St Albans, WV, business owners often seek reliable coverage for their operations. Horace Mann Insurance provides tailored business insurance agent services, helping local companies evaluate policies for liability, property, and income protection. The agency assists clients by reviewing risks specific to their industry, such as retail or professional services. An initial assessment is conducted during a complimentary property or liability review walkthrough, allowing the agent to identify necessary coverage and schedule an on-site inspection of the business premises.

NI
500 4th St
Nationwide Insurance: Oscar R Sanford Ii
Business Insurance Agent · St Albans, WV

Nationwide Insurance: Oscar R Sanford II provides comprehensive business insurance guidance to companies in St Albans, WV. The agency specializes in tailoring general liability and property coverage to help protect local enterprises against common operational risks. Business owners can also explore additional policies like commercial auto, workers compensation, and inland marine. These insurance solutions are designed for a variety of commercial sectors, including offices, warehouses, and food service.

LI
701 6th Ave
LeRose Insurance LLC
Business Insurance Agent · St Albans, WV

LeRose Insurance LLC serves homeowners and residential property owners in St Albans, WV, with insurance solutions designed to protect personal assets. The agency also provides commercial coverage for local businesses, supporting entrepreneurs and small operations throughout the surrounding area. As a business insurance agent, LeRose assists clients in identifying appropriate policy options for general liability, property, and other standard commercial risks. The agent works to maintain ongoing contact with policyholders, ensuring coverage remains current and addressing any new needs that arise between regular, scheduled visits.

TI
221 4th Ave
Trusted insurance co
Business Insurance Agent · St Albans, WV
(304) 202-1478
luciennevina259076.wixsite.com/trusted-insurance-co
MS
103 6th Ave
Mountain State Senior Insurance Services
Business Insurance Agent · St Albans, WV
(304) 201-0100
MS
4th St
Mountain State Senior Insurance Services
Business Insurance Agent · St Albans, WV
FB
200 Kanawha Terrace #5
Ficon-Bush Insurance Agency, Inc
Business Insurance Agent · St Albans, WV
(304) 727-7228

What Does a a Business Insurance Agent in St Albans Cost?

Typical costs for business insurance in West Virginia vary by industry and coverage level. A small retail shop might pay 500 to 1,500 dollars per year for general liability. Workers compensation rates are set by the West Virginia Offices of the Insurance Commissioner and depend on your payroll and classification code. Commercial auto insurance averages 1,200 to 2,400 dollars per vehicle annually. This is general information and not insurance advice.

About business insurance agents in St Albans

Business insurance agents in St Albans West Virginia help local companies find coverage that meets state requirements. West Virginia law mandates that all employers with employees must carry workers compensation insurance through the state fund or an approved private carrier. Agents can also help you secure general liability and commercial auto policies needed for your specific industry.

Frequently Asked Questions

What types of business insurance are required in West Virginia?

West Virginia requires workers compensation insurance for most employers. Commercial auto insurance is also required if you use vehicles for business. General liability is not state mandated but is often required by landlords and clients.

How do I find a business insurance agent in St Albans?

You can search online for local independent agents or contact the West Virginia Insurance Commission for a list of licensed agents. Many St Albans agents offer free consultations to review your business needs.

What is the statute of limitations for a business insurance claim in West Virginia?

For property damage claims the statute of limitations is two years from the date of loss. For breach of contract claims involving insurance policies the limit is ten years under West Virginia law.

Business Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.