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Find Commercial Insurance Agents in Birmingham, AL

Looking for a commercial insurance agent in Birmingham? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Birmingham, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 commercial insurance agents in Birmingham, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
4608 Avenue W Ste D, Birmingham, AL 35208
(205) 386-5182 locations.freeway.com
Caroline Dorris - State Farm Insurance Agent
2805 6th Ave S, Birmingham, AL 35233
(205) 322-3276 carolinedorris.com
Medicare Advisors of Alabama
2116 Columbiana Rd, Birmingham, AL 35216
(205) 704-9020 medicareadvisorsofalabama.org
Alfa Insurance - The Vail Agency
2815 Greystone Commercial Blvd Suite 600, Birmingham, AL 35242
(205) 980-9933 thevailagency.com
Burns Mitchell Agency: Allstate Insurance
5588 Apple Park Dr Suite 109, Birmingham, AL 35235
(205) 749-4978 agents.allstate.com
Wiggins Insurance Agency
5971 Chalkville Mountain Ln Suite D, Birmingham, AL 35235
(205) 853-6429 wigginsinsuranceagency.com
Greg Armstrong - GEICO Insurance Agent
1423 Gadsden Hwy Suite 109, Birmingham, AL 35235
(205) 508-6077 geico.com
All American Insurance
819 3rd Ave N, Birmingham, AL 35203
(205) 322-0311 allamericaninsbham.com
Bama Insurance Services
260 W Valley Ave, Birmingham, AL 35209
(205) 942-3522 bamainsurance.com
PAC Insurance Agency, Inc.
213 Gadsden Hwy, Birmingham, AL 35235
(205) 836-5959 pacinsuranceagency.com
Farmers Insurance - Mickey Berry
200 Cahaba Park Cir Ste 112, Birmingham, AL 35242
(205) 490-6000 agents.farmers.com
The Reed Agency
9624 Parkway E, Birmingham, AL 35215
(205) 854-2156 thelreedagency.com
Availen Insurance
2718 20th St S Suite 203, Birmingham, AL 35209
(205) 994-8567 availeninsurance.com
Bentley Insurance Inc.
2421 2nd Ave N, Birmingham, AL 35203
(205) 663-6223 bentley-insurance.com
Abbott Insurance -TWFG
200 Cahaba Park Cir Suite 102, Birmingham, AL 35242
(205) 558-5433 agentpages.twfg.com
Altasurance
201 Office Park Dr #100, Birmingham, AL 35223
(205) 970-2187 altasurance.com
The Prewitt Group
2146 Highland Ave, Birmingham, AL 35205
(205) 933-9207 prewitt.group
Iron Mountain Insurance
2170 Highland Ave #100, Birmingham, AL 35205
(205) 849-0000 pointenorthins.com
Lori Zucco Insurance
186 Oxmoor Rd Suite 128, Birmingham, AL 35209
(205) 942-4448 lorizucco.com
AiA American Insurance Agency
438 Carr Ave #11, Birmingham, AL 35209
(205) 940-9977 aiainsuranceagencyal.com

Commercial insurance agents in Birmingham Alabama help business owners find coverage for liability property and workers compensation. Alabama law requires certain businesses to carry specific insurance such as workers comp for companies with five or more employees. A local agent can guide you through the Alabama insurance code and help match policies to your industry and risk profile.

What Does a Commercial Insurance Agent in Birmingham Cost?

Typical costs for commercial insurance in Alabama vary widely by industry size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 5000 to 15000 dollars annually for workers comp and liability combined. Premiums depend on payroll revenue claims history and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Birmingham businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Alabama law requires workers compensation insurance for most employers with five or more employees. Your agent can help you assess which policies are legally required and which are recommended for your specific operations.
How do I choose a commercial insurance agent in Birmingham?
Look for an agent who is licensed in Alabama and has experience with your industry. Ask about their familiarity with local risks such as weather events or construction regulations in the Birmingham area. Check their reputation with the Alabama Department of Insurance and read client reviews.
Can a Birmingham agent help with Alabama specific business insurance laws?
Yes. A local agent understands Alabama statutes like the Alabama Workers Compensation Act and the states liability insurance requirements. They can also advise on coverage for unique local risks such as tornado damage or flood zones near Birmingham.