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Find Commercial Insurance Agents Near You in Homewood, AL

Browse commercial insurance agents serving Homewood, Alabama. Updated 2026-07-14.

The top-rated commercial insurance agent in Homewood, Alabama is Acceptance Insurance, rated 5.0 stars across 413 reviews. Other highly rated options include Freeway Insurance, Thomas Waters - State Farm Insurance Agent, Direct Auto Insurance. This directory lists 11 commercial insurance agents serving Homewood.

Showing 11 commercial insurance agents in Homewood, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance191 W Valley Ave #116(205) 564-7093
2Freeway Insurance430 Green Springs Hwy #18(205) 304-1246
3Thomas Waters - State Farm Insurance Agent3103 Independence Dr(205) 879-1988
4Direct Auto Insurance68 Green Springs Hwy(205) 715-8390
5John Carlton: Allstate Insurance109 Columbiana Rd(205) 983-6175
6Seguro Auto Insurance103 Broadway St(205) 870-8100
7Shane Cone: Allstate Insurance832 Green Springs Hwy # 103(205) 941-1800
8Stewart Insurance Group/ Alabama Insurance Agency1900 28th Ave S Suite 100 A(334) 339-7257
9J H Berry Risk Services2552 18th St S Ste200(205) 208-1238
10Servi Express Insurance813 Green Springs Hwy #130(205) 588-4583
AI
191 W Valley Ave #116
Acceptance Insurance
Commercial Insurance Agent · Homewood, AL

Acceptance Insurance provides a range of commercial insurance agent services, including risk assessment and policy placement for local businesses. It offers routine service plan reviews to ensure coverage remains aligned with evolving operations and liabilities. Additional maintenance plans involve periodic audits and updates as business assets fluctuate. The agency serves properties such as single-family homes, apartment complexes, retail storefronts, and restaurants.

FI
430 Green Springs Hwy #18
Freeway Insurance
Commercial Insurance Agent · Homewood, AL

Freeway Insurance serves the Homewood, Alabama metro area as a commercial insurance agent offering coverage to local businesses. They work with independent and small business owners to secure policies that address operational risks in this region. Common services include general liability and property insurance to protect company assets from common claims. They also assist with workers’ compensation coverage for employees and commercial auto policies for work-related vehicles.

TW
3103 Independence Dr
Thomas Waters - State Farm Insurance Agent
Commercial Insurance Agent · Homewood, AL

Thomas Waters - State Farm Insurance Agent serves the Homewood, Alabama, area and the greater Jefferson County region as a commercial insurance agent. The agency assists local business owners with essential coverage to protect their operations, properties, and financial assets from common risks. General liability and property insurance are fundamental policies provided to help small and medium-sized enterprises manage everyday exposures. Workers' compensation coverage for employees is also a service handled within the agency's commercial insurance offerings.

DA
68 Green Springs Hwy
Direct Auto Insurance
Commercial Insurance Agent · Homewood, AL

Direct Auto Insurance offers a range of commercial insurance solutions tailored to businesses in and around Homewood, Alabama. It provides coverage options to protect against common operational and liability risks. The company assists clients with policy selection, ensuring their commercial needs are addressed. Personalized service and ongoing support are available to help manage policies effectively over time. Direct Auto Insurance services properties such as single-family homes, apartments, retail spaces, and restaurants.

JC
109 Columbiana Rd
John Carlton: Allstate Insurance
Commercial Insurance Agent · Homewood, AL

John Carlton: Allstate Insurance provides a full range of commercial insurance solutions for local business owners, including general liability, property, and workers compensation coverage. Its service model emphasizes regular policy reviews and risk assessment consultations to help clients adjust their plans as their operations grow or change. The agency also offers guidance on tailor-made business owner policies to address specific operational exposures. It services properties including single-family homes, apartments, retail stores, and restaurants.

SA
103 Broadway St
Seguro Auto Insurance
Commercial Insurance Agent · Homewood, AL

Seguro Auto Insurance serves homeowners, business owners, and property managers in the Homewood area who need commercial insurance coverage. The agency helps local clients find policies for liability, property, and vehicle risks associated with their operations. Protection plans are tailored to meet the specific demands of small and medium-sized enterprises in this region of Alabama. The agency also provides commercial coverage for customers located in nearby Mountain Brook, ensuring accessibility across the greater Birmingham metro area.

SC
832 Green Springs Hwy # 103
Shane Cone: Allstate Insurance
Commercial Insurance Agent · Homewood, AL

Serving Homewood and the surrounding communities of greater Birmingham, Shane Cone: Allstate Insurance provides commercial insurance agent services. This agency handles coverage for local businesses, including general liability, property, and workers' compensation policies. It works with small to mid-sized companies, assessing their needs and finding appropriate carrier solutions. A typical job begins with a detailed review of the business operations and existing coverage, then progresses to presenting tailored options that address specific risks.

SI
1900 28th Ave S Suite 100 A
Stewart Insurance Group/ Alabama Insurance Agency
Commercial Insurance Agent · Homewood, AL

Stewart Insurance Group, also operating as Alabama Insurance Agency in Homewood, AL, offers commercial insurance policies. Businesses may select a one-time policy for a single project, or they may establish a recurring annual policy covering ongoing operations, general liability, and property exposure. The agency identifies industry-specific risks and then tailors the coverage to match each client’s operational profile. Service appointments for new quotes or for annual policy reviews run on a scheduled basis, while claims support and mid-term policy adjustments are provided on an as-needed basis.

JH
2552 18th St S Ste200
J H Berry Risk Services
Commercial Insurance Agent · Homewood, AL

J H Berry Risk Services, based in Homewood, AL, specializes in commercial property and liability coverage tailored to local business operations. The agency provides essential insurance solutions for retailers, contractors, and professional offices across the Birmingham metropolitan area. It helps clients analyze exposure risks and select policies that protect their assets and daily operations. As seasonal weather patterns shift, the agency assists with evaluating storm damage protection and business interruption coverage to guard against regional weather-related disruptions.

SE
813 Green Springs Hwy #130
Servi Express Insurance
Commercial Insurance Agent · Homewood, AL

As Homewood businesses prepare for seasonal shifts that bring new liability exposures, Servi Express Insurance helps commercial clients review their coverage needs. This downtown commercial insurance agent specializes in crafting protection plans tailored for local shops, contractors, and service providers. Policies address property, general liability, and workers' compensation according to industry-specific risks. The team takes time to explain policy details and exclusions clearly. Every engagement begins with a complimentary on-site inspection of the business premises to identify unique hazards.

AI
3536 Independence Dr Ste 201
Alfa Insurance - Sizemore Agency
Commercial Insurance Agent · Homewood, AL
(205) 909-4364
alfainsurance.com/timsizemore

What Does a a Commercial Insurance Agent in Homewood Cost?

Typical costs for commercial insurance in Alabama vary widely by industry and risk profile. A small retail shop might pay between $500 and $1,500 per year for general liability, while a construction company could pay $3,000 to $10,000 or more for comprehensive coverage. Workers compensation rates are set by the state and depend on your payroll and classification code. This is general information and not insurance advice.

About commercial insurance agents in Homewood

Commercial insurance agents in Homewood Alabama help business owners protect their assets with tailored coverage. Alabama law requires certain businesses to carry workers compensation insurance if they have five or more employees. Local agents understand the specific risks facing businesses in the Birmingham metro area and can guide you through policy options.

Frequently Asked Questions

What types of commercial insurance do Homewood businesses typically need?

Common policies include general liability, property insurance, and workers compensation. Alabama law mandates workers comp for most businesses with five or more employees. Your agent can help you assess your specific needs based on your industry and location.

How does Alabama law affect commercial insurance requirements?

Alabama is a tort state for auto liability, meaning you must carry minimum liability coverage for commercial vehicles. The state also has specific rules for professional liability and workers compensation. A local agent can explain how these laws apply to your business.

Can I bundle multiple commercial policies in Homewood?

Yes, many agents offer business owner policies that combine general liability, property, and business interruption coverage. Bundling can simplify management and may reduce your overall premium. Your agent can compare options from multiple carriers.

Commercial Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.