The top-rated commercial insurance agent in Apple Valley, California is AAA Apple Valley Insurance and Member Services, rated 4.3 stars across 744 reviews. Other highly rated options include Fiesta Auto Insurance & Tax Service, Massey Insurance Services, Farmers Insurance - Andrea Rivera. This directory lists 15 commercial insurance agents serving Apple Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Apple Valley Insurance and Member Services | 19201 Bear Valley Rd Ste C | (760) 247-4110 |
| 2 | Fiesta Auto Insurance & Tax Service | 20162 Outer Hwy 18 S Suite H | (760) 477-5454 |
| 3 | Massey Insurance Services | 16000 Apple Valley Rd Suite C2 | (760) 843-1938 |
| 4 | Farmers Insurance - Andrea Rivera | 21580 Bear Valley Rd Ste B2-6 | (760) 646-9284 |
| 5 | Apple Valley Medicare & Financial Services | 21735 CA-18 | (760) 247-7990 |
| 6 | Wolken Insurance Services | 16472 Kalo Rd | (760) 900-6668 |
| 7 | Les Palcsik Insurance Agency LLC - Farmers Insurance | 19031 Outer Hwy 18 S Ste 270 | (909) 478-3347 |
| 8 | KPIA - Kennedy Professional Insurance Agency | 19167 Outer Hwy 18 S #1 | (760) 242-2345 |
| 9 | Richard Gonzalez: Allstate Insurance | 17844 CA-18 | (760) 242-4992 |
| 10 | Guy Burnett - State Farm Insurance Agent | 16048 Tuscola Rd Ste 2 | (760) 961-2000 |
AAA Apple Valley Insurance and Member Services serves the Apple Valley, California area as a commercial insurance agent. This agency helps local businesses secure essential coverage to protect their operations and assets. It works with clients to evaluate their specific risk exposures and identify appropriate policy options. The agency also assists with general liability insurance and workers’ compensation policies for companies in the region.
Serving the Apple Valley area and surrounding High Desert communities, Fiesta Auto Insurance & Tax Service handles commercial insurance needs for local businesses. The company works with clients to secure general liability, property, and workers' compensation coverage. As part of its daily operations, it reviews each business's risk exposure and policy options carefully. This agent typically approaches a job by first discussing the client's operations, then comparing coverage from multiple carriers to present the most suitable policy.
Massey Insurance Services provides a full range of commercial insurance products, including general liability, property coverage, and workers’ compensation policies for local businesses. The company focuses on developing tailored risk management strategies and offers ongoing policy review and adjustments to maintain adequate coverage as business needs evolve. Their service approach emphasizes proactive consultation to help clients identify potential exposures and minimize operational risks. This agency serves a diverse client base, including single-family homes, apartments, retail storefronts, and restaurants throughout Apple Valley.
Farmers Insurance - Andrea Rivera serves homeowners, businesses, and property managers in Apple Valley, California, by offering commercial insurance agent services. These include liability coverage, property protection, and workers’ compensation policies tailored for local small and medium-sized enterprises. The agency helps clients manage risks common to the High Desert region, such as wildfire and storm exposure. In addition to serving Apple Valley, the office also extends its coverage area to neighboring communities like Victorville.
Apple Valley Medicare & Financial Services serves Apple Valley and the surrounding communities of the High Desert, handling commercial insurance coverage for local businesses. The agency manages policies for general liability, property damage, and workers’ compensation, helping to protect companies from operational risks. It also addresses commercial auto and business interruption needs specific to this region. To handle a typical job, the company first reviews a client’s exposure and then matches the coverage to the specific industry requirements.
Wolken Insurance Services in Apple Valley, CA assists commercial clients by distinguishing between one-time policies for single projects, such as event liability, and recurring coverage intended for ongoing business operations. Their work primarily focuses on general liability, property insurance, and workers' compensation tailored for local enterprises. Service engagement normally accommodates either a one-time arrangement for specific needs or a scheduled, recurrent program for consistent risk management, with as-needed consultations also available for policy adjustments.
Les Palcsik Insurance Agency LLC - Farmers Insurance in Apple Valley, CA, offers commercial insurance coverage including general liability, property, and workers compensation. It also provides business auto policies and specialized protection for contractors and small retail operations. The agency assists local companies in securing policies tailored to their industry risks. During wildfire season in the High Desert, it helps business owners reassess their property and business interruption coverage to ensure adequate protection against seasonal hazards.
KPIA - Kennedy Professional Insurance Agency serves Apple Valley, California residents with comprehensive home insurance policies. For commercial clients, the agency provides tailored coverage solutions for local businesses of various sizes and industries. Their services extend throughout the surrounding area, helping entrepreneurs manage liability and property risks. The team focuses on understanding each client’s unique operations to recommend appropriate protection. Between regular policy reviews and renewal periods, agents follow up promptly to address coverage questions and adjustments, ensuring consistent support for every commercial account.
As the seasonal wildfire risk increases across the high desert, businesses in Apple Valley seek reliable coverage to protect their assets. Richard Gonzalez: Allstate Insurance provides commercial insurance agent services tailored to local operations, helping entrepreneurs manage liability, property, and vehicle exposures. The agency guides clients through policy options that address the specific needs of small and medium-sized enterprises in the area. A comprehensive inspection of the business premises is the first step in building a customized insurance assessment and quote for the business owner.
Guy Burnett - State Farm Insurance Agent provides commercial coverage for businesses operating in Apple Valley and the surrounding area. The agency specializes in adding tailored liability and property protection to general business policies. Inland marine coverage for equipment and tools can also be attached to expand an existing plan. The agent serves a range of industries, including professional offices and light manufacturing. Additional commercial sectors offered comprise warehouses and other storage facilities. Food service operations are also among the distinct business types that can be served by this location.
What Does a a Commercial Insurance Agent in Apple Valley Cost?
Typical costs for commercial insurance in California vary widely by industry and risk. A small retail shop might pay 500 to 2,000 dollars per year for general liability. Workers compensation premiums depend on payroll and classification codes, often ranging from 1,000 to 10,000 dollars annually. Commercial auto insurance for a single vehicle can cost 1,200 to 3,000 dollars per year. This is general information and not insurance advice.
About commercial insurance agents in Apple Valley
A commercial insurance agent in Apple Valley, California helps local businesses find coverage for general liability, workers compensation, and commercial property. California law requires most employers to carry workers compensation insurance (Labor Code Section 3700). An agent can explain how state regulations affect your policy options and premium costs.
Frequently Asked Questions
What types of commercial insurance do Apple Valley businesses need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. California law mandates workers comp for most employers. An agent can assess your specific risks and recommend appropriate policies.
How does a commercial insurance agent in Apple Valley charge for services?
Most agents earn a commission from the insurance company, so their services are usually free to you. Some may charge a broker fee for complex policies. Always ask about any fees before signing.
Can a commercial insurance agent help with California-specific compliance?
Yes. Agents can advise on state requirements like workers compensation insurance and commercial auto liability minimums. They can also help you understand how California wildfire zones affect property insurance availability and cost.
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