The top-rated commercial insurance agent in Berkeley, California is Jessica McArdle - State Farm Insurance Agent, rated 5.0 stars across 240 reviews. Other highly rated options include Frank Bliss - State Farm Insurance Agent, Client 1st Insurance Agency, Mike Mihrzad - State Farm Insurance Agent. This directory lists 11 commercial insurance agents serving Berkeley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica McArdle - State Farm Insurance Agent | 2025 Rose St #100 | (510) 848-2132 |
| 2 | Frank Bliss - State Farm Insurance Agent | 1700 Solano Ave A | (510) 527-2000 |
| 3 | Client 1st Insurance Agency | 2980 College Ave #1 | (925) 866-2929 |
| 4 | Mike Mihrzad - State Farm Insurance Agent | 2288 Fulton St UNIT 310 | (510) 841-6171 |
| 5 | AAA Berkeley Branch | 1775 University Ave | (510) 898-7600 |
| 6 | Timothy Carter: Allstate Insurance | 2489 Martin Luther King Jr Way | (510) 649-3870 |
| 7 | Gary Eason - State Farm Insurance Agent | 2288 Fulton St UNIT 310 | (510) 843-1092 |
| 8 | Sonny Randhawa - State Farm Insurance Agent | 1798 Shattuck Ave. | (510) 570-3985 |
| 9 | Sharon Woo - State Farm Insurance Agent | 2915 Ninth St | (510) 549-2122 |
| 10 | Fidelity Insurance Service | 801 Allston Way | (510) 548-8200 |
Jessica McArdle - State Farm Insurance Agent in Berkeley, California, provides commercial insurance policies that cover general liability, property damage, and business interruption. Service plans include risk management consultations to help clients identify potential exposures and adjust coverage accordingly. The agency offers ongoing policy reviews to ensure limits keep pace with changing business needs. Claims filing assistance is available to help streamline the resolution process. Jessica McArdle’s commercial insurance services support a variety of properties, including single-family homes, apartments, retail storefronts, and restaurants.
Frank Bliss - State Farm Insurance Agent serves homeowners, businesses, and property managers in Berkeley, California, offering commercial insurance policies to protect assets and operations. This agency provides coverage options for liability, property, and business income, helping clients manage financial risks associated with their enterprises. It works with local companies to tailor policies addressing specific industry needs under standard insurance guidelines. In addition to serving Berkeley, it also covers the neighboring city of Albany in the East Bay metro area.
Client 1st Insurance Agency serves Berkeley, California, and the surrounding East Bay communities. It handles commercial insurance policies designed to protect local businesses from common operational risks. The agency works with a variety of industries, tailoring coverage options to address specific liability, property, and income exposures. To handle a typical job, it first evaluates a client’s business operations to identify potential vulnerabilities, then compares multiple carrier options to secure appropriate coverage at a competitive price.
Mike Mihrzad - State Farm Insurance Agent in Berkeley, CA, handles commercial insurance for local businesses, distinguishing between one-time policies for short-term projects and recurring plans for ongoing operations. Coverage typically includes property, liability, and business interruption protection to address common risks encountered by area enterprises. Service is provided on a scheduled basis for annual policy reviews and also on an as-needed basis when new ventures or emerging hazards require prompt attention.
The AAA Berkeley Branch serves the Berkeley, California metro area as a commercial insurance agent. It works with local businesses to assess their specific risk exposures and secure appropriate coverage. General liability policies form a core part of its offerings, protecting firms from common third-party claims. The agency also helps business owners arrange property insurance to cover their premises and equipment. Its services additionally include commercial auto policies and workers' compensation coverage for area employers.
Timothy Carter: Allstate Insurance offers specialized commercial coverage for small businesses, including property liability and general liability policies. It also provides standard personal auto and homeowners insurance to Berkeley area clients. Commercial agents work to protect companies from financial losses due to accidents, theft, or lawsuits. With California’s wildfire seasons becoming increasingly unpredictable, the agency can help local business owners review their policies for adequate coverage against fire and smoke damage.
As Berkeley transitions to a new fiscal year, many small business owners reassess their liability coverage. Gary Eason serves this community as a State Farm Insurance Agent focusing on commercial insurance needs. The agency works with restaurants, independent retailers, and professional offices navigating local regulations. A thorough consultation reviews the unique operations and physical exposures of each business, such as varying foot traffic or inventory storage. To begin, they schedule a walkthrough inspection of the business premises to document current safety measures and identify any immediate coverage gaps.
Sonny Randhawa’s agency assists local businesses with their commercial insurance needs, offering standard liability and property protection tailored to individual operations. Additional coverages, such as workers’ compensation and business interruption plans, are available to strengthen a company’s financial safety net. The agency serves diverse commercial sectors in the Berkeley, CA area, including offices, warehouses, and food service establishments.
Sharon Woo - State Farm Insurance Agent in Berkeley, CA provides residential insurance coverage for local homeowners and renters. For commercial insurance, the agency helps businesses in the area secure policies to protect assets and manage liability risks. Service includes working with clients throughout Berkeley and the surrounding region. Agents conduct regular check-ins with business policyholders to review coverage needs, and follow-up or repeat service is offered between those scheduled visits to address any changes or questions that arise.
Fidelity Insurance Service in Berkeley, California is recognized for delivering comprehensive commercial insurance agent services to local businesses. The agency assists clients with essential coverage needs, including general liability, property insurance, and workers compensation. Its team focuses on analyzing unique risk exposures to craft appropriate protection plans for various industry sectors. A common specialty service the firm can provide is business interruption coverage, which helps sustain operations during unexpected closures.
What Does a a Commercial Insurance Agent in Berkeley Cost?
Typical costs for commercial insurance in California vary widely. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars per year for liability and workers comp combined. Premiums depend on your industry revenue payroll and claims history. This is general information and not insurance advice.
About commercial insurance agents in Berkeley
Commercial insurance agents in Berkeley help local businesses find coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance. Agents can also help with policies that meet California specific requirements for auto liability and professional liability.
Frequently Asked Questions
What types of commercial insurance do Berkeley businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. California law requires workers comp for nearly all employers and commercial auto insurance for business vehicles.
How does a commercial insurance agent help a Berkeley business?
An agent reviews your business risks and finds policies from multiple carriers. They explain California specific requirements such as minimum liability limits for commercial vehicles and state mandated workers comp coverage.
What is the difference between an agent and a broker in California?
Both are licensed by the California Department of Insurance. An agent typically represents one or more insurance companies. A broker works on your behalf to find coverage from multiple insurers. Both can help you compare options.
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