The top-rated commercial insurance agent in Middletown, Connecticut is Globe Life American Income Division: Prata Organization, rated 4.9 stars across 2,643 reviews. Other highly rated options include Curt Smith - State Farm Insurance Agent, Caleb Carney - State Farm Insurance Agent, Bafumi Insurance Agency, A Division of World. This directory lists 15 commercial insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Prata Organization | 100 Roscommon Dr Suite 308 | (860) 632-0061 |
| 2 | Curt Smith - State Farm Insurance Agent | 134 Main Street Extension STE 300 | (860) 398-6364 |
| 3 | Caleb Carney - State Farm Insurance Agent | 401 Newfield St | (860) 346-4442 |
| 4 | Bafumi Insurance Agency, A Division of World | 59 Broad St | (860) 347-3530 |
| 5 | Get Insured America | 430 Highland Ave #1 | (860) 346-7755 |
| 6 | Valk Insurance Group, Llc: Allstate Insurance | 300 Plaza Middlesex, 203 Main St | (203) 265-0477 |
| 7 | Nationwide Insurance: Dunn Insurance, Inc. | 198 S Main St | (860) 347-4924 |
| 8 | Spark Insurance Agency | 62 Washington St | (860) 294-9054 |
| 9 | NFP, an Aon company | 386 Main St | (860) 346-9661 |
| 10 | Rice, Davis, Daley & Krenz Inc | 50 Washington St | (860) 346-6611 |
Globe Life American Income Division: Prata Organization serves clients in the Middletown, Connecticut area. As a commercial insurance agent, the company helps local businesses assess their coverage needs and manage risk exposure. It works with various commercial enterprises to secure policies that protect their assets and operations. The agency focuses on providing tailored solutions for the unique challenges of the regional market. Among its handled services are commercial liability coverage and workers’ compensation insurance for area employers.
Curt Smith - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Middletown area. The agency provides comprehensive commercial insurance policies designed to protect local companies from liability, property damage, and other operational risks. Services also include business auto coverage and workers’ compensation options tailored to various industries. Professional guidance helps clients understand their specific coverage needs and manage deductibles. The agency also covers rental properties and small retail shops in the nearby community of Cromwell as part of its service area.
Caleb Carney - State Farm Insurance Agent provides commercial insurance solutions, including general liability, property, and business interruption coverage. The agency supports local businesses with tailored policies designed to address evolving operational risks and asset protection needs. Regular policy reviews and claims assistance are offered to help maintain adequate coverage over time. This commercial insurance agent serves a range of properties in Middletown, CT, including single-family homes, apartments, retail spaces, and restaurants.
Bafumi Insurance Agency, A Division of World, serves businesses throughout Middletown, Connecticut, and the surrounding Middlesex County communities. It handles a full range of commercial insurance needs for local enterprises, including general liability, property protection, and workers' compensation coverage. The agency prioritizes understanding each client’s specific operations and risk exposures. After reviewing a company’s unique profile, it gathers detailed information to present customized coverage options from multiple carriers, then works directly with the business owner to finalize a policy that fits both their budget and operational requirements.
Get Insured America in Middletown, CT helps businesses distinguish between one-time policies, such as for a single event or project, and recurring service options that renew annually or seasonally. The agency provides commercial insurance coverage tailored to local enterprises, addressing property, liability, and other operational needs specific to the region. Clients may engage the office for custom advice or straightforward policy management, with services available on a one-time, scheduled, or as-needed basis depending on the business’s preference.
As local businesses in Middletown adjust their coverage heading into a new season, many look to secure comprehensive protection for their operations. Nationwide Insurance: Dunn Insurance, Inc. serves as a commercial insurance agent, helping business owners evaluate policies that address liability, property, and workers’ compensation needs. An agent here works directly with clients to review specific operational risks and recommends appropriate coverage options. The process typically begins with a thorough inspection of the business premises and a detailed assessment of current exposures to craft an initial coverage plan.
Spark Insurance Agency serves residential clients in Middletown, Connecticut, offering commercial coverage tailored for local businesses. Their team works with area enterprises to address liability, property, and other standard policy needs. They provide ongoing service, arranging coverage reviews and adjustments as businesses grow or change. Follow-up consultations ensure policies remain aligned with each client’s situation, with regular visits allowing for face-to-face check-ins between scheduled renewals.
NFP, an Aon company, provides comprehensive commercial insurance solutions to businesses in the Middletown, CT area. It specializes in helping clients manage risk through customized property and casualty coverage, along with employee benefits programs. The agency works to protect companies from operational liabilities, property damage, and other common exposures. Its clientele includes a range of commercial sectors such as local offices, warehouses, and food service establishments, each receiving tailored insurance plans to fit specific industry needs.
Rice, Davis, Daley & Krenz Inc is recognized as a commercial insurance agent serving the Middletown, CT area. The firm assists local businesses in securing liability, property, and workers’ compensation coverage tailored to their operational risks. It guides clients through policy evaluations and claims assistance to maintain appropriate protection. The team can also arrange specialized coverage for equipment breakdown or business interruption.
What Does a a Commercial Insurance Agent in Middletown Cost?
The cost of commercial insurance in Connecticut varies widely by business type, size, and risk factors. A small retail shop might pay between $500 and $2,000 per year for general liability coverage. A construction company could pay $5,000 to $15,000 or more annually for a comprehensive package including workers compensation. Premiums are influenced by payroll, revenue, claims history, and location. This is general information, not insurance advice.
About commercial insurance agents in Middletown
Commercial insurance agents in Middletown Connecticut help businesses protect their assets with tailored coverage options. Connecticut law requires certain businesses to carry workers compensation insurance if they have one or more employees. Local agents understand the specific risks faced by businesses in Middlesex County and can guide you through state regulations.
Frequently Asked Questions
What types of commercial insurance do agents in Middletown offer?
Agents in Middletown offer general liability, property insurance, workers compensation, commercial auto, and professional liability coverage. They can also provide specialized policies for industries like manufacturing or healthcare.
Is commercial insurance required by law in Connecticut?
Connecticut does not require general liability insurance for most businesses. However, workers compensation insurance is mandatory for any business with one or more employees. Commercial auto insurance is required for any vehicle used for business purposes.
How do I choose a commercial insurance agent in Middletown?
Look for an agent with experience in your industry and knowledge of Connecticut regulations. Check their licensing through the Connecticut Insurance Department and ask about their claims process. A local agent can offer personalized service and understand regional risks.
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