The top-rated commercial insurance agent in Waterbury, Connecticut is B&A Benefit Solutions, rated 5.0 stars across 141 reviews. Other highly rated options include Muni Insurance, Inc., Connor Rafferty: Allstate Insurance, American Financial Solutions llc. This directory lists 19 commercial insurance agents serving Waterbury.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | B&A Benefit Solutions | 45 Pilgrim Ave | (203) 565-6419 |
| 2 | Muni Insurance, Inc. | 211 Chase Ave | (203) 527-3669 |
| 3 | Connor Rafferty: Allstate Insurance | 767 Wolcott St | (203) 757-9601 |
| 4 | American Financial Solutions llc | 48 Meriden Rd | (203) 706-4015 |
| 5 | Grand Folder LLC | 1325 E Main St | (800) 288-5064 |
| 6 | Main Street Insurance - Waterbury Office | 345 W Main St | (203) 757-5737 |
| 7 | Mark Shumilla - State Farm Insurance Agent | 520 Frost Rd FL-1 | (203) 757-6300 |
| 8 | Ramon Insurance & Tax | 935 S Main St | (203) 575-9660 |
| 9 | Montagno Insurance Inc | 344 Robbins St | (203) 721-7041 |
| 10 | Jack D Edsall Jr - State Farm Insurance Agent | 1101 Huntingdon Ave UNIT 3 | (203) 755-3700 |
B&A Benefit Solutions serves businesses and commercial property managers across Waterbury, Connecticut, providing commercial insurance agent services. The firm helps these clients secure general liability plans, property coverage, and workers’ compensation policies. Insurance needs are assessed individually so businesses obtain appropriate protection against daily operational risks and unforeseen liabilities. Comprehensive guidance is offered throughout the selection and claims process. Their service area also extends to communities in the neighboring Naugatuck Valley region, including Middlebury.
Muni Insurance, Inc. serves businesses throughout the Waterbury, CT area as a commercial insurance agent. Their work involves helping local companies identify and manage their unique risk exposures. The agency provides tailored insurance policies designed to protect business assets, operations, and liability. They assist clients with understanding coverage options and finding suitable insurance plans for their specific commercial needs. Typical services handled include general liability policies and property coverage for commercial buildings and equipment in this region.
Connor Rafferty: Allstate Insurance in Waterbury, CT, provides a full range of commercial insurance services, including general liability, property coverage, and business auto policies. The agency offers ongoing account maintenance and periodic policy reviews to help align coverage with changing operational needs. Service plans include risk management consultations and claims support for local business owners. The company serves a variety of property types, such as single-family homes, multi-unit apartments, retail shops, and restaurants throughout the Waterbury area.
American Financial Solutions llc serves Waterbury, Connecticut, and the surrounding communities, handling a full range of commercial insurance needs for local businesses. The agency focuses on providing coverage options that help protect assets and manage liabilities common to the region. For a typical commercial insurance job, the company reviews each client's specific business operations and risk exposures before matching them with appropriate policies from its available carriers.
For businesses in Waterbury, CT, one-time commercial insurance policies provide coverage for a single project or event, while recurring service options, like annual general liability or property policies, offer ongoing protection against daily operational risks. Grand Folder LLC acts as a commercial insurance agent, assisting local companies in comparing these coverage types to match their specific operational exposures. This service to clients in the local area is available on both a one-time appointment basis for specific needs and as an as-needed consultation for policy renewals or adjustments.
Main Street Insurance - Waterbury Office specializes in risk management and tailored coverage plans for local businesses. It also provides general commercial insurance services, including liability and property protection. The agency helps business owners assess potential exposures unique to their specific industry. Seasonal or situational concerns, such as coverage for winter storm damage to storefronts or summertime liability at outdoor events, can be addressed through customized policy reviews.
As the seasons change in Waterbury, local businesses often reassess their coverage needs for equipment, liability, or property protection. Mark Shumilla - State Farm Insurance Agent provides commercial insurance agent services to help business owners review their current policies and address gaps in their risk management. This agency works with various local enterprises to find appropriate coverage that fits their specific operations and budget constraints. A consultation typically begins with a thorough inspection of the business premises and a detailed discussion of operational exposures.
Ramon Insurance & Tax operates as a commercial insurance agent in Waterbury, CT, advising local business owners on policies that protect their operations and assets. The agency also provides tax-related services, adding a specialized layer by addressing both insurance coverage and financial compliance. Brokering general liability, property, and workers’ compensation plans, it helps manage risk for a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
Montagno Insurance Inc in Waterbury, CT is a commercial insurance agent known for helping local businesses manage risk. The company offers a range of policies to protect companies from property damage, liability claims, and other common operational exposures. Tailoring coverage to each client’s specific industry needs is a standard part of its service. Workers’ compensation insurance is a specialty add-on protection for employers.
Jack D Edsall Jr - State Farm Insurance Agent in Waterbury, CT assists homeowners with residential insurance coverages, protecting personal property and liability. For local businesses, the agency offers commercial insurance policies tailored to the needs of small and mid-sized companies in the area. Serving clients throughout Waterbury and the surrounding region, the agency provides ongoing support for policy changes and claims. Regular follow-up between scheduled visits helps ensure coverage remains aligned with evolving client needs.
What Does a a Commercial Insurance Agent in Waterbury Cost?
Typical annual premiums for a small business in Connecticut range from 500 to 3,000 dollars for general liability and 1,000 to 10,000 dollars for workers compensation depending on payroll and industry. Commercial property insurance costs vary based on building value and location. These are general estimates and your actual cost will depend on your specific business details. This information is for general purposes and does not constitute insurance advice.
About commercial insurance agents in Waterbury
Commercial insurance agents in Waterbury Connecticut help local businesses find coverage for property liability workers compensation and more. Connecticut law requires certain coverages like workers compensation insurance for most employers with one or more employees. A Waterbury agent can guide you through state specific requirements and help protect your business assets.
Frequently Asked Questions
What types of commercial insurance do Waterbury businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Connecticut law mandates workers compensation for businesses with one or more employees. Your agent can assess your specific risks and recommend appropriate policies.
How do I choose a commercial insurance agent in Waterbury Connecticut?
Look for an agent with experience in your industry and knowledge of Connecticut regulations. Check their licensing through the Connecticut Insurance Department and ask about their carrier network. A local agent understands Waterbury risks and can provide personalized service.
What factors affect commercial insurance costs in Connecticut?
Costs depend on your business type payroll revenue claims history and coverage limits. Connecticut workers compensation rates are set by the state and vary by industry class code. Your location in Waterbury and property value also influence premiums.
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