The top-rated commercial insurance agent in Mishawaka, Indiana is McCarthy Insurance Group, rated 4.9 stars across 171 reviews. Other highly rated options include Backstrom Insurance Group, HealthMarkets Insurance - Tony Letcher, Pilot Insurance Agency. This directory lists 16 commercial insurance agents serving Mishawaka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | McCarthy Insurance Group | 802 Lincolnway W | (574) 259-5622 |
| 2 | Backstrom Insurance Group | 3006 Lincolnway E | (574) 360-8182 |
| 3 | HealthMarkets Insurance - Tony Letcher | 1736 E Day Rd Suite 400 Suite 400 | (574) 307-8882 |
| 4 | Pilot Insurance Agency | 822 W 8th St | (574) 855-4837 |
| 5 | DAC Insurance Inc., Michiana's Insurance Agency | 1117 Lincolnway E | (574) 256-6707 |
| 6 | Dennis Insurance Agency | 2401 Lincolnway W | (574) 254-1010 |
| 7 | HealthMarkets Insurance - Zack Spaulding | 1736 E Day Rd Ste 200 #400 | (574) 240-4013 |
| 8 | Summers Insurance Agency | 12415 McKinley Hwy | (574) 252-0502 |
| 9 | A-AGENCY A Division of Treesh Insurance | 2342 Miracle Lane | (574) 234-9922 |
| 10 | Mike Woods Insurance Agency INC American Family Insurance | 105 E Grove St | (574) 259-4400 |
McCarthy Insurance Group serves the Mishawaka, Indiana, and surrounding St. Joseph County area as a commercial insurance agent. It helps local businesses secure essential coverage to protect their assets and operations. The agency works with clients to assess specific risks and identify appropriate insurance policies. Commercial coverage solutions typically address property damage, general liability, and workers’ compensation needs. The firm also handles specialized commercial auto coverage for company fleets and inventory protection for retail and wholesale operations.
Backstrom Insurance Group in Mishawaka, IN provides a full range of business insurance services, including general liability, property, and workers' compensation policies. They also offer comprehensive commercial auto coverage and help clients maintain adequate protection through periodic policy reviews and risk assessments. Their service plans focus on adapting coverage as a business grows or changes, ensuring no gaps in protection arise. Backstrom Insurance Group primarily serves commercial properties such as single-family homes when used as rentals, apartment complexes, retail storefronts, and restaurants.
HealthMarkets Insurance - Tony Letcher serves local homeowners, businesses, and property managers in Mishawaka, Indiana, by securing commercial insurance policies that protect their assets and operations. The agency works with carriers to customize coverage for general liability, property, and workers’ compensation needs. As a commercial agent, Tony Letcher helps clients navigate coverage options suited to their specific risk profiles. This agency also provides services to clients in the broader South Bend metropolitan area.
Serving Mishawaka, Indiana, and the surrounding communities in St. Joseph County and beyond, Pilot Insurance Agency handles commercial insurance policies for local businesses. They secure coverage for property liability, workers’ compensation, and commercial auto to protect small and mid-sized companies from everyday operational risks. To tailor each policy, the agency first assesses a client’s specific industry exposures and payroll before matching them with an appropriate carrier.
As a commercial insurance agent, DAC Insurance Inc. of Michiana’s Insurance Agency in Mishawaka, Indiana, specializes in helping local businesses secure tailored coverage for property, liability, and commercial auto needs. It also manages general insurance services such as business interruption and workers’ compensation policies. The agency works closely with regional small and medium-sized enterprises to assess their unique operational risks. When winter storms or equipment breakdowns threaten to close a company’s doors, DAC Insurance Inc. assists clients in filing timely claims to keep their operations running.
As Mishawaka businesses prepare for winter weather and the associated liability risks, Dennis Insurance Agency provides commercial insurance coverage tailored to local operations. This agency serves a range of enterprises, from small retailers to contractors, helping business owners manage property, general liability, and workers’ compensation exposures. Policies are explained in clear terms so clients understand their coverage options. To begin a policy review, an agent will schedule a site inspection of the business premises to assess current safety measures and coverage gaps.
HealthMarkets Insurance - Zack Spaulding in Mishawaka provides residential coverage for homeowners and families. The agency also advises local businesses on commercial insurance options throughout the Mishawaka area, helping to protect their property, liability, and operational risks. Working with diverse enterprises, the agent assesses unique coverage needs for storefronts and offices. After securing an initial policy, the agency frequently reaches out before renewal dates to review any changes in operations or coverage requirements for existing clients.
Summers Insurance Agency works with businesses in Mishawaka and the surrounding region to arrange coverage customized to each enterprise’s operational risks. The firm focuses on commercial insurance, adding specialized options like liability protection and property coverage to broader policies. Its agents assess potential exposures across a variety of markets, helping clients secure plans that address their specific needs. Commercial sectors the agency can serve include offices, warehouses, and food service operations.
A-AGENCY A Division of Treesh Insurance helps businesses in Mishawaka distinguish between one-time policy placements and recurring service arrangements for commercial coverage. The agency assists local firms in securing insurance for property, liability, and other operational risks typical in this area. Services are provided on an as-needed basis, allowing clients to request assistance when their specific commercial insurance requirements arise.
What Does a a Commercial Insurance Agent in Mishawaka Cost?
Typical costs for commercial insurance in Indiana vary widely. A small business general liability policy may cost between 400 and 1,500 dollars per year. Workers compensation rates average around 1.50 dollars per 100 dollars of payroll for low-risk industries. Commercial auto insurance for a single vehicle can range from 1,200 to 3,000 dollars annually. These estimates depend on your specific risk factors, coverage limits, and deductibles. This is general information, not insurance advice.
About commercial insurance agents in Mishawaka
Commercial insurance agents in Mishawaka, Indiana help local businesses protect their assets and operations. Agents assist with policies that meet Indiana state requirements, such as workers compensation insurance which is mandatory for most employers. Working with a local agent ensures you understand coverage options tailored to the Mishawaka business environment.
Frequently Asked Questions
What types of commercial insurance do Mishawaka businesses need?
Common coverages include general liability, property insurance, and workers compensation. Indiana law requires workers compensation for businesses with one or more employees. Agents can also recommend commercial auto insurance for company vehicles and professional liability for service providers.
How do Indiana laws affect commercial insurance for Mishawaka businesses?
Indiana follows a modified comparative fault rule for liability claims. This affects how damages are allocated in lawsuits. Additionally, Indiana requires businesses with a commercial drivers license fleet to carry minimum liability insurance of 750,000 dollars. An agent can explain how these laws impact your coverage needs.
What information do I need to get a commercial insurance quote in Mishawaka?
You will need your business type, number of employees, annual revenue, and details about your operations. For property coverage, provide the building value and contents. For auto insurance, list all vehicles and their usage. An agent uses this information to find suitable policies from multiple carriers.
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