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HomeCommercial Insurance AgentsIowa › West Des Moines

Find Commercial Insurance Agents Near You in West Des Moines, IA

Browse commercial insurance agents serving West Des Moines, Iowa. Updated 2026-07-14.

The top-rated commercial insurance agent in West Des Moines, Iowa is Vibrant Insurance Group, rated 4.8 stars across 168 reviews. Other highly rated options include Crumes Insurance, LLC, McCartan Insurance Group, World Insurance Associates LLC. This directory lists 16 commercial insurance agents serving West Des Moines.

Showing 16 commercial insurance agents in West Des Moines, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vibrant Insurance Group9750 University Ave Suite 300(515) 223-6757
2Crumes Insurance, LLC950 Office Park Rd Ste 114(641) 799-2506
3McCartan Insurance Group640 S 50th St(515) 633-2273
4World Insurance Associates LLC4500 Westown Pkwy # 150(515) 327-2020
5Scott Insurance Services1100 Grand Ave(515) 267-0405
6Smith-Kenyon Insurance Resources, LLC - Des Moines1200 Valley W Dr Suite 309 V-1(515) 259-7782
7Truckers Insurance Associates6400 Westown Pkwy Suite 100(515) 276-7704
8Auto-Owners Insurance West Des Moines Regional Office1621 W Lakes Pkwy(515) 200-3753
9The Accel Group - West Des Moines7000 Vista Dr Suite 300(515) 223-1600
10Valley Junction Insurance Services509 5th St(515) 277-5049
VI
9750 University Ave Suite 300
Vibrant Insurance Group
Commercial Insurance Agent · West Des Moines, IA

Vibrant Insurance Group serves business owners throughout the West Des Moines metropolitan area and surrounding Polk County by providing commercial insurance agent services. The company helps clients assess their unique operational risks and secure appropriate coverage for their business property and general liability exposures. Vibrant Insurance Group also facilitates specialized policies that protect local companies against professional liability claims and workers’ compensation issues.

CI
950 Office Park Rd Ste 114
Crumes Insurance, LLC
Commercial Insurance Agent · West Des Moines, IA

Crumes Insurance, LLC in West Des Moines, IA provides a range of commercial insurance services, including general liability, property, and workers' compensation coverage for businesses. Its service plans are built to help clients manage risks and meet required coverage limits. The company also offers policy reviews and claims assistance to support ongoing protection. It services various commercial properties such as single-family homes, apartment buildings, retail stores, and restaurants.

MI
640 S 50th St
McCartan Insurance Group
Commercial Insurance Agent · West Des Moines, IA

McCartan Insurance Group serves businesses, property managers, and homeowners in West Des Moines, Iowa. As a commercial insurance agent, it helps local companies secure coverage for liability, property, and operational risks. The agency works with carriers to tailor policies that address each client’s specific needs, from small retailers to larger commercial properties. It also assists property managers with protection for their buildings and tenants. In addition to West Des Moines, the agency serves clients in the neighboring community of Clive within the western metro area.

WI
4500 Westown Pkwy # 150
World Insurance Associates LLC
Commercial Insurance Agent · West Des Moines, IA

World Insurance Associates LLC in West Des Moines offers commercial insurance clients the choice between one-time policy purchases for specific projects and recurring service packages for ongoing coverage. Policies protect businesses from property damage, liability claims, and other operational risks common in the area. Coverage levels and policy terms are customized to each client’s needs and industry. Service runs on a scheduled basis, with policy renewals reviewed annually and adjustments made as business requirements change.

SI
1100 Grand Ave
Scott Insurance Services
Commercial Insurance Agent · West Des Moines, IA

Scott Insurance Services specializes in matching West Des Moines businesses with commercial insurance policies tailored to individual risk profiles, including property and liability coverage. General service work involves consulting with local firms to analyze their daily operations, allowing appropriate policy limits and deductibles to be selected. During seasonal shifts like spring thaws, it helps clients review flood exposure and storm damage protocols to maintain continuous protection.

SK
1200 Valley W Dr Suite 309 V-1
Smith-Kenyon Insurance Resources, LLC - Des Moines
Commercial Insurance Agent · West Des Moines, IA

Smith-Kenyon Insurance Resources, LLC - Des Moines assists businesses in West Des Moines, IA, with their general commercial insurance agent services. The company specializes in arranging policies that cover property, liability, and workers' compensation exposures common to local enterprises. It also provides options to add specialized endorsements for equipment breakdown or cyber liability. The agency can serve a range of commercial sectors, including local professional offices, regional warehouses, and independent food service operations requiring tailored coverage for their specific operational risks.

TI
6400 Westown Pkwy Suite 100
Truckers Insurance Associates
Commercial Insurance Agent · West Des Moines, IA

When winter weather threatens Iowa schedules, fleet operators and independent drivers alike face costly downtime. Truckers Insurance Associates in West Des Moines helps commercial vehicle clients navigate those policy gaps specific to cargo liability and physical damage coverage unique to this region. Their focus on claims handling procedures and deductibles ensures that tractor and trailer owners understand each deductible structure before signing. Every new risk evaluation begins with a walk-around inspection of equipment and a review of current cargo declarations.

AO
1621 W Lakes Pkwy
Auto-Owners Insurance West Des Moines Regional Office
Commercial Insurance Agent · West Des Moines, IA

Serving West Des Moines and the surrounding central Iowa communities, Auto-Owners Insurance West Des Moines Regional Office handles commercial insurance needs for local businesses. Its work includes providing coverage for property, liability, and other operational risks that typical companies in the region face. The agency focuses on understanding each client’s specific industry and daily operations, then tailoring policies to address those unique exposures. To handle a typical job, it begins with a thorough review of the business’s current coverages before recommending suitable adjustments.

AG
7000 Vista Dr Suite 300
The Accel Group - West Des Moines
Commercial Insurance Agent · West Des Moines, IA

The Accel Group - West Des Moines is a commercial insurance agent known for providing comprehensive business coverage solutions across the West Des Moines area. It assists local companies with essential policies such as general liability, property, and workers' compensation to manage daily operational risks. The agency also focuses on safeguarding business assets through tailored property protection plans. Additionally, it offers specialized coverage for equipment breakdown and subsequent business interruption to maintain continuous operations after unforeseen mechanical failures.

VJ
509 5th St
Valley Junction Insurance Services
Commercial Insurance Agent · West Des Moines, IA

Valley Junction Insurance Services serves the West Des Moines area with coverage options for residential property as well as local business needs. As a commercial insurance agent, the company works to identify appropriate policies for small and medium-sized enterprises, helping to protect against common operational risks. The firm also assists clients in navigating policy details and coverage adjustments over time. Between regular visits, policyholders may contact the agency for follow-up service or to request updates as their business or personal needs change.

CA
5725 Raccoon River Dr Suite 130
Clemens Agency
Commercial Insurance Agent · West Des Moines, IA
(515) 868-0880
clemensagencyins.com
CK
6800 Lake Dr #295
Carl Konz Agency
Commercial Insurance Agent · West Des Moines, IA
(515) 222-0776
ckagency.com
BM
6150 Village View Dr #100
Brown-McNerney-Johnson Insurance Agency
Commercial Insurance Agent · West Des Moines, IA
(515) 270-6814
bmjinsurance.com
II
6150 Village View Dr #100
Independent Insurance Assoc.
Commercial Insurance Agent · West Des Moines, IA
(515) 276-1797
iiadsm.com
GI
4200 University Ave Suite 200
Gallagher Insurance, Risk Management & Consulting
Commercial Insurance Agent · West Des Moines, IA
(800) 677-1529
assuredpartners.com/WestDesMoines
CI
9325 Bishop Dr #120
CM3 Insurance
Commercial Insurance Agent · West Des Moines, IA
(402) 578-8737

What Does a a Commercial Insurance Agent in West Des Moines Cost?

Typical costs for a commercial insurance agent in West Des Moines vary by business type and coverage needs. A small retail shop might pay $500 to $1,500 per year for general liability, while a construction company could pay $2,000 to $10,000 or more for a package policy. Premiums depend on factors like payroll, revenue, and claims history. This is general information, not insurance advice.

About commercial insurance agents in West Des Moines

Commercial insurance agents in West Des Moines help local businesses find coverage for property, liability, and workers compensation. Iowa law requires most employers with more than one employee to carry workers compensation insurance. Agents can guide you through these requirements and help you compare policies from different carriers.

Frequently Asked Questions

What types of commercial insurance do West Des Moines businesses need?

Common coverages include general liability, property insurance, and workers compensation. Iowa law requires workers comp for most employers with one or more employees. An agent can help you assess your specific risks and recommend appropriate policies.

How do I choose a commercial insurance agent in West Des Moines?

Look for an agent who is licensed in Iowa and understands your industry. Check their experience with local businesses and ask about the insurance carriers they represent. You can verify an agents license through the Iowa Insurance Division.

Are there Iowa-specific rules for commercial insurance policies?

Yes, Iowa has specific regulations for workers compensation, commercial auto, and liability coverage. For example, Iowa Code Chapter 85 governs workers compensation requirements. An agent familiar with Iowa law can ensure your policy meets state mandates.

Commercial Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.