The top-rated commercial insurance agent in Cambridge, Massachusetts is Relation Insurance - Garrity Group, rated 4.9 stars across 342 reviews. Other highly rated options include Insurify, Eagle Trust Insurance, econosurance. This directory lists 16 commercial insurance agents serving Cambridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Relation Insurance - Garrity Group | 545 Concord Ave | (617) 354-4640 |
| 2 | Insurify | 201 Broadway Floor 6 | (833) 307-1453 |
| 3 | Eagle Trust Insurance | 125 Cambridgepark Dr Suite 301 | (617) 625-8400 |
| 4 | econosurance | 125 Cambridgepark Dr Suite 301 | (617) 864-2444 |
| 5 | Gallagher Insurance, Risk Management & Consulting | 9 Camp St | (877) 977-1898 |
| 6 | Ralph J Galante Insurance Agency Inc | 1939 Massachusetts Ave | (617) 864-5586 |
| 7 | Al Ponte Insurance | 819 Cambridge St | (617) 492-7600 |
| 8 | Fucillo & Sasso Associates Insurance | 599 Cambridge St suite c-2 | (617) 621-3516 |
| 9 | Thomas F Coughlin Insurance Agency | 1303 Cambridge St | (617) 876-1127 |
| 10 | Consumer Insurance Agency | 2350 MA-2A | (617) 545-3036 |
Relation Insurance - Garrity Group serves the Cambridge, Massachusetts metro area as a commercial insurance agent. The company provides businesses with essential risk management solutions, tailoring coverage to meet the specific operational needs of local enterprises. It helps clients navigate complex insurance requirements, working to secure policies that protect assets and liabilities. Among the specific services it handles are general liability insurance and workers' compensation coverage for area businesses.
Located in Cambridge, Massachusetts, Insurify provides a full range of commercial insurance services, including policy analysis, risk assessment, and coverage placement. Its service plans involve regularly reviewing client policies to ensure alignment with evolving business operations and liabilities. Maintenance plans include periodic audits and renewal management to prevent coverage gaps. The company primarily serves single-family homes, apartment buildings, retail establishments, and restaurants throughout the local area.
Eagle Trust Insurance serves local businesses, property managers, and homeowners in the Cambridge, MA area. It provides commercial insurance agent services, including risk assessment and tailored policy placement to protect commercial properties, liability exposures, and business assets. Annual coverage reviews help clients adjust to changing operational needs. Specialized guidance is offered for retail, office, and multifamily property risks. Eagle Trust Insurance also extends its professional service to businesses and property owners in the neighboring communities of Somerville and Arlington.
Based in Cambridge, Massachusetts, econosurance serves commercial clients throughout the city and its surrounding communities. As a commercial insurance agent, the company handles policies designed to protect local businesses from property damage, liability claims, and other operational risks. Working directly with business owners, the agency follows a standard, consultative process. It first reviews a client’s specific exposures and coverage needs before sourcing appropriate policy options from its network of insurers, then presenting clear comparisons to help the client decide.
A business can choose a single policy for a specific project or opt for a continual program that renews annually. Gallagher Insurance, Risk Management & Consulting in Cambridge, MA provides both options, covering property, liability, and workers’ compensation exposures for local enterprises. Their commercial insurance agents assess each company’s operations to tailor protection across these standard lines. Service here is scheduled, operating on a recurring basis to address evolving risk and maintain necessary coverage.
Ralph J Galante Insurance Agency Inc specializes in commercial insurance, offering tailored coverage for local businesses in Cambridge, MA. It handles general liability, property insurance, and workers’ compensation to protect companies against operational risks. The agency assesses unique needs for small enterprises, helping them secure appropriate policies that comply with state regulations. During winter months, it provides guidance on managing risks related to snow removal operations and property damage from freezing temperatures, ensuring businesses remain protected throughout seasonal challenges.
Spring flooding and thaw cycles can threaten Cambridge businesses, making commercial property coverage a priority for many owners. Al Ponte Insurance serves as a local commercial insurance agent, connecting companies with appropriate policies to manage liability, property damage, and business interruption risks. The agent evaluates each client's unique operations, exposures, and local regulations to recommend suitable coverage limits and deductibles. After an initial consultation, the agent schedules a walkthrough of the business premises to inspect existing safeguards and identify any additional protections needed before finalizing the proposal.
Fucillo & Sasso Associates Insurance provides commercial coverage for businesses operating in the Cambridge area. Independent insurance agents assess each client’s operations to manage property, liability, and workers’ compensation risks. The firm focuses on customizing policies through multiple carriers, ensuring appropriate protection for local enterprises. Their expertise extends to serving commercial sectors that include offices, warehouses, and food service operations.
Thomas F Coughlin Insurance Agency in Cambridge, MA, provides commercial insurance coverage for local businesses alongside their residential services. The agency helps companies secure policies for property, liability, and other commercial needs within the greater Boston area. Their process involves assessing each client’s operations to recommend suitable protection from various carriers. Policyholders can contact the office for adjustments or questions on their coverage, and the agency offers follow-up service between regular visits to address any changing requirements.
What Does a a Commercial Insurance Agent in Cambridge Cost?
Typical costs for commercial insurance in Massachusetts vary by industry and risk level. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 for workers comp and liability combined. Commercial auto insurance in Cambridge often costs 1200 to 3000 per vehicle annually. These are estimates and your actual premium will depend on your specific business details. This is general information not insurance advice.
About commercial insurance agents in Cambridge
Commercial insurance agents in Cambridge Massachusetts help local businesses find coverage for property liability and workers compensation. Massachusetts law requires most employers to carry workers compensation insurance. Agents can also guide you on commercial auto insurance which is mandatory for business vehicles in the state.
Frequently Asked Questions
What types of commercial insurance do Cambridge businesses need?
Common policies include general liability property insurance workers compensation and commercial auto. Massachusetts requires workers comp for most employers and commercial auto for business vehicles.
How do Massachusetts insurance laws affect Cambridge businesses?
Massachusetts has specific minimum coverage limits for commercial auto liability. The state also mandates that all employers with one or more employees carry workers compensation insurance.
Can a Cambridge commercial insurance agent help with risk management?
Yes agents often review your business operations to identify risks and suggest appropriate coverage limits. They can also help you understand Massachusetts specific regulations like the state building code.