The top-rated commercial insurance agent in Chicopee, Massachusetts is E.J. O'Neil Insurance Agency, rated 4.9 stars across 374 reviews. Other highly rated options include First American Insurance Agency, Slosek Insurance, Rush Insurance Group, Inc.. This directory lists 17 commercial insurance agents serving Chicopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E.J. O'Neil Insurance Agency | 400 Broadway St | (413) 594-4757 |
| 2 | First American Insurance Agency | 510 Front St | (413) 592-8118 |
| 3 | Slosek Insurance | 170 Springfield St | (413) 734-3690 |
| 4 | Rush Insurance Group, Inc. | 71 Church St | (413) 598-8304 |
| 5 | Alyssa Joy Lunghi at Comparion Insurance Agency | 99 Church St | (413) 754-7013 |
| 6 | Phillips Car Insurance | 97 Center St | (413) 594-5984 |
| 7 | White Birch Insurance | 21 White Birch Plz | (413) 331-5263 |
| 8 | Kaplansky Insurance- Chicopee Branch | 725 Grattan St | (413) 536-3311 |
| 9 | Metras Insurance Agency Inc | 2030 Memorial Dr | (413) 536-1491 |
| 10 | Rosario &Robb Insurance Inc | 317 Broadway St | (413) 594-4797 |
Serving Chicopee and surrounding Hampden County, E.J. O'Neil Insurance Agency provides commercial insurance agent services for local businesses. It advises clients on general liability, property, and workers’ compensation policies to protect against common operational risks. By assessing each business’s specific exposure, the agency helps craft coverage that meets regulatory requirements and financial needs. It specializes in arranging business interruption insurance and commercial auto liability for small and mid-sized companies operating throughout western Massachusetts.
First American Insurance Agency in Chicopee, MA offers a full range of commercial insurance services, including policy selection, risk assessment, and coverage placement. The agency also provides ongoing service plans for policy review, renewal management, and claims assistance to ensure long-term protection for local businesses. It covers a variety of commercial properties and operations, such as single-family homes, apartments, retail locations, and restaurants.
Slosek Insurance serves local businesses, property managers, and commercial property owners in Chicopee, Massachusetts, offering customized commercial insurance agent services to protect their operations and assets. The agency helps clients assess liability, property, and workers compensation needs, tailoring coverage to fit different industries. It also provides guidance on risk management and policy options. Its service area extends to neighboring Holyoke and the broader Springfield metro region, ensuring accessibility for businesses across Hampden County.
Rush Insurance Group, Inc. serves Chicopee, Massachusetts, and the surrounding communities throughout the Pioneer Valley. The agency handles commercial insurance for local businesses, offering coverage for property, liability, and workers’ compensation. It works with various industries common to the region, from retail shops to small manufacturers. By taking time to understand each business’s specific risks and operational needs, the agency customizes a policy that provides appropriate protection. Its straightforward process involves reviewing exposures, comparing coverage options from multiple carriers, and explaining the terms to the business owner before binding the policy.
Some commercial insurance needs are met with a one-time policy for a specific job, while ongoing operations require recurring annual coverage. Alyssa Joy Lunghi at Comparion Insurance Agency in Chicopee, MA helps evaluation of general liability and property protection for local businesses. A full review can identify risks common to commercial fleets or leased spaces. Service is provided on an as-needed basis, whether for a new certificate upon request or during a scheduled annual policy check.
Phillips Car Insurance in Chicopee, MA, specializes in commercial auto policies for local businesses. It also provides general liability and property coverage for small to mid-sized companies operating in western Massachusetts. The agency works closely with business owners to understand their unique risk exposures and to tailor insurance plans accordingly. As winter approaches the Chicopee area, it helps fleet operators prepare for increased accident risks associated with snow removal and hazardous driving conditions on regional roads.
As winter weather can threaten Chicopee businesses with ice dams and burst pipes, White Birch Insurance helps commercial clients evaluate their property coverage. This agency specializes in assessing liability risks unique to retailers, contractors, and other local enterprises. By reviewing building conditions, equipment values, and business interruption scenarios, they craft policies that address the specific exposures of each operation. Coverage options are explained plainly, allowing owners to make informed decisions. A no-obligation inspection of the premises is the first step toward a tailored insurance strategy.
Kaplansky Insurance in Chicopee provides risk management advice and commercial insurance products for local businesses. It specializes in developing tailored coverage packages that address the unique liability and property exposures encountered in western Massachusetts. These packages can include general liability, property protection, workers' compensation, and commercial auto liability. The Chicopee branch serves a variety of commercial sectors, including professional offices, industrial warehouses, and food service establishments.
Metras Insurance Agency Inc., based in Chicopee, MA, offers residential insurance to local homeowners and renters, along with commercial insurance coverage tailored for area businesses. Their commercial services help protect small and mid-sized companies against common workplace and liability risks throughout western Massachusetts. The agency serves clients across the region, providing ongoing support and policy reviews. Between regular visits, they follow up with clients to update coverage and address any new needs that arise.
Rosario & Robb Insurance Inc in Chicopee, MA, is known for providing commercial insurance agents with tailored coverage options for local businesses. Their service range includes general liability, property, and workers’ compensation policies designed to address common regional risks. As a standard practice, the agency reviews each client’s operations to recommend appropriate protection levels. For growing enterprises, it can offer specialized business interruption insurance to help manage losses during unexpected closures.
What Does a a Commercial Insurance Agent in Chicopee Cost?
Commercial insurance costs in Massachusetts vary by industry business size and risk factors. A small retail shop in Chicopee might pay 500 to 1500 per year for general liability while a construction company could pay 3000 to 8000 or more for workers comp. Premiums also depend on payroll revenue and claims history. This is general information and not insurance advice.
About commercial insurance agents in Chicopee
Commercial insurance agents in Chicopee Massachusetts help local businesses find coverage for property liability and workers compensation. Massachusetts law requires most employers to carry workers compensation insurance under Chapter 152. A local agent can explain how state regulations affect your policy options and premiums.
Frequently Asked Questions
What types of commercial insurance do businesses in Chicopee need?
Common coverages include general liability property insurance workers compensation and commercial auto. Massachusetts requires workers comp for most employers and commercial auto insurance for company vehicles. An agent can help you assess your specific risks.
How does Massachusetts law affect commercial insurance requirements?
Massachusetts General Law Chapter 152 mandates workers compensation for businesses with one or more employees. The state also requires commercial auto insurance with minimum liability limits. An agent can explain these legal requirements and help you stay compliant.
Can a Chicopee commercial insurance agent help with multiple policies?
Yes most agents offer a range of commercial policies from different carriers. They can bundle general liability property and workers comp into a business owner policy BOP. This can simplify coverage and often reduce overall costs.