The top-rated commercial insurance agent in Bay Shore, New York is Sound Harbor Insurance, rated 5.0 stars across 343 reviews. Other highly rated options include Anthony Machiano: Allstate Insurance, Michael S. Stagnitta - State Farm Insurance Agent, Bill Dunn - State Farm Insurance Agent. This directory lists 19 commercial insurance agents serving Bay Shore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sound Harbor Insurance | 91 E Main St Suite 3 | (631) 517-9211 |
| 2 | Anthony Machiano: Allstate Insurance | 67 E Main St | (631) 440-9226 |
| 3 | Michael S. Stagnitta - State Farm Insurance Agent | 87 Park Ave | (631) 666-8350 |
| 4 | Bill Dunn - State Farm Insurance Agent | 1656 5th Ave A | (631) 478-6669 |
| 5 | Douglas Cortez - State Farm Insurance Agent | 1805 5th Ave Ste 14 | (631) 456-4603 |
| 6 | ACME Insurance Brokerage of Bay Shore INC. | 1716 Sunrise Hwy | (631) 665-6464 |
| 7 | Oxford Millin Insurance Agency Ltd | 25 4th Ave | (631) 434-6666 |
| 8 | C Walsh Agency | 28 W Main St | (631) 251-6050 |
| 9 | NavInsure Brokerage, Inc. | 88 W Main St | (561) 207-7733 |
| 10 | Jay Tee Insurance | 1655 5th Ave A | (631) 231-3200 |
Sound Harbor Insurance serves businesses throughout Suffolk County from its location in Bay Shore, New York. As a commercial insurance agent, it helps companies evaluate their liability exposures and secure appropriate coverage for their operations. The agency works with clients to tailor policies that address specific industry risks, such as property damage, workers’ compensation, and business interruption. It handles general liability insurance for local retail stores, restaurants, and other small enterprises operating across Long Island.
Anthony Machiano: Allstate Insurance provides a full range of commercial insurance coverage for local business owners in Bay Shore, NY. Standard offerings include liability, property, and workers' compensation policies, tailored to meet various operational needs. The agency helps clients review and update their coverage limits and deductibles through regular service check-ins. These maintenance plans are designed to adapt a policy as a business grows or changes its risk profile. It handles insurance for many commercial property types, including single-family rentals, apartment complexes, retail storefronts, and full-service restaurants.
Michael S. Stagnitta - State Farm Insurance Agent serves local homeowners, businesses, and property managers seeking commercial coverage in Bay Shore, New York. The agency helps business owners assess their insurance needs for general liability, property protection, and related policies. It also assists residential clients with securing appropriate coverage for their homes and vehicles. Service extends to clients throughout the greater Babylon area and neighboring South Shore communities.
Bill Dunn, a State Farm Insurance Agent in Bay Shore, NY, serves businesses throughout Long Island and the surrounding South Shore communities. This agency handles a broad range of commercial insurance needs, from general liability and property coverage for small local shops to specialized policies for regional contractors. To manage each assignment, the agent conducts a thorough review of the client’s operations and risks before tailoring a policy directly to those specific exposures.
Douglas Cortez operates as a commercial insurance agent in Bay Shore, NY. He distinguishes between one-time policies for single projects or short-term needs and recurring service plans that cover ongoing business operations. Standard coverage typically addresses property damage, general liability, and business interruption risks. All insurance solutions are formulated to safeguard local enterprises against common financial exposures. Service runs exclusively on a scheduled basis, with periodic policy reviews aligned to the annual renewal cycle.
ACME Insurance Brokerage of Bay Shore INC. specializes in crafting tailored coverage solutions for commercial clients, including general liability, property, and workers’ compensation policies. The agency provides ongoing risk management guidance to help businesses in Bay Shore, NY, protect their assets and maintain operational stability. As the winter season approaches, the company assists local retailers and contractors in evaluating exposure to snow removal liabilities and cold-weather property damage.
As Bay Shore businesses prepare for changing weather and seasonal liabilities, Oxford Millin Insurance Agency Ltd provides commercial insurance agent services tailored to local operations. The company works with clients to assess risks common to regional retail, service, and light industrial enterprises. Each consultation involves reviewing current policies and identifying gaps in property, liability, or business interruption coverage. An agent then schedules a preliminary on-site inspection of the business premises to document exposures and verify conditions before any coverage recommendations are made.
C Walsh Agency provides comprehensive commercial insurance coverage for businesses in and around Bay Shore, NY. It specializes in adding tailored protections such as general liability, property insurance, and workers’ compensation to standard business policies. The agency helps clients manage risk by securing appropriate coverages for their daily operations and potential liabilities. It serves a variety of commercial sectors including offices, warehouses, and food service establishments.
NavInsure Brokerage, Inc., based in Bay Shore, NY, serves residential clients with personal insurance needs before addressing commercial coverage for local businesses. As a commercial insurance agent in this area, the company assists firms with general liability and property protection tailored to their operations. Covering commercial clients across Long Island, the agency helps business owners evaluate risks and select appropriate policies. After initial agreements are set, the team follows up periodically to review coverage and adjusts plans as needed between regular visits, ensuring policies remain aligned with changing business requirements.
Jay Tee Insurance in Bay Shore, NY, is known for helping local business owners secure commercial coverage tailored to their specific operational needs. The agency serves a range of industries, offering policies for liability, property, and workers’ compensation. Working with carriers that understand the local market, they assess risks common to Long Island businesses. For companies with specialized exposures, such as contractors or retail shops, the firm can also arrange inland marine coverage to protect equipment and inventory in transit.
What Does a a Commercial Insurance Agent in Bay Shore Cost?
Commercial insurance costs in Bay Shore New York vary by industry size and risk level. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 5000 to 15000 dollars annually for a full package including workers compensation. Premiums are influenced by New York state rating laws and your claims history. This is general information and not insurance advice.
About commercial insurance agents in Bay Shore
Commercial insurance agents in Bay Shore New York help local businesses secure coverage for property liability and workers compensation. New York state law requires most employers to carry workers compensation insurance and disability benefits. Agents in Bay Shore understand the specific risks faced by businesses on Long Island including weather and maritime exposures.
Frequently Asked Questions
What types of commercial insurance do Bay Shore businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. New York law mandates workers compensation for most employers with one or more employees. Businesses near the water may also need marine or flood insurance.
How do I choose a commercial insurance agent in Bay Shore?
Look for an agent with experience in your industry and knowledge of New York regulations. Ask about their carrier network and claims support. A local agent can help you understand specific requirements like New York disability benefits law.
What is the New York workers compensation requirement for Bay Shore businesses?
New York Workers Compensation Law Section 2 requires all employers with one or more employees to provide coverage. Failure to carry coverage can result in fines up to 2000 dollars per 10-day period and possible criminal penalties. Your agent can help you obtain the required policy.
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