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Find Commercial Insurance Agents Near You in Buffalo, NY

Browse commercial insurance agents serving Buffalo, New York. Updated 2026-07-14.

The top-rated commercial insurance agent in Buffalo, New York is Willoughby Insurance, rated 4.8 stars across 1,003 reviews. Other highly rated options include Austin Czaja - State Farm Insurance Agent, Freeway Insurance, Lawley. This directory lists 31 commercial insurance agents serving Buffalo.

Showing 31 commercial insurance agents in Buffalo, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Willoughby Insurance1523 Main St(716) 885-8100
2Austin Czaja - State Farm Insurance Agent765 Wehrle Dr(716) 748-8942
3Freeway Insurance1526 Walden Ave Suite 500(716) 250-9472
4Lawley361 Delaware Ave(716) 849-8618
5New Buffalo Insurance Agency, Inc.686 Main St Suite 201(716) 332-1570
6Nick Messuro - State Farm Insurance Agent3407 Delaware Ave Ste 101(716) 873-6015
7The Decker Agency, Inc.37 Elmwood Ave(716) 883-1455
8Niagara National Insurance5001 Genesee St(716) 684-6000
9Walsh Insurance726 Exchange St Ste 200(716) 853-3820
10NYCM Insurance Agency - Home, Auto & Business1840 Clinton St(716) 404-0300
WI
1523 Main St
Willoughby Insurance
Commercial Insurance Agent · Buffalo, NY

Willoughby Insurance serves the Buffalo, New York metro area as a commercial insurance agent. The agency works with local businesses to assess their unique risk exposures and secure appropriate coverage. They guide clients through policies that protect company assets, liability, and operational continuity. Property insurance and general liability insurance are two specific services the agency handles for commercial clients in this region.

AC
765 Wehrle Dr
Austin Czaja - State Farm Insurance Agent
Commercial Insurance Agent · Buffalo, NY

Austin Czaja - State Farm Insurance Agent in Buffalo provides a comprehensive range of commercial insurance solutions, including coverage for liability, property, and business interruption. The agency also offers personalized service plans to review and adjust policies as business needs change over time. These services help local enterprises manage risk and maintain financial stability. The agent works with properties such as single-family homes used for business, apartments, retail locations, and restaurants.

FI
1526 Walden Ave Suite 500
Freeway Insurance
Commercial Insurance Agent · Buffalo, NY

Freeway Insurance serves businesses and property managers throughout Buffalo, New York, seeking reliable commercial coverage. As a commercial insurance agent, it brokers policies that protect assets, operations, and liability risks. The agency works with diverse enterprises, from small retail shops to larger warehouse operations, helping them navigate insurance requirements to maintain business continuity. It aims to connect clients with appropriate general liability and property policies. Freeway Insurance also extends its commercial services into neighboring communities such as Cheektowaga and the surrounding Erie County metro area.

LA
361 Delaware Ave
Lawley
Commercial Insurance Agent · Buffalo, NY

Serving Buffalo and surrounding communities, Lawley handles commercial insurance needs for local businesses. As a commercial insurance agent, it works to identify the unique risks each client faces in this region. The company connects businesses with appropriate coverage options from various carriers. Lawley analyzes a company’s specific operations and exposures, then customizes a plan to address those needs. It takes a consultative approach, thoroughly evaluating a client’s industry and daily activities before placing coverage.

NB
686 Main St Suite 201
New Buffalo Insurance Agency, Inc.
Commercial Insurance Agent · Buffalo, NY

New Buffalo Insurance Agency, Inc., located in Buffalo, NY, advises businesses on the difference between one-time policies for single projects and recurring coverage for ongoing operations. Their services include assessing liability, property, and commercial auto needs to build appropriate protection packages for local companies. Customer interactions are managed on an as-needed basis, allowing clients to obtain quotes, adjust or renew coverage, and resolve claims whenever their schedule demands support.

NM
3407 Delaware Ave Ste 101
Nick Messuro - State Farm Insurance Agent
Commercial Insurance Agent · Buffalo, NY

Buffalo businesses face frequent snow and ice damage each spring, making commercial property insurance a critical consideration for local owners and managers. Nick Messuro - State Farm Insurance Agent helps commercial clients in Buffalo navigate these seasonal exposures along with liability and business interruption needs. The agency reviews local commercial risks, from retail shops to small office buildings, offering coverage options that align with regional weather patterns and operational demands. An initial inspection of the property and business operations is scheduled to begin the assessment process.

DA
37 Elmwood Ave
The Decker Agency, Inc.
Commercial Insurance Agent · Buffalo, NY

The Decker Agency in Buffalo, New York specializes in liability and property insurance for small and mid-sized local businesses. It also provides standard coverage for commercial vehicles, equipment, and general business operations. The agency works with clients to assess their unique risks and secure appropriate policies from reputable carriers. During Buffalo’s harsh winter months, it helps business owners address potential liabilities from snow removal, icy parking lots, and cold-weather property damage claims.

NN
5001 Genesee St
Niagara National Insurance
Commercial Insurance Agent · Buffalo, NY

Niagara National Insurance, based in Buffalo, NY, operates as a commercial insurance agent, assisting local businesses in securing liability and property coverage. The firm can offer specialized add-ons for equipment breakdown and business interruption to strengthen basic policies. Its local market knowledge in Western New York helps it tailor protection plans to regional risk exposures. Commercial sectors the agent serves include offices, warehouses, and food service establishments.

WI
726 Exchange St Ste 200
Walsh Insurance
Commercial Insurance Agent · Buffalo, NY

Walsh Insurance is known for providing tailored commercial insurance coverage to businesses in Buffalo, NY, supporting a diverse range of industries from retail to light manufacturing. Their services typically include general liability and property protection, helping local companies manage everyday operational risks. They can also add on specialized coverage for commercial auto fleets to safeguard vehicles and drivers on the road.

NI
1840 Clinton St
NYCM Insurance Agency - Home, Auto & Business
Commercial Insurance Agent · Buffalo, NY
MA
36 Hopkins Rd
Maranto Agency, Inc.
Commercial Insurance Agent · Buffalo, NY
(716) 633-1818
marantoagency.com
AI
333 International Dr
Amherst Insurance Agency, Inc.
Commercial Insurance Agent · Buffalo, NY
(716) 580-1200
amherstinsurance.com
CC
735 Delaware Ave
Clauss & Company Insurance Agency
Commercial Insurance Agent · Buffalo, NY
(716) 886-6600
claussinsurance.com
JJ
137 Summer St
John J Grimaldi & Associates Inc
Commercial Insurance Agent · Buffalo, NY
(716) 636-1355
grimaldiinsurance.net
NI
1926 Clinton St
Nationwide Insurance: Cynthia Woltz Insurance Agency Inc.
Commercial Insurance Agent · Buffalo, NY
(716) 822-6874
woltzinsurance.com
HH
500 Seneca St Suite 303
Hoffman Hanafin & Associates
Commercial Insurance Agent · Buffalo, NY
(716) 842-0700
hoffmanhanafin.com
TD
1439 Main St
Toni DuBois Agency, LLC
Commercial Insurance Agent · Buffalo, NY
(716) 931-5200
toniduboisagency.com
HI
2333 Elmwood Ave
Hoch Insurance Agency
Commercial Insurance Agent · Buffalo, NY
(716) 881-1975
hochinsuranceagency.com
AI
4550 Bailey Ave
Axxcess Insurance
Commercial Insurance Agent · Buffalo, NY
(716) 833-1131
axxcessinsurance.com
VI
1459 Kensington Ave
VitalGuard Insurance, New York
Commercial Insurance Agent · Buffalo, NY
(716) 577-9159
CG
354 Cayuga Rd
The Cesar Group Inc
Commercial Insurance Agent · Buffalo, NY
(716) 626-0066
thecesargroup.com
CI
1274 Bailey Ave
Centinello Insurance Agency LLC
Commercial Insurance Agent · Buffalo, NY
(716) 893-4332
centinelloinsurance.com
ON
500 Corporate Pkwy Suite 216
OneGroup
Commercial Insurance Agent · Buffalo, NY
(716) 631-2404
onegroup.com
QI
454 Franklin St
QuickWard Insurance NY
Commercial Insurance Agent · Buffalo, NY
(716) 666-4006
AI
1798 Main Rd
Able Insurance Agency
Commercial Insurance Agent · Buffalo, NY
(716) 883-5212
HS
1940 Eggert Rd
Houck Seward Agency
Commercial Insurance Agent · Buffalo, NY
(716) 835-2525
fhsgroup.net/contactus.php
NA
6215 Sheridan Dr
NFP, an Aon company
Commercial Insurance Agent · Buffalo, NY
(716) 633-3400
nfp.com/about-nfp/find-an-office/6215-sheridan-drive-amherst-ny
CI
432 Amherst St
Cannizzaro Insurance
Commercial Insurance Agent · Buffalo, NY
(716) 235-8882
cannizzaroinsurance.com
UI
90 Bryant Woods S
United Insurance Agency, Inc.
Commercial Insurance Agent · Buffalo, NY
(716) 632-6118
WC
3625 Seneca St
William Coppola Agency Inc
Commercial Insurance Agent · Buffalo, NY
(716) 675-9403
WI
2477 Union Rd
Wny Insurance Agency Llc
Commercial Insurance Agent · Buffalo, NY
(716) 771-0012

What Does a a Commercial Insurance Agent in Buffalo Cost?

Commercial insurance costs in New York vary widely by industry and coverage needs. A small retail shop in Buffalo might pay 500 to 1500 per year for general liability while a construction company could pay 5000 to 20000 or more annually for workers comp and liability. Premiums depend on factors like payroll revenue location and claims history. This is general information not insurance advice.

About commercial insurance agents in Buffalo

Commercial insurance agents in Buffalo New York help local businesses find coverage for property liability and workers compensation. New York State requires all employers to carry workers compensation insurance under the Workers Compensation Law. Agents can also assist with New York specific requirements like disability benefits insurance for businesses with employees.

Frequently Asked Questions

What types of commercial insurance do Buffalo businesses need?

Common coverages include general liability property insurance workers compensation and commercial auto. New York law mandates workers compensation for most employers and disability benefits for businesses with one or more employees.

How does a commercial insurance agent in Buffalo help my business?

An agent reviews your business risks and compares policies from multiple carriers. They can explain New York specific requirements like the state s scaffold law for construction contractors and help you comply with local regulations.

Is commercial auto insurance required in Buffalo New York?

Yes New York requires all commercial vehicles to have liability insurance. Minimum limits are 25000 per person and 50000 per accident for bodily injury plus 10000 for property damage. Higher limits are often needed for commercial fleets.

Commercial Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.