The top-rated commercial insurance agent in Philadelphia, Pennsylvania is Charles Berrouet - State Farm Insurance Agent, rated 4.9 stars across 925 reviews. Other highly rated options include Maxie Insurance LLC ⭐⭐⭐⭐⭐, Nationwide Insurance: Ott & Associates Inc., Michael Browning: Allstate Insurance. This directory lists 34 commercial insurance agents serving Philadelphia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Charles Berrouet - State Farm Insurance Agent | 3933 Lancaster Ave | (215) 921-8029 |
| 2 | Maxie Insurance LLC ⭐⭐⭐⭐⭐ | 6378 Castor Ave | (267) 244-1100 |
| 3 | Nationwide Insurance: Ott & Associates Inc. | 2448 Cottman Ave | (215) 333-5959 |
| 4 | Michael Browning: Allstate Insurance | 7257A Frankford Ave | (215) 800-0604 |
| 5 | Adam Hutcheon - State Farm Insurance Agent | 687 N Broad St | (215) 765-2686 |
| 6 | Northeast Insurance | 12045 Bustleton Ave | (215) 355-5050 |
| 7 | McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐ | 106 Grape St #2 | (215) 508-9000 |
| 8 | Freedom Insurance Group Inc | 3308 Grant Ave | (215) 673-0300 |
| 9 | Troast-Singley & Miller Insurance Agency | 2700 S 18th St | (215) 339-0333 |
| 10 | Main Line Risk Management | 7300 City Ave Suite 120 | (215) 878-8100 |
Charles Berrouet - State Farm Insurance Agent serves Philadelphia, Pennsylvania, as a commercial insurance agent providing business coverage solutions. The agency helps local companies protect their assets with liability and property insurance policies. Claims handling support and risk management guidance are also offered to business owners navigating complex insurance needs. Specific services in this area include commercial auto insurance for company vehicles and coverage for commercial property damages.
Maxie Insurance LLC offers commercial insurance agent services throughout Philadelphia, Pennsylvania. Its plans help businesses manage liability, property, and workers compensation exposures. Regular policy reviews and risk assessments are part of its service approach to maintain adequate coverage. The company assists with claims reporting and coverage adjustments as business needs change. It services properties that include single-family homes, apartment buildings, retail storefronts, and restaurants.
Nationwide Insurance: Ott & Associates Inc. serves local businesses, commercial property managers, and independent professionals seeking liability, property, and workers' compensation coverage. As a commercial insurance agent in Philadelphia, the company helps clients assess operational risks and secure appropriate policies to protect their assets. It regularly assists restaurants, retail shops, and office-based enterprises with their insurance needs. The agency also provides its services to companies located in the neighboring communities of Bala Cynwyd and the surrounding Main Line suburbs.
Serving Philadelphia, Pennsylvania and its surrounding communities, Michael Browning: Allstate Insurance provides commercial insurance coverage for local businesses. The company handles policies that protect against common operational risks, including liability, property damage, and loss of income. A typical commercial insurance agent here assesses each client's specific industry and business size to recommend appropriate coverage limits. This office approaches every job by first reviewing the client's current exposures and then tailoring a policy package to address those identified needs.
For businesses that require ongoing protection a commercial insurance policy typically operates as a recurring annual agreement, while specific liability coverage for a single event or project can be arranged as a one-time policy. Adam Hutcheon, a commercial insurance agent in Philadelphia, PA, helps local businesses navigate these distinctions to secure appropriate coverage for general liability or property risks. Client consultations and policy reviews are available on a scheduled basis, with claim support provided as needed.
Northeast Insurance specializes in commercial property and liability policies, along with workers’ compensation and business auto coverage for Philadelphia-area companies. It serves a range of local businesses, from small retail shops to mid-sized contractors, helping them manage everyday operational risks. The agency is especially active during the winter months, when it assists clients with protecting storefronts and fleets from weather-related accidents and freeze damage.
As the seasons shift in Philadelphia, local businesses often need to update their commercial insurance coverage to address new liabilities or changing inventory levels. McCollum Insurance Agency in Philadelphia, PA, works with business owners to tailor policies that match their operational needs. Commercial insurance agents assess property, liability, and revenue risks to recommend appropriate plans. The process begins with a thorough inspection of the business premises and a careful review of its current operations to identify necessary coverage.
Freedom Insurance Group Inc works with businesses in the Philadelphia area to find appropriate commercial coverage for their operations. It focuses on helping clients add specialty policies that address unique risks not covered by standard plans, such as cyber liability or equipment breakdown insurance. This approach allows the firm to protect a wide range of commercial sectors, including offices, warehouses, and food service operations.
Troast-Singley & Miller Insurance Agency, based in Philadelphia, provides commercial insurance agent services to businesses in the region. The company helps clients secure coverage for general liability, property, and workers' compensation. It assists with risk assessments and policy comparisons to address the specific needs of various industries. For added protection against unexpected legal claims, the agency also offers access to professional liability coverage options.
What Does a a Commercial Insurance Agent in Philadelphia Cost?
The cost of commercial insurance in Pennsylvania varies by business size, industry, and location. A small retail shop in Philadelphia might pay between $500 and $2,000 per year for general liability. A construction company could pay $5,000 to $15,000 or more annually for comprehensive coverage. Costs also depend on your claims history and coverage limits. This is general information and not insurance advice.
About commercial insurance agents in Philadelphia
A commercial insurance agent in Philadelphia helps business owners find policies that protect their assets and operations. Pennsylvania law requires certain coverages like workers compensation for most employers. An agent can guide you through options for general liability, property insurance, and professional liability tailored to your industry.
Frequently Asked Questions
What types of commercial insurance do Philadelphia businesses need?
Most businesses need general liability insurance and property insurance. Pennsylvania law requires workers compensation insurance for employers with one or more employees. Additional coverages like commercial auto or professional liability may be needed depending on your business type.
How do I choose a commercial insurance agent in Philadelphia?
Look for an agent with experience in your industry and knowledge of Pennsylvania regulations. Check their licensing through the Pennsylvania Insurance Department. Ask about their access to multiple carriers to compare quotes and find the right coverage for your needs.
Are there specific Pennsylvania laws that affect business insurance?
Yes, Pennsylvania has specific requirements for workers compensation and commercial auto insurance. The state also has laws regarding liability waivers and insurance for contractors. An agent familiar with Pennsylvania statutes can help ensure you meet all legal obligations.
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