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Find Commercial Insurance Agents in Rapid City, SD
Compare commercial insurance agents in Rapid City. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Rapid City, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Dakota before hiring.
Showing 20 commercial insurance agents in Rapid City, SD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bruce Kitterman - State Farm Insurance Agent
1222 Oregon St, Rapid City, SD 57701
(605) 348-2525
brucekitterman.com
South Dakota Senior Insurance Agency
2218 Jackson Blvd #3, Rapid City, SD 57702
(605) 939-4825
southdakotaseniorinsurance.com
Farmers Insurance - Dave Schmidt
2834 Jackson Blvd Ste 101, Rapid City, SD 57702
(605) 342-5434
agents.farmers.com
Dakota NOMAD Health - Medicare Specialist
3024 Tower Rd, Rapid City, SD 57701
(605) 519-5050
dakotanomadhealth.com
AAA South Dakota Rapid City
815 St Joseph St, Rapid City, SD 57701
(605) 342-8482
cluballiance.aaa.com
Herrmann Insurance Agencies
821 Mt Rushmore Rd, Rapid City, SD 57701
(605) 718-2200
herrmannagencies.com
Rapid Insurance, Inc.
2525 W Main St #202, Rapid City, SD 57702
(605) 791-0762
ryandolly.com
Dakota Business Insurance Group
3409 W Main St, Rapid City, SD 57702
(605) 846-8111
dbigroupllc.com
Black Hills Insurance Agency, Inc.
820 St Joseph St, Rapid City, SD 57701
(605) 342-5555
blackhillsagency.com
Assurant
440 Mt Rushmore Rd, Rapid City, SD 57701
(800) 533-2220
assurant.com
Security First Insurance
805 5th St, Rapid City, SD 57701
(605) 348-1750
security1stbank.com
Parks Insurance West
809 South St Suite 111, Rapid City, SD 57701
(605) 430-8877
parksinsurancewest.com
Acrisure Rapid City, SD (Fischer Rounds & Associates)
2491 W Chicago St, Rapid City, SD 57702
(605) 737-7865
acrisure.com
Farmers Union Insurance/Lewis Agency
2906 W Omaha St, Rapid City, SD 57702
(605) 342-3585
Western Dakota Insurors
816 5th St, Rapid City, SD 57701
(605) 342-3130
wdiins.com
Low Cost Auto Insurance Agency
2525 W Main St 2nd floor ste 206, Rapid City, SD 57702
(225) 350-5465
Casey J. Davis Insurance Agency
650 Flormann St, Rapid City, SD 57701
(605) 791-1531
Leavitt Heartland Insurance Services
3820 Jackson Blvd Suite 1, Rapid City, SD 57702
(605) 348-7788
leavitt.com
Professional Insurors
2525 W Main St, Rapid City, SD 57702
(605) 646-0969
HUB International
2630 Jackson Blvd #202, Rapid City, SD 57702
(605) 348-9800
hubinternational.com
Commercial insurance agents in Rapid City help local businesses secure coverage for property, liability, workers compensation, and commercial auto. South Dakota law requires all employers with one or more employees to carry workers compensation insurance. Agents in the Black Hills region understand the unique risks facing construction, tourism, and agricultural businesses.
What Does a Commercial Insurance Agent in Rapid City Cost?
Commercial insurance costs in Rapid City vary by business type, size, and risk profile. A small retail shop might pay 500 to 1,500 per year for general liability, while a construction contractor could pay 3,000 to 10,000 or more for combined policies. Workers compensation rates in South Dakota average around 1.50 per 100 of payroll for low risk industries but can be higher for high risk work. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Rapid City businesses typically need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. South Dakota law mandates workers comp for most employers with one or more employees. Many businesses also need professional liability or cyber insurance depending on their industry.
How do I choose a commercial insurance agent in Rapid City?
Look for an agent licensed in South Dakota who has experience with your industry. Ask about their carrier network and claims support. Local agents often understand Rapid City weather risks like hail and snow load that affect property coverage.
Are there South Dakota specific insurance requirements for businesses?
Yes. South Dakota Codified Law 62-1-1 requires workers compensation insurance for employers with one or more employees. Commercial auto insurance must meet state minimum liability limits of 25,000 per person and 50,000 per accident for bodily injury.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of South Dakota.