The top-rated commercial insurance agent in Sioux Falls, South Dakota is Ty Teveldal - State Farm Insurance Agent, rated 4.9 stars across 549 reviews. Other highly rated options include World Insurance Associates LLC, Nelson Insurance Agency, Aaron Smith Insurance Group - Progressive Car Insurance Agent. This directory lists 20 commercial insurance agents serving Sioux Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ty Teveldal - State Farm Insurance Agent | 3926 S Western Ave | (605) 339-2999 |
| 2 | World Insurance Associates LLC | 3208 E 26th St | (605) 467-8733 |
| 3 | Nelson Insurance Agency | 2200 W 49th St Unit 100 | (605) 275-9700 |
| 4 | Aaron Smith Insurance Group - Progressive Car Insurance Agent | 4300 S Louise Ave Unit 100 | (605) 250-3702 |
| 5 | WINS Group Insurance Services | 4804 S Minnesota Ave Unit 103 | (605) 271-6600 |
| 6 | Prins Insurance of Sioux Falls, Inc. | 2900 S Phillips Ave #400 | (605) 332-5300 |
| 7 | Kouri Insurance Agency | 6809 S Minnesota Ave Unit 201 | (605) 336-6303 |
| 8 | Platinum Insurance Group | 6330 S Western Ave Unit 110 | (605) 271-4446 |
| 9 | Great Place Insurance (Formerly Insurance Express Agency, LLC) -- Sioux Falls, SD | 200 S Petro Ave Suite 106 | (605) 361-6318 |
| 10 | Garza Insurance Agency, LLC | 2310 E 10th St | (605) 271-7771 |
Ty Teveldal - State Farm Insurance Agent serves the Sioux Falls, South Dakota metro area and specializes in commercial insurance solutions. The agency helps local businesses manage their risks with tailored coverage plans designed for diverse industries and operational needs. Policies address general liability, property protection, and other essential lines to safeguard commercial assets. Services include business interruption coverage to support revenue stability during unforeseen disruptions and commercial auto insurance for company vehicles in the Sioux Falls region.
World Insurance Associates LLC offers a comprehensive range of commercial insurance products, including general liability, property, and workers' compensation coverage. It provides tailored service plans that involve regular policy reviews and risk management consultations to help businesses maintain adequate protection. These ongoing services support local enterprises in managing their evolving exposure and compliance needs. As a commercial insurance agent in Sioux Falls, SD, the company services accounts for single-family homes, apartments, retail shops, and restaurants navigating the regional marketplace.
Serving Sioux Falls and the surrounding communities of Minnehaha and Lincoln counties, Nelson Insurance Agency offers commercial insurance coverage for local businesses. The agency handles policies for liability, property, and workers’ compensation to meet various industry needs. Each client’s operation is assessed individually, identifying specific risks and coverage gaps. A customized plan is then developed to balance necessary protection with manageable costs.
Aaron Smith Insurance Group in Sioux Falls, SD serves businesses and property managers who need commercial insurance coverage. As a Progressive Car Insurance Agent, the company offers tailored policies for commercial vehicles, general liability, and property protection. The team assists local entrepreneurs, contractors, and small business owners in managing their unique insurance requirements. They also cover neighboring communities throughout the Sioux Falls metro area, including Brandon and Harrisburg.
WINS Group Insurance Services in Sioux Falls, SD helps businesses navigate the difference between securing a one-time liability policy for a single project and establishing recurring coverage that protects ongoing operations. Their commercial insurance brokering focuses on matching clients with appropriate general liability and property coverage tailored to specific industry risks. Service appointments typically run on an as-needed basis, initiated when a business requests a review of its current insurance program or requires a new policy quote.
Prins Insurance of Sioux Falls, Inc. specializes in commercial insurance policies, providing tailored coverage for a variety of local business operations. The agency helps clients manage liability, property, and worker’s compensation risks through standard market placements and individualized policy reviews. In Sioux Falls, South Dakota, this firm also advises on seasonal exposures that affect regional enterprises. As winter weather approaches, the agent assists businesses with planning for snow removal liabilities and safeguarding inventory against cold-related damage.
Winter road maintenance crews in Sioux Falls rely on Kouri Insurance Agency for commercial fleet and liability coverage during the heavy snow season. As an agent specializing in commercial insurance, the company helps local businesses manage risk on job sites, in warehouses, and across delivery routes. Each policy is reviewed to match the specific exposures an operation faces in eastern South Dakota. Starting is straightforward: an inspection of the business premises and a review of recent safety records are completed at the initial consultation.
Platinum Insurance Group advises businesses in Sioux Falls on managing risk and securing appropriate coverage. Its commercial agency service extends to general liability and workers' compensation solutions. The company also specializes in adding business interruption and property protection to core policies. It works with commercial sectors such as offices, warehouses, and food service operations to address their unique insurance needs.
Great Place Insurance, formerly Insurance Express Agency, LLC, based in Sioux Falls, works with homeowners and renters to protect residential properties. The agency also advises local businesses on commercial insurance, tailoring general liability, property, and workers’ compensation coverage to area needs. Serving the Sioux Falls region, the team helps both family dwellings and commercial operations navigate their unique risks. Regular policy review discussions occur between major renewal dates, ensuring coverage adapts to changing circumstances and encouraging repeat consultation for long-term protection.
Garza Insurance Agency, LLC is known in Sioux Falls, SD for assisting local businesses with their commercial insurance needs. The agency works with clients to assess liability, property, and workers' compensation exposures within the region. Its service range includes advising business owners on appropriate coverage levels to protect against common operational risks. Garza Insurance Agency also offers a specialty add-on service of commercial auto insurance for fleets and company vehicles operating in the Sioux Falls area.
What Does a a Commercial Insurance Agent in Sioux Falls Cost?
Typical costs for a small business commercial insurance package in South Dakota range from 500 to 3000 per year for general liability and property coverage. Workers compensation rates in South Dakota are set by the state and average around 1.50 per 100 of payroll for low risk industries. Commercial auto policies for one vehicle often cost between 1200 and 2400 annually. These are general estimates and actual costs vary by business size industry and risk factors. This information is general and not insurance advice.
About commercial insurance agents in Sioux Falls
Commercial insurance agents in Sioux Falls help local businesses find coverage for property liability and workers compensation. South Dakota law requires most employers to carry workers compensation insurance if they have one or more employees. Agents can also assist with commercial auto policies which are mandatory for business vehicles registered in the state.
Frequently Asked Questions
What types of commercial insurance are required in South Dakota?
South Dakota law requires workers compensation insurance for employers with one or more employees. Commercial auto insurance is required for any business vehicle registered in the state. Other coverages like general liability are not legally required but are often needed by landlords or clients.
How do I choose a commercial insurance agent in Sioux Falls?
Look for an agent licensed in South Dakota who has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their reviews and ask for referrals from other local business owners.
What factors affect the cost of commercial insurance in South Dakota?
Costs depend on your business type number of employees annual revenue and claims history. South Dakota s location in a low risk area for natural disasters can lower property insurance rates. Premiums also vary by the coverage limits and deductibles you choose.