ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Commercial Insurance Agents Near You in Cookeville, TN

Browse commercial insurance agents serving Cookeville, Tennessee. Updated 2026-07-14.

The top-rated commercial insurance agent in Cookeville, Tennessee is Direct Auto Insurance, rated 4.6 stars across 222 reviews. Other highly rated options include John White - State Farm Insurance Agent, Acceptance Insurance, Farm Bureau Insurance. This directory lists 20 commercial insurance agents serving Cookeville.

Showing 20 commercial insurance agents in Cookeville, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Auto Insurance586 S Jefferson Ave G(931) 526-1222
2John White - State Farm Insurance Agent235 S Willow Ave(931) 528-6464
3Acceptance Insurance555 S Jefferson Ave(931) 219-4024
4Farm Bureau Insurance410 E Veterans Dr(931) 528-1571
5Valor Insurance Agency548 N Willow Ave Suite C(931) 520-7675
6Lafever Insurance Agency727 S Jefferson Ave(931) 526-3377
7Josh Tucker - State Farm Insurance Agent794 S Willow Ave(931) 646-0000
8Matlock Insurance136 E Spring St(931) 372-8023
9Inman-Storie Insurance Agency155 S Jefferson Ave(931) 528-5040
10Gary Maxwell Insurance Agency1283 S Walnut Ave(931) 528-0474
DA
586 S Jefferson Ave G
Direct Auto Insurance
Commercial Insurance Agent · Cookeville, TN

Specializing in liability, property, and workers’ compensation coverage, Direct Auto Insurance serves Cookeville, Tennessee businesses seeking commercial policies. It also provides general risk management guidance for local retailers and contractors operating in the Upper Cumberland region. Throughout seasonal operations, the agency assists with adjusting coverage for winter weather closures or spring construction surges that could alter a business’s exposure.

JW
235 S Willow Ave
John White - State Farm Insurance Agent
Commercial Insurance Agent · Cookeville, TN

John White - State Farm Insurance Agent serves the Cookeville, Tennessee, area as a commercial insurance agent. The agency helps local business owners identify and manage their unique risk exposures. Policies are tailored to cover property, liability, and business interruption needs. Commercial auto coverage is available for company vehicles, and workers' compensation protection can be arranged for staff. Its specific services in this region include general liability insurance for Main Street storefronts and commercial property policies for local service-based operations.

AI
555 S Jefferson Ave
Acceptance Insurance
Commercial Insurance Agent · Cookeville, TN

As Cookeville enters its busy season of new construction and small business expansion, local entrepreneurs often seek reliable coverage for property and liability. Acceptance Insurance serves this demand by advising commercial clients on appropriate policies for their specific industries. Their agents help contractors, retailers, and service providers manage risks that come with daily operations and unexpected weather events. The process begins with an in-office or on-site inspection of the business premises to assess hazards and recommend tailored coverage limits.

FB
410 E Veterans Dr
Farm Bureau Insurance
Commercial Insurance Agent · Cookeville, TN

Farm Bureau Insurance in Cookeville, Tennessee provides businesses with general liability and property coverage as a Commercial Insurance Agent. It also offers specialized policies for workers compensation and business interruption. The company assists local enterprises in managing risks common to the area, including weather-related losses and liability from customer interactions. Its commercial expertise serves offices, warehouses, and food service operations.

VI
548 N Willow Ave Suite C
Valor Insurance Agency
Commercial Insurance Agent · Cookeville, TN

Valor Insurance Agency serves businesses, property managers, and commercial property owners in Cookeville, Tennessee. It provides commercial insurance coverage designed to protect assets and mitigate operational risks for local enterprises. The agency works with clients to identify liability, property, and workers’ compensation needs specific to their industry. Its services include policy review, risk assessment, and claims assistance. Valor Insurance Agency also serves commercial clients in surrounding areas such as Baxter and the greater Putnam County region.

LI
727 S Jefferson Ave
Lafever Insurance Agency
Commercial Insurance Agent · Cookeville, TN

Lafever Insurance Agency provides a comprehensive range of commercial insurance services, including general liability, property, and workers' compensation coverage in the Cookeville, TN area. The agency also offers ongoing policy management and periodic risk assessment reviews to help maintain appropriate coverage as business needs evolve. Its plans typically include routine audits and updates to account for changing regulations or operational exposures. The agency serves a variety of local properties, including single-family homes, apartment complexes, retail storefronts, and restaurants.

JT
794 S Willow Ave
Josh Tucker - State Farm Insurance Agent
Commercial Insurance Agent · Cookeville, TN

Serving Cookeville and the surrounding Upper Cumberland communities, Josh Tucker - State Farm Insurance Agent provides commercial insurance coverage for local businesses in Tennessee. The agency handles policies for property, liability, and workers’ compensation to protect companies from common operational risks. For each client, it begins with a detailed review of the business’s specific exposures and needs, then tailors coverage options to address those risks appropriately.

MI
136 E Spring St
Matlock Insurance
Commercial Insurance Agent · Cookeville, TN

Matlock Insurance provides specialty commercial insurance services for local businesses, including property, liability, and workers’ compensation coverage, alongside general risk management support for companies in Cookeville, TN. Its agents assist with evaluating unique business exposures and securing appropriate policies to protect assets and operations. As seasonal changes bring increased liability concerns from winter weather or summer events, the company offers guidance on adjusting coverage during these periods.

IS
155 S Jefferson Ave
Inman-Storie Insurance Agency
Commercial Insurance Agent · Cookeville, TN

Inman-Storie Insurance Agency provides residential insurance options to individuals and families in Cookeville, Tennessee. The agency also offers comprehensive commercial coverage tailored to local business operations and industry needs throughout the surrounding region. Business owners receive guidance on liability, property, and other essential policies to protect their enterprises. The team focuses on clear communication during initial consultations and policy reviews. Clients are encouraged to follow up between regular annual visits to adjust coverage as their residential or commercial situations evolve.

GM
1283 S Walnut Ave
Gary Maxwell Insurance Agency
Commercial Insurance Agent · Cookeville, TN

Gary Maxwell Insurance Agency in Cookeville, TN distinguishes between one-time policy placements for single projects and recurring service options that provide ongoing liability and property coverage. Their work as a commercial insurance agent involves assessing business risks and securing appropriate policies for local enterprises. Services are available on a one-time, scheduled, or as-needed basis, depending on the client’s operational requirements and coverage duration.

FB
1165 S Willow Ave
Farm Bureau Insurance
Commercial Insurance Agent · Cookeville, TN
(931) 432-1571
fbitn.com/tn/putnam-county/cookeville/putnam-willow-ave-agency
SI
480 Neal St # 100
Swallows Insurance
Commercial Insurance Agent · Cookeville, TN
(931) 526-4025
swallowsinsurance.com
KB
490 E Spring St Ste A
Kirby Beverly - COUNTRY Financial Agent
Commercial Insurance Agent · Cookeville, TN
(931) 528-4600
agents.countryfinancial.com/usa/tn/cookeville/kirby-beverly
EI
210 S Jefferson Ave
Equity Insurance TN
Commercial Insurance Agent · Cookeville, TN
(931) 219-2961
FI
225 W Stevens St
Fields Insurance, HBS, Armor
Commercial Insurance Agent · Cookeville, TN
(931) 526-5049
fieldsinsurancellc.com
CI
122 E Broad St
Certainty Insurance Tennessee
Commercial Insurance Agent · Cookeville, TN
(423) 922-8435
CI
1459 Interstate Dr #201
Cumberland Insurance Agency
Commercial Insurance Agent · Cookeville, TN
(931) 372-1222
cumberlandinsurance.com
LO
345 S Jefferson Ave Suite 207
Live Oak Insurance & Financial
Commercial Insurance Agent · Cookeville, TN
(931) 367-5483
liveoaktn.com
IS
117 N Hickory Ave
Inman-Storie Insurance Agency
Commercial Insurance Agent · Cookeville, TN
(931) 528-5040
WI
201 Reagan St
Wilmoth Insurance Agency Inc.
Commercial Insurance Agent · Cookeville, TN
(931) 526-6181
wilmothinsuranceagency.com

What Does a a Commercial Insurance Agent in Cookeville Cost?

The cost of commercial insurance in Tennessee varies widely based on business type size location and coverage limits. A small retail shop might pay between 500 and 1,500 dollars per year for general liability while a construction contractor could pay 2,000 to 5,000 dollars or more annually for a package policy. Workers compensation premiums depend on payroll and industry classification. This is general information and not insurance advice.

About commercial insurance agents in Cookeville

Commercial insurance agents in Cookeville Tennessee help business owners protect their assets with tailored policies. Tennessee law requires certain businesses to carry workers compensation insurance if they have five or more employees. A local agent can guide you through these requirements and find coverage for liability property and other risks specific to your industry.

Frequently Asked Questions

What types of commercial insurance do Cookeville businesses typically need?

Common coverages include general liability commercial property workers compensation and commercial auto. Tennessee law mandates workers comp for most businesses with five or more employees. Your agent can help you assess risks and select appropriate policies.

How do I choose a commercial insurance agent in Cookeville Tennessee?

Look for an agent licensed in Tennessee with experience in your industry. Ask about their familiarity with local regulations and claims processes. It is wise to compare quotes from multiple agents to find suitable coverage and pricing.

Does Tennessee have specific insurance requirements for small businesses?

Yes Tennessee requires workers compensation insurance for businesses with five or more employees. Businesses with fewer than five employees are not required to carry it but may still choose to. Additionally commercial auto insurance is mandatory for any business owned vehicles.

Commercial Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.