The top-rated commercial insurance agent in Hendersonville, Tennessee is Shrum Insurance Services, rated 5.0 stars across 221 reviews. Other highly rated options include Farmers Insurance - Roderick Garro, Farm Bureau Insurance, Chris Florek Insurance Agency. This directory lists 20 commercial insurance agents serving Hendersonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shrum Insurance Services | 132 Maple Row Blvd Suite 610 | (615) 822-7680 |
| 2 | Farmers Insurance - Roderick Garro | 131 Saundersville Rd Ste 120 | (615) 487-6689 |
| 3 | Farm Bureau Insurance | 264 New Shackle Island Rd # 101 | (615) 265-8329 |
| 4 | Chris Florek Insurance Agency | 260 W Main St ste 110-c | (615) 431-2886 |
| 5 | Melissa French: Allstate Insurance | 105 Bluegrass Commons Blvd Ste A | (615) 338-4500 |
| 6 | Martinek Insurance Services a division of Southern Insurance Group LLC | 394 W Main St B5 | (615) 824-7577 |
| 7 | P&C Insurance | 131 Maple Row Blvd STE B200 | (615) 447-8102 |
| 8 | Williamson Insurance & Investments LLC | 133 Indian Lake Rd STE 101 | (615) 826-3313 |
| 9 | Hicks Watson Insurance Agency | 139 Maple Row Blvd STE 200 | (615) 824-8869 |
| 10 | Lawson Insurance Services | 115 Hazel Path Suite #4 | (615) 431-2289 |
Shrum Insurance Services serves the Hendersonville, Tennessee metro area as a commercial insurance agency. The agency helps business owners secure coverage policies tailored to the specific risks their operations face. They work with various local industries to structure general liability protections and property insurance packages that safeguard commercial assets. Among the common needs they address for area companies are policies for contractors, professional liability insurance, and coverage for business interruption.
Farmers Insurance - Roderick Garro provides a full range of commercial insurance services, including general liability, property coverage, and workers’ compensation for local businesses. It offers tailored risk management advice and policy reviews to help clients maintain appropriate protection as their operations evolve. The agency serves diverse properties throughout Hendersonville, TN, focusing on single-family homes, multi-unit apartments, retail storefronts, and local restaurants.
Farm Bureau Insurance in Hendersonville, Tennessee, works with local business owners to secure coverage that protects their operations and assets. Its specialty add-ons include liability protection, property insurance, and workers' compensation policies tailored to specific business risks. This agency can serve several commercial sectors, including offices requiring general liability, warehouses needing inventory and building coverage, and food service establishments seeking protection for equipment and premises.
Chris Florek Insurance Agency in Hendersonville, TN serves local business owners, commercial property managers, and entrepreneurs seeking liability and property coverage. It works with clients to identify appropriate insurance plans that protect against operational risks common in the area. The agency assists with policy reviews, claims support, and coverage adjustments as businesses grow or change. Its services extend to nearby communities such as Gallatin and the greater Nashville metro region.
Serving Hendersonville and the surrounding Sumner County communities, Melissa French: Allstate Insurance handles a range of commercial insurance needs for local businesses. The agency works with policies that cover property, liability, and other common commercial exposures. When a typical client seeks coverage, the agency begins by reviewing the specific risks the business faces. It then assembles a policy package tailored to those operational details, ensuring the client understands each component before finalizing the arrangement.
Martinek Insurance Services a division of Southern Insurance Group LLC in Hendersonville, TN helps businesses distinguish between one-time policy purchases for short-term projects and recurring annual coverage for ongoing operations. Its commercial insurance agent work includes general liability, property, and workers’ compensation policies tailored to local industry needs. Clients receive guidance on risk exposure and coverage options based on their specific business structures. Service is provided on a one-time basis for single transactions and as scheduled for renewal cycles.
P&C Insurance specializes in property and casualty coverage for small and mid-sized businesses in Hendersonville, TN. It also offers general liability and workers' compensation policies to help local companies manage everyday operational risks. Its service work includes routine policy reviews and risk assessments tailored to commercial clients. As winter approaches, the agency assists businesses with protecting equipment and inventory from cold-weather damage.
Williamson Insurance & Investments LLC operates as a commercial insurance agent in Hendersonville, TN, focusing on protecting business assets with general liability and property coverage. It also offers specialized endorsements such as cyber liability and equipment breakdown to address evolving operational risks. The firm serves a range of commercial sectors, including professional offices requiring errors and omissions insurance, warehouses needing inland marine and product liability, and food service establishments seeking spoilage and liquor liability protection.
As summer storms approach Hendersonville, businesses often need updated coverage to protect their property and operations from seasonal damage. Hicks Watson Insurance Agency responds to this need by reviewing commercial policies and helping local business owners adjust their liability limits accordingly. For a new client, the agency schedules a thorough on-site inspection of the property and existing safety equipment to accurately assess the risk and recommend proper protection.
What Does a a Commercial Insurance Agent in Hendersonville Cost?
Typical costs for commercial insurance in Tennessee vary widely by industry size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for combined coverage. Workers compensation premiums depend on payroll and classification codes. This is general information and not insurance advice.
About commercial insurance agents in Hendersonville
Commercial insurance agents in Hendersonville Tennessee help business owners find coverage for property liability and workers compensation. Tennessee law requires most employers with five or more employees to carry workers compensation insurance. Local agents understand the specific risks facing businesses in Sumner County and can guide you through state requirements.
Frequently Asked Questions
What types of commercial insurance do Hendersonville businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Tennessee law mandates workers comp for most businesses with five or more employees. Your agent will assess your specific industry and operations to recommend appropriate policies.
How do Tennessee laws affect commercial insurance requirements?
Tennessee follows a fault-based system for auto accidents and has specific workers compensation rules. The state also has a business tax structure that may influence your coverage needs. A local agent can explain how these laws apply to your Hendersonville business.
How do I choose a commercial insurance agent in Hendersonville?
Look for an agent licensed in Tennessee with experience in your industry. Ask about their familiarity with local risks in Sumner County. Check their reputation through the Tennessee Department of Commerce and Insurance or local business references.
Commercial Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Jackson · Johnson City · Kingsport