The top-rated commercial insurance agent in Little Elm, Texas is Ryan Dunn - State Farm Insurance Agent, rated 5.0 stars across 410 reviews. Other highly rated options include Ricardo Sempertegui - State Farm Insurance Agent, Justin Bigby - State Farm Insurance Agent, Michel Hambrick Agency. This directory lists 10 commercial insurance agents serving Little Elm.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Dunn - State Farm Insurance Agent | 800 W Eldorado Pkwy Ste 116 | (469) 238-0912 |
| 2 | Ricardo Sempertegui - State Farm Insurance Agent | 1000 E Eldorado Pkwy Suite 60 | (469) 777-4377 |
| 3 | Justin Bigby - State Farm Insurance Agent | 2601 Little Elm Pkwy Ste 1004 | (972) 395-1581 |
| 4 | Michel Hambrick Agency | 2601 Little Elm Pkwy Suite 202 | (469) 294-1944 |
| 5 | Bob Parker - State Farm Insurance Agent | 2763 E Eldorado Pkwy #135 | (972) 292-1900 |
| 6 | Kristian Schwitzer Insurance Agency | 309 W Eldorado Pkwy #210 | (469) 935-7066 |
| 7 | Allen Insurance Group | 1120 W Eldorado Pkwy | (972) 695-4444 |
| 8 | Melliand Insurance | 700 Lake Meadow Ln | (972) 346-4666 |
| 9 | SS Integra Insurance | 2425 Foxwood Ln | (214) 544-9445 |
| 10 | Iscential Insurance Agency | 2805 Evening Mist Dr | (214) 208-2763 |
Ryan Dunn - State Farm Insurance Agent serves the Little Elm, Texas area and the surrounding Denton County region. The agency specializes in commercial insurance for local businesses of various sizes. General liability policies protect companies from claims involving property damage or bodily injury. Commercial property insurance covers buildings and equipment against fire, theft, and weather damage. Workers' compensation policies help meet legal requirements while assisting injured employees. The team routinely handles business interruption insurance and commercial auto coverage for fleet operators in Little Elm.
Ricardo Sempertegui - State Farm Insurance Agent in Little Elm, TX provides a range of commercial insurance solutions to protect local businesses from financial risk. Tailored policies can cover general liability, property damage, and business interruption, with ongoing service plans to help review coverage as operations evolve. The agency offers regular policy check-ins to ensure limits remain adequate as businesses grow or change. Its services address the unique needs of single-family rental properties, apartment complexes, retail storefronts, and restaurants.
Justin Bigby - State Farm Insurance Agent serves local homeowners, small business owners, and property managers in Little Elm, Texas. The agency provides commercial insurance coverage to protect business assets, liability risks, and property investments. Services also include tailored policies for retail shops, contractors, and office-based operations. By offering regular policy reviews, the agency helps clients adapt coverage as their businesses grow. In addition to Little Elm, Justin Bigby serves businesses and homeowners in the neighboring community of Frisco and throughout the surrounding Denton County metro area.
Serving Little Elm and the surrounding communities of North Texas, Michel Hambrick Agency handles commercial insurance for local businesses of varying sizes and industries. The company provides coverage options for property, liability, and other common business risks faced in the region. To manage a typical job, the agency first reviews a client’s specific operations and exposures, then presents tailored coverage choices that meet their operational needs and budget. It works directly with clients to explain key policy details and ensure proper protection is in place.
Bob Parker - State Farm Insurance Agent in Little Elm, TX, provides commercial insurance that separates one-time policy purchases from recurring coverage plans designed for ongoing business needs. Their work includes advising local enterprises on protecting assets and liability risks common to the area. Service runs on a one-time, scheduled, or as-needed basis to accommodate seasonal demands and annual policy reviews.
Kristian Schwitzer Insurance Agency specializes in coverage for small and medium commercial operations, including liability policies and property protection for local firms in Little Elm, Texas. It also provides general business insurance services to help manage daily operational risks across multiple industries. As area businesses prepare for seasonal shifts, the agency assists with adjusting coverage limits and reviewing inventory exposure ahead of winter storms or summer patio expansions for restaurants and retail stores.
As the spring construction season picks up in Little Elm, new businesses often seek liability and property coverage before opening their doors. Allen Insurance Group provides commercial insurance options tailored to small and mid-sized enterprises operating in the local economy. The agency reviews each client’s specific risk exposures, from general liability to workers’ compensation, to recommend appropriate policy limits and deductibles. A scheduled visit of the applicant’s premises or operations is then required to confirm the final quote before binding coverage begins.
Melliand Insurance provides comprehensive risk management solutions for business owners, adding specialized coverage options such as general liability and workers' compensation to its core offerings. Based in Little Elm, Texas, the agency serves local enterprises requiring protection against operational hazards. It regularly works with offices seeking property and liability policies, warehouses needing robust cargo and inventory safeguards, and food service establishments securing coverage for equipment and premises.
SS Integra Insurance serves residential properties in the Little Elm area, providing essential protection for homeowners and their possessions. The company also extends its expertise to commercial clients, offering tailored coverage for local businesses that require liability, property, and asset protection. Regularly scheduled policy reviews allow clients to update their coverage as their residential and commercial needs evolve between visits.
Iscential Insurance Agency is a commercial insurance agent in Little Elm, TX, known for helping local businesses manage their general liability and property coverage needs. The company assists clients across various industries in securing policies that address common operational risks. Commercial agents in this region often work with small to medium enterprises to review exposures and select appropriate limits. Iscential can additionally offer tailored protection for equipment breakdown or cyber liability claims.
What Does a a Commercial Insurance Agent in Little Elm Cost?
Commercial insurance costs in Texas vary by industry location and coverage limits. A small retail business in Little Elm might pay between 500 and 2000 dollars per year for general liability. Workers compensation costs average 1 to 3 dollars per 100 dollars of payroll for low risk jobs. Property insurance depends on building value and risk factors. This is general information not insurance advice.
About commercial insurance agents in Little Elm
Commercial insurance agents in Little Elm Texas help local businesses find coverage for property liability and workers compensation. Texas law requires most employers to carry workers compensation insurance or provide a qualified alternative. Agents can guide you through Texas specific regulations and help protect your business assets.
Frequently Asked Questions
What types of commercial insurance do Little Elm businesses need?
Common coverages include general liability commercial property and workers compensation. Texas law does not require general liability but many landlords and contracts do. Workers comp is required for most employers with few exceptions.
How do Texas commercial insurance regulations affect my policy?
Texas is a fault state for auto accidents and has specific rules for commercial auto insurance. The Texas Department of Insurance regulates rates and policy forms. Your agent can explain how Texas laws like the prompt payment statute apply to claims.
Can a commercial insurance agent help with a Texas business liability claim?
Yes an agent can assist with filing a claim and explaining your coverage. Texas has a two year statute of limitations for most property damage claims and four years for breach of contract. Your agent is not a lawyer but can help you understand the process.
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