The top-rated commercial insurance agent in Waxahachie, Texas is Adam Rope - State Farm Insurance Agent, rated 4.9 stars across 619 reviews. Other highly rated options include Farmers Insurance - Daniel Jones, Reyes Insurance Services, Phillips Insurance. This directory lists 20 commercial insurance agents serving Waxahachie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam Rope - State Farm Insurance Agent | 1314 US-287 UNIT 100 | (972) 938-3232 |
| 2 | Farmers Insurance - Daniel Jones | 114 Park Pl Ct Ste 202 | (972) 351-0042 |
| 3 | Reyes Insurance Services | 507 Ferris Ave | (972) 351-9977 |
| 4 | Phillips Insurance | 116 N College St Ste F | (972) 937-4481 |
| 5 | State Farm: Kip Fedora | 903 Ferris Ave | (972) 938-1422 |
| 6 | Cooper Insures | 115 N Hwy 77 | (972) 938-9700 |
| 7 | Almany's Insurance | 150 S US Hwy 77 | (972) 937-0979 |
| 8 | Fred Loya Insurance | 1035 N Hwy 77 Ste 600 | (972) 937-0300 |
| 9 | Carrington Insurance Agency | 2693 North Highway 77 1106, SUITE 1106 | (972) 937-9900 |
| 10 | PAC Insurance Agency | 2693 N Hwy 77 #1106 | (972) 937-9900 |
Adam Rope - State Farm Insurance Agent serves the Waxahachie, Texas, area and provides commercial insurance agent services. The agency assists local business owners with securing coverage to protect their operations and assets. It advises clients on choosing plans that suit different industries, from retail to small contractors. Risk management strategies are offered to help reduce potential liabilities. The company handles specific services such as commercial property insurance and general liability insurance for businesses in this region.
Farmers Insurance - Daniel Jones in Waxahachie, Texas, provides commercial insurance services including general liability, property coverage, and workers compensation for local businesses. The agency assists clients with policy maintenance by reviewing coverage details and adjusting plans as operations change. It offers routine service support for claims reporting and policy renewals throughout the year. The company serves properties such as single-family homes, apartment complexes, retail locations, and restaurants in the surrounding area.
Reyes Insurance Services serves businesses, property managers, and commercial property owners throughout the Waxahachie, Texas area. The agency works with local companies to secure commercial insurance policies that address general liability, property coverage, and other essential business risks. By understanding the needs of small and mid-sized operations, it helps clients manage exposure and maintain operational stability. Its service area also extends to nearby communities along the Interstate 35E corridor, including Red Oak and Midlothian.
Phillips Insurance in Waxahachie, TX offers both one-time commercial coverage consultations and ongoing policy management services for businesses. Their recurring service options include periodic policy reviews to match changing operations, while one-time engagements help new ventures secure initial liability or property protection. For routine service, they operate on a scheduled basis for regular policy updates, and also provide as-needed support when unexpected business risks arise or coverage gaps emerge.
Serving Waxahachie and the surrounding Ellis County communities, State Farm: Kip Fedora provides commercial insurance agent services for local businesses. This agency handles a wide range of commercial policies, including general liability, property coverage, and workers’ compensation. For each client, the agent begins by conducting a thorough review of the specific business operations and potential risks. Based on this assessment, they evaluate available coverage options to construct a policy that addresses the identified exposures. The typical job is handled by comparing carrier offerings to match the coverage needs with a suitable plan.
As seasonal storms in Waxahachie threaten local storefronts and warehouses, Cooper Insures works with business owners to review the specific commercial risks tied to their property and operations. Serving area enterprises of various sizes, this commercial insurance agent helps craft policies that align liability protection with business income needs. The firm typically starts with a thorough inspection of the client’s physical location and equipment to document existing conditions before recommending any coverage.
Almany's Insurance serves businesses in Waxahachie, TX by providing comprehensive commercial insurance agent services. They help local companies manage risk through general liability and property coverage. Additional specialty options include protection for equipment breakdown, business interruption, and commercial auto policies. Every policy is tailored to address the unique operational exposures that companies face across the Waxahachie area. Their clientele includes various commercial sectors such as professional offices, warehouses, and food service establishments.
Fred Loya Insurance in Waxahachie specializes in matching commercial clients with appropriate coverage for their vehicles, property, and liability exposures. The agency works with area business owners to review policies and adjust limits as operations change over time. It assists with general liability and workers’ compensation policies that help protect companies from common workplace and customer-related risks. As businesses prepare for seasonal inventory shifts or the start of a new construction project, the agency helps adjust their coverage to address those temporary increases in activity.
What Does a a Commercial Insurance Agent in Waxahachie Cost?
Typical costs for commercial insurance in Texas vary widely. A small office or retail business may pay 500 to 2,000 dollars per year for general liability. Workers compensation premiums average around 1.50 dollars per 100 dollars of payroll for low-risk industries. Commercial auto policies often range from 1,200 to 3,000 dollars annually per vehicle. These are general estimates and your actual cost will depend on your specific business risks and coverage needs. This information is general and not a substitute for professional insurance advice.
About commercial insurance agents in Waxahachie
Commercial insurance agents in Waxahachie Texas help local businesses secure coverage tailored to their operations. Texas law requires most employers to carry workers compensation insurance unless they are certified as a non-subscriber. Agents can guide you through state-specific requirements for general liability commercial auto and property insurance.
Frequently Asked Questions
What types of commercial insurance are required in Waxahachie Texas?
Texas law does not mandate general liability insurance but it is often required by landlords or contracts. Workers compensation is required for most employers unless they opt out and provide an alternative benefit plan. Commercial auto insurance is required for any business-owned vehicle.
How do I find a commercial insurance agent in Waxahachie?
You can search online directories or ask other business owners for referrals. Look for agents licensed by the Texas Department of Insurance who have experience with your industry. Many agents in Waxahachie specialize in small business or construction coverage.
What factors affect commercial insurance costs in Texas?
Costs depend on your business type number of employees revenue location and claims history. Texas has a competitive insurance market which can help keep rates lower. Premiums for a small retail store might start around 500 dollars per year while a construction company could pay several thousand.
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