The top-rated commercial insurance agent in Cedar City, Utah is Seth Porter - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Dixie Leavitt Agency, Farmers Insurance - Jesse Robinson, Amy Carter - State Farm Insurance Agent. This directory lists 20 commercial insurance agents serving Cedar City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seth Porter - State Farm Insurance Agent | 118 W 200 S | (435) 586-4467 |
| 2 | Dixie Leavitt Agency | 115 N Main St | (435) 586-9463 |
| 3 | Farmers Insurance - Jesse Robinson | 210 N 300 W #203 | (435) 865-1160 |
| 4 | Amy Carter - State Farm Insurance Agent | 2092 Cross Hollow Rd A | (435) 586-2797 |
| 5 | Wahweap Insurance and Financial | 1233 Sage Dr c | (435) 586-5904 |
| 6 | JRI Insurance | 1233 Sage Dr c | (435) 586-1399 |
| 7 | Leavitt Group Enterprises | 136 W University Blvd | (435) 586-6553 |
| 8 | Landon Eldredge: Financial Professional | 1233 Sage Dr c | (435) 586-5904 |
| 9 | Farmers Insurance - Roger Olcott | 444 S Main St Ste B1 | (435) 586-4600 |
| 10 | Iron Desert Insurance | 2460 UT-56 STE 3 | (435) 267-2040 |
Seth Porter - State Farm Insurance Agent serves Cedar City, Utah and the surrounding Iron County area, offering commercial insurance solutions for local businesses. This agency provides coverage options designed to protect company assets, including liability protection and property insurance for various commercial enterprises in the region. Policies can be tailored to address the unique risks faced by small shops, contractors, and service providers operating in southern Utah. The agency specifically handles general liability insurance and commercial property insurance for businesses in Cedar City and its vicinity.
Dixie Leavitt Agency provides a range of commercial insurance services, including general liability, property coverage, and workers' compensation. The agency also offers ongoing service plans to help businesses review their coverage periodically and adjust policies as operations evolve. In Cedar City, this routine maintenance can assist local enterprises in addressing changing risk profiles due to seasonal fluctuations or business growth. The agency services a variety of property types, including single-family homes, apartments, retail storefronts, and locally owned restaurants.
Farmers Insurance - Jesse Robinson serves homeowners, businesses, and property managers in Cedar City, Utah, by providing commercial insurance agent services. These include designing coverage for liability, property, and workers compensation needs specific to local operations. The agency helps clients assess risks and select appropriate policies for their commercial exposures and assets. It also extends its services to nearby communities such as Enoch, Parowan, and the surrounding Iron County areas for commercial coverage support.
Located in Cedar City and serving the surrounding Iron County communities, Amy Carter - State Farm Insurance Agent offers commercial insurance policies for small and mid-sized businesses. The agency handles general liability, property coverage, and workers compensation for local operations. Each client quotation begins with a thorough review of business operations to identify specific risks, followed by a comparison of appropriate coverage options from its available product suite. This ensures the resulting policy matches each business’s actual needs rather than a generic plan.
Wahweap Insurance and Financial specializes in liability coverage, property insurance, and workers’ compensation policies for commercial clients. It serves businesses throughout Cedar City, UT, by assessing risk, structuring policy bundles, and providing claims guidance. The agency also reviews coverage limits annually to align with operational changes. As winter snow and ice increase slip‑and‑fall exposures for retail and service businesses in the region, it offers tailored general liability options to address this heightened seasonal risk.
Whether clients require a one-time policy purchase or recurring coverage updates, a commercial insurance agent in Cedar City assists with both options. General liability and property coverage can be obtained for businesses of varying sizes. Worker protection plans may be included for employees as well. Services are available in the Utah area and run on a one-time, scheduled, or as-needed basis to match specific client needs.
As summer wildfire season approaches in Cedar City, local business owners seek coverage that protects against property damage and liability. Leavitt Group Enterprises provides commercial insurance solutions tailored to these regional risks, adjusting inventory and business interruption policies accordingly. The agent begins every relationship with a careful inspection of premises and review of current coverage levels to identify exposure gaps before offering specific policy recommendations.
Landon Eldredge: Financial Professional in Cedar City, UT, provides insurance solutions for businesses, primarily focusing on commercial coverage that protects against property and liability risks. The company specializes in adding specialty endorsements for equipment breakdown and business interruption to standard policies. It can serve a range of commercial sectors, including offices, retail spaces, warehouses, and food service establishments requiring tailored protection.
Farmers Insurance - Roger Olcott in Cedar City, UT assists homeowners with residential insurance needs, such as property and liability coverage. For commercial clients, the agency provides tailored business insurance, including general liability and workers’ compensation, to protect local enterprises. Service extends to Cedar City and the surrounding Iron County area. After an initial policy setup, the agent follows up with clients to review coverage or adjust plans as their business or home situation changes, ensuring continued protection between annual visits.
Iron Desert Insurance, based in Cedar City, Utah, operates as a focused commercial insurance agency serving local businesses with risk management and policy procurement. It offers general liability, property, workers compensation, and commercial auto coverage, helping companies secure necessary financial protection against operational exposures. The agency also provides tailored coverage for specific industry needs, such as professional liability or equipment breakdown insurance, ensuring comprehensive protection for a diverse range of enterprises.
What Does a a Commercial Insurance Agent in Cedar City Cost?
Typical costs for commercial insurance in Utah vary widely. A small retail shop might pay 500 to 1,500 dollars per year for general liability. Workers comp rates average about 1.50 to 3.00 dollars per 100 dollars of payroll. Larger businesses or high-risk industries like construction can pay 5,000 to 20,000 dollars or more annually. This is general information and not insurance advice.
About commercial insurance agents in Cedar City
Commercial insurance agents in Cedar City Utah help business owners find coverage for property, liability, and workers compensation. Utah law requires most employers to carry workers compensation insurance under the Utah Workers Compensation Act. Local agents understand the unique risks for businesses in Iron County, including tourism and agriculture.
Frequently Asked Questions
What types of commercial insurance do Cedar City businesses need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. Utah law requires workers comp for employers with one or more employees. Agents can help tailor a policy to your specific industry.
How do I choose a commercial insurance agent in Cedar City?
Look for an agent licensed in Utah with experience in your industry. Ask about their knowledge of local risks like wildfire or seasonal tourism. Check their reputation with the Utah Insurance Department.
Does Utah have specific commercial insurance requirements?
Yes. Utah requires workers compensation insurance for all employers. Commercial auto insurance must meet state minimum liability limits. Some industries like construction may need additional bonding or liability coverage.
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