The top-rated commercial insurance agent in Ogden, Utah is Cornerstone Insurance Agency, rated 4.9 stars across 157 reviews. Other highly rated options include Sessions Insurance, Stanger Insurance, Affordable Insurance Solutions. This directory lists 16 commercial insurance agents serving Ogden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cornerstone Insurance Agency | 585 24th St #106 | (801) 899-6995 |
| 2 | Sessions Insurance | 968 Chambers St STE 5 | (801) 882-9424 |
| 3 | Stanger Insurance | 3919 Riverdale Rd | (801) 627-1113 |
| 4 | Affordable Insurance Solutions | 2650 Washington Blvd ste 102C | (801) 393-1122 |
| 5 | Persico Insurance | 585 24th St #102 | (435) 374-4011 |
| 6 | Jensen Agency & Associates, LLC | 3293 Harrison Blvd 2nd Floor | (385) 367-2606 |
| 7 | Blackburn Jones Company | 905 24th St | (801) 392-7516 |
| 8 | Schroader-Blackley Insurance | 1336 Washington Blvd | (801) 393-7283 |
| 9 | Heiner's Insurance Center | 606 Washington Blvd | (801) 621-2620 |
| 10 | The Kahler Agency | 952 28th St Ste A | (801) 821-1186 |
Cornerstone Insurance Agency serves the Ogden, Utah, metro area as a commercial insurance agent. It helps local business owners secure coverage tailored to their specific operational risks and industry needs. The agency works with clients to find appropriate policies that protect assets and manage liability exposures common in the region’s diverse commercial landscape. Its main services include property insurance for buildings and equipment along with general liability coverage to safeguard against third-party claims arising from daily business activities.
Sessions Insurance serves local businesses, property managers, and commercial property owners in Ogden, Utah. It provides commercial insurance agent services to help these clients protect their assets and manage liability risks. The agency works with clients to find appropriate coverage for commercial buildings, equipment, and business operations. It also assists with policies that address general liability and property protection needs. Sessions Insurance extends its coverage support to businesses in the broader Wasatch Front area, including nearby communities such as Roy.
Stanger Insurance provides commercial insurance services to businesses in Ogden, Utah, offering a range of coverage options tailored to operational needs. The agency assists clients with policy selection, risk assessment, and claims support, helping maintain appropriate protection over time. While coverage specifics vary, general service plans may include periodic policy reviews to adjust for business changes or growth. This agent services a variety of local properties, including single-family homes, apartments, retail locations, and restaurants.
Serving Ogden and its surrounding communities throughout northern Utah, Affordable Insurance Solutions handles commercial coverage for businesses of various types and sizes. It helps clients navigate general liability, property, and workers’ compensation policies necessary for local operations. The agency also assists with specialized industry protections for contractors, retailers, and service providers common to the area. To handle a typical job, it first analyzes a company’s specific operational risks and then presents a tailored selection of coverage options from multiple carriers for comparison.
Persico Insurance distinguishes one-time projects from ongoing protection for businesses in Ogden, UT. They help commercial clients select coverages, such as liability and property insurance, that address specific operational risks. Many businesses work with the agency on a scheduled basis, renewing policies annually or when needs change. The agency also provides support for new ventures needing initial guidance. Service runs on either a one-time or scheduled basis, depending on the client’s preference for handling insurance adjustments or claims.
Jensen Agency & Associates, LLC in Ogden, UT manages residential insurance needs by advising homeowners on suitable policy structures for their property. The firm also evaluates commercial coverage options for local businesses, tailoring protection to match their specific operational exposures. Their work involves regular risk assessments for existing clients throughout the area, ensuring policies keep pace with changing circumstances. After each annual review or renewal, the agency schedules a follow-up discussion, making the process of updating coverage a routine part of ongoing client service.
Blackburn Jones Company serves clients in Ogden, UT, as a commercial insurance agent, working to arrange tailored coverage for local businesses. The company’s specific focus includes helping clients navigate general liability, property, and workers’ compensation policies to meet their operational needs. Within these core offerings, it adds specialized endorsements such as equipment breakdown and business interruption coverage. Blackburn Jones Company is positioned to assist enterprises across various commercial sectors, including offices, warehouses, and food service operations, ensuring each finds appropriate protection for its unique exposures.
Schroader-Blackley Insurance specializes in tailored commercial insurance policies for local businesses in and around Ogden, UT. Its services encompass general liability, property coverage, and workers’ compensation, helping companies manage risk and maintain operations. The agency works closely with clients to review policy details, ensuring appropriate limits for diverse industries. As the winter season approaches, it assists businesses in preparing for snow-related liabilities, such as slip-and-fall claims on commercial premises, providing guidance on necessary coverage adjustments.
As winter storms sweep through Ogden, local businesses face increased liability concerns on icy parking lots and delivery zones. Heiner's Insurance Center helps commercial operators mitigate that risk with tailored commercial insurance agent services. From retail shops to construction contractors, the agency assesses each company's specific operational exposures, recommending appropriate policies to protect assets and daily revenue. The process begins with a thorough on-site inspection, evaluating current safety measures and coverage gaps unique to the individual business.
The Kahler Agency is known for providing commercial insurance solutions to businesses in Ogden, Utah, covering liability, property, and workers' compensation. The company works with various local industries to help manage operational risks and secure appropriate coverage. Its services include policy review, risk assessment, and claims support. As an added specialty, it can offer business interruption insurance to help companies maintain income during unexpected closures.
What Does a a Commercial Insurance Agent in Ogden Cost?
Commercial insurance costs in Utah vary by industry revenue and risk level. A small retail business in Ogden might pay between 500 and 1500 per year for general liability. Workers compensation premiums depend on payroll and classification codes typically ranging from 500 to 3000 annually. Larger businesses with higher risks may see costs above 5000 per year. This is general information and not insurance advice.
About commercial insurance agents in Ogden
Ogden businesses need commercial insurance to protect against risks specific to Utahs growing economy. A local commercial insurance agent can help you navigate Utahs liability laws and state requirements for workers compensation. Whether you run a retail shop or a construction company an agent finds coverage tailored to your industry.
Frequently Asked Questions
What types of commercial insurance do Ogden businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Utah law requires workers comp for most employers with one or more employees. Your agent can recommend additional policies like professional liability or cyber insurance based on your business type.
How does Utah law affect commercial insurance requirements?
Utah Code Title 34A governs workers compensation and requires coverage for most businesses. Ogden businesses must also comply with local city regulations. A commercial insurance agent familiar with Utah law can help you meet these requirements and avoid penalties.
Can I bundle multiple policies with one commercial insurance agent?
Yes many agents offer business owner policies that combine general liability and property insurance. Bundling often reduces overall costs and simplifies management. Your agent can compare options from multiple carriers to find the right package for your Ogden business.
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