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Compare Commercial Insurance Agents in Charlottesville, VA

Browse commercial insurance agents serving Charlottesville, Virginia. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 commercial insurance agents in Charlottesville, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hunter Wyant - State Farm Insurance Agent
253 Ridge McIntire Rd, Charlottesville, VA 22903
(434) 293-3906 hunterwyant.com
Miguel Coradine - Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555 craddocksirius.com
Steinlage Insurance Agency of Charlottesville
1001 Research Park Boulevard Suite 1020, Charlottesville, VA 22911
(434) 602-9200 steinlageagency.com
Specialized Insurance
2250 Old Ivy Rd #5, Charlottesville, VA 22903
(434) 529-6000 specializedins.com
Craddock Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555 craddocksirius.com
Mac Weems - State Farm Insurance Agent
2215 Hydraulic Rd, Charlottesville, VA 22901
(434) 971-3838 cvillequote.com
Gary Albert - State Farm Insurance Agent
1380 Rio Rd E, Charlottesville, VA 22901
(434) 296-1222 garyalbert.com
Ned Loyd: Allstate Insurance
944 Glenwood Station Ln STE 202, Charlottesville, VA 22901
(434) 977-0566 agents.allstate.com
Insurance Doctor
1980 Abbey Rd, Charlottesville, VA 22911
(434) 218-1663 myinsurancedoctor.com
Towe Insurance Service Inc.
304 E Jefferson St, Charlottesville, VA 22902
(434) 295-5191 toweinsurance.com
Better Rate Insurance
106 South Steet, Charlottesville, VA 22902
(540) 818-7565 betterrateins.com
The Rudd Insurance Group
1410 Incarnation Dr STE 201, Charlottesville, VA 22901
(434) 973-6166 theruddinsurancegroup.com
Bearing Insurance
100 10th St NE STE 200, Charlottesville, VA 22902
(434) 977-5313 bearinginsurance.com
Virginia Farm Bureau Insurance Company
890 Rio E Ct suite a, Charlottesville, VA 22901
(434) 293-5775 vafb.com
Hanckel-Citizens Insurance
218 3rd St NE, Charlottesville, VA 22902
(434) 296-7191 hanckelcitizens.com
Coleman & Davis Insurance Agency
302 Hickman Rd Ste 102, Charlottesville, VA 22911
(434) 295-1154 colemandavisinsurance.com
Comparion Insurance Agency
300 E Main St #308, Charlottesville, VA 22901
(434) 218-6265 comparioninsurance.com
Canopy Insurance
1807 Seminole Trail UNIT 107, Charlottesville, VA 22901
(434) 293-3636 mycanopypolicy.com
Tailored Insurance
1932 Arlington Blvd # 1, Charlottesville, VA 22903
(434) 975-4407 insurecville.com
Davis Insurance Agency
665 Berkmar Ct, Charlottesville, VA 22901
(434) 978-4930 davisinsures.com

Commercial insurance agents in Charlottesville help businesses find coverage for property liability and workers compensation. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. Agents can also assist with business auto policies and professional liability coverage tailored to local industries like hospitality and technology.

What Does a Commercial Insurance Agent in Charlottesville Cost?

Typical costs for commercial insurance in Virginia vary by business type size and location. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums depend on payroll and industry classification often ranging from 0.50 to 5.00 dollars per 100 dollars of payroll. Commercial auto policies can cost 1200 to 3000 dollars annually per vehicle. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance does a Charlottesville agent offer?
Agents offer general liability property insurance workers compensation commercial auto and professional liability. They can also provide coverage for cyber liability and employment practices.
Is commercial insurance required by Virginia law?
Virginia law requires workers compensation insurance for most businesses with three or more employees. Commercial auto insurance is required for any business owned vehicles. Other coverages like general liability are not legally required but are often mandated by contracts or lenders.
How do I choose a commercial insurance agent in Charlottesville?
Look for an agent who understands your industry and has experience with Virginia regulations. Ask about their access to multiple insurance carriers and their process for reviewing your business risks.