The top-rated commercial insurance agent in Fredericksburg, Virginia is Insurance Piggy Bank, rated 4.8 stars across 541 reviews. Other highly rated options include Central Park Insurance, Farmers Insurance: Steele Insurance Agency, Adam Forsberg at Comparion Insurance Agency. This directory lists 29 commercial insurance agents serving Fredericksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Piggy Bank | 420 Hudgins Rd Ste 214 | (703) 972-1242 |
| 2 | Central Park Insurance | 2609 Lafayette Blvd | (540) 891-1160 |
| 3 | Farmers Insurance: Steele Insurance Agency | 419 Chatham Square Office Park | (540) 891-9980 |
| 4 | Adam Forsberg at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6182 |
| 5 | Buster Nelson - State Farm Insurance Agent | 10740 Courthouse Rd Suite D | (540) 898-4911 |
| 6 | Anthony Bowie at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6166 |
| 7 | Cliff Galyen - State Farm Insurance Agent | 4534 Plank Rd Suite A | (540) 786-6100 |
| 8 | Lewis Insurance Associates | 8 Potomac Creek Dr | (540) 659-2121 |
| 9 | Insurance Doctor | 10052 Southpoint Pkwy | (540) 252-0413 |
| 10 | The Insurance Marshall | 1810 Stafford Ave | (540) 370-0104 |
Insurance Piggy Bank serves the Fredericksburg, Virginia metro area as a commercial insurance agent. The agency assists business owners with finding appropriate coverage to protect their operations from common financial risks. It works with clients in various local industries to identify the specific policies that match their unique needs and budgets. The firm handles both general liability policies and workers’ compensation insurance for companies in the region.
Central Park Insurance provides a full spectrum of commercial insurance agent services, including policy sales, risk assessment, and claims assistance for businesses in the Fredericksburg, VA area. Its ongoing service offerings include periodic policy reviews and coverage updates to match changing operational needs. General liability and property insurance are among the core products it manages for clients. The company serves a variety of local commercial properties, such as single-family homes utilized for business, apartment complexes, retail storefronts, and restaurants.
Farmers Insurance: Steele Insurance Agency in Fredericksburg, VA serves local homeowners, businesses, and property managers by offering commercial insurance policies tailored to protect their assets and operations. The agency assists clients with general liability, property coverage, and workers compensation to meet a variety of industry needs. Its team provides guidance on managing risks common to small and mid-sized enterprises in the region. The agency also covers businesses in the surrounding communities of Spotsylvania County and the greater Stafford area.
Adam Forsberg at Comparion Insurance Agency in Fredericksburg, VA offers both one-time policy placements for single commercial projects and recurring coverage options for ongoing business operations. They provide commercial insurance agent services designed to protect local enterprises against common property and liability risks. Typical client needs include coverage for general liability, commercial property, and business interruption. Service runs on either a one-time or scheduled renewal basis, depending on the client’s preference for annual plan adjustments.
Serving Fredericksburg, VA, and the surrounding communities of Spotsylvania and Stafford, Buster Nelson - State Farm Insurance Agent provides commercial insurance coverage for local businesses. This agency handles policies that protect against common operational risks, including property damage, liability claims, and lost income. Each client’s unique business profile is assessed to determine appropriate coverage limits and deductibles. The approach for a typical job involves a thorough review of the business’s daily operations and assets to tailor a policy that addresses specific exposures.
As the Fredericksburg area experiences changing weather seasons that can impact local businesses, Anthony Bowie at Comparion Insurance Agency helps commercial clients review policies for adequate protection against regional risks such as storms or liability claims. The agency specializes in assessing coverage needs for small to midsize operations across various industries. An initial consultation and risk inspection are scheduled to identify specific exposures and recommend appropriate policy options before any new coverage is bound.
Cliff Galyen - State Farm Insurance Agent in Fredericksburg, VA specializes in commercial insurance for local businesses, including general liability, property, and workers’ compensation coverage. The agency works closely with business owners to tailor policies that address their unique operational risks and assets. It also offers personal insurance such as auto and home policies to area residents. As winter approaches, the agency helps businesses prepare for potential weather-related disruptions, ensuring their commercial policies provide adequate protection against seasonal liabilities.
Lewis Insurance Associates in Fredericksburg, VA, provides commercial insurance coverage for local businesses. Their work focuses on assessing individual risk exposures and crafting policies to protect against liability and property losses. Add-on endorsements can be tailored for specific operational needs, such as equipment breakdown or business interruption. Their services extend to securing policies for a range of commercial sectors, including local offices, warehouses, and food service establishments.
Insurance Doctor provides commercial insurance coverage tailored to the needs of local Fredericksburg businesses. Services include general liability, property insurance, and workers compensation policies. The agency offers regular policy reviews to ensure adequate risk management and compliance with evolving regulations. Maintenance plans include annual coverage audits and claims management assistance for its clients. It primarily services properties in central Virginia, ranging from single-family homes and apartment complexes to retail storefronts and restaurants.
Operating throughout the Fredericksburg, VA area, this firm specializes in residential insurance before expanding its focus to commercial coverage for local businesses. As a commercial insurance agent, it provides policies protecting property, liability, and operational risks for enterprises of varying sizes. The team works closely with clients to assess unique exposures and secure appropriate plans from multiple carriers. After placing a policy, the agency remains available for follow-ups, offering ongoing support and adjustments to coverage between regular scheduled visits.
What Does a a Commercial Insurance Agent in Fredericksburg Cost?
Commercial insurance costs in Virginia vary widely. A small retail business might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums depend on payroll and industry class codes. A typical small business package policy can range from 1000 to 5000 dollars annually. This is general information and not insurance advice.
About commercial insurance agents in Fredericksburg
Commercial insurance agents in Fredericksburg Virginia help local businesses find coverage for property liability and workers compensation. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. Agents in this region understand the unique risks facing Fredericksburg area businesses from retail shops to construction firms.
Frequently Asked Questions
What types of commercial insurance do Fredericksburg businesses need?
Common coverages include general liability property insurance commercial auto and workers compensation. Virginia law mandates workers comp for businesses with three or more employees. An agent can help you assess your specific risks.
How do I choose a commercial insurance agent in Fredericksburg?
Look for an agent licensed in Virginia with experience in your industry. Ask about their access to multiple insurance carriers. A local agent knows Fredericksburg market conditions and can offer tailored advice.
What is the process for getting a commercial insurance quote in Virginia?
You provide details about your business operations revenue and number of employees. The agent shops your information to multiple carriers. Quotes typically arrive within a few days and you can compare coverage options.
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