The top-rated commercial insurance agent in Mountlake Terrace, Washington is Josh Culotti - State Farm Insurance Agent, rated 4.9 stars across 652 reviews. Other highly rated options include PALTA INSURANCE GROUP, Alex Bagdasarov - State Farm Insurance Agent, Farmers Insurance - Yvonne Spitzenberg. This directory lists 10 commercial insurance agents serving Mountlake Terrace.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Culotti - State Farm Insurance Agent | 5720 220th St SW B | (425) 771-2929 |
| 2 | PALTA INSURANCE GROUP | 22725 44th Ave W #207 | (206) 724-3973 |
| 3 | Alex Bagdasarov - State Farm Insurance Agent | 23601 56th Ave W Ste 500 | (206) 946-1986 |
| 4 | Farmers Insurance - Yvonne Spitzenberg | 6100 219th St SW Ste. 480 | (425) 329-4011 |
| 5 | MIIA Insurance | 6100 219th St SW Ste 480-370 | (425) 477-9292 |
| 6 | Dave Keen: Allstate Insurance | 6603 220th St SW Ste 101 | (425) 686-7801 |
| 7 | Jones-Taylor Insurance Group, LLC | 6100 219th St SW Ste. 480 | (425) 390-4035 |
| 8 | Plaza Insurance Agency | 5505 230th St SW | (425) 778-2134 |
| 9 | Golden Insurance LLC | 24001 56th Ave W Ste D403 | (206) 512-8921 |
| 10 | James Richard Insurance Services | Mountlake Terrace, WA 98043 | (425) 771-6234 |
Businesses, apartment complex owners, and independent contractors in Mountlake Terrace turn to Josh Culotti – State Farm Insurance Agent for commercial insurance coverage. The agency helps clients manage property, liability, and business income protection, with personalized risk assessments to match each operation's size and industry. It also advises on workers’ compensation and commercial auto policies tailored for small companies. Beyond Mountlake Terrace, this agent serves commercial clients throughout Everett and the greater Snohomish County business corridor.
Serving Mountlake Terrace and the surrounding Snohomish and King county communities, Palta Insurance Group operates as a Commercial Insurance Agent. It handles a range of business insurance needs, including general liability, property coverage, and workers’ compensation policies for local enterprises. The agency works closely with clients to review their specific operational exposures and risk factors. It then compares coverage options from multiple carriers to tailor a policy that fits the business.
Alex Bagdasarov - State Farm Insurance Agent in Mountlake Terrace offers businesses a choice between one-time policies tailored for specific projects and recurring coverage for ongoing operations. Their commercial insurance protects against property damage, liability claims, and other common workplace risks. Services are designed to address the distinct needs of local companies, providing essential financial safeguards. Service runs on a one-time, scheduled, or as-needed basis depending on client requirements.
Farmers Insurance - Yvonne Spitzenberg specializes in tailored commercial insurance policies for local businesses in Mountlake Terrace, Washington. The agency helps entrepreneurs protect their enterprises from financial losses tied to property damage, liability claims, and equipment breakdowns. Beyond coverage, general services include evaluating exposures and adjusting limits to fit evolving operations as companies grow. Yvonne Spitzenberg also assists seasonal businesses, such as landscapers or holiday vendors, in securing short-term liability protection before launching their annual services.
As winter storms roll through the Puget Sound region, Mountlake Terrace businesses face increased liability from slippery parking lots and weather-related property damage. MIIA Insurance provides commercial insurance offerings tailored to these local risks, helping owners manage exposures tied to seasonal operations and lease agreements. Their team works to craft policies that address general liability, property coverage, and industry-specific protections. After an initial consultation, a commercial underwriter schedules a thorough on-site inspection of the business premises to assess current safety measures and any needed coverage adjustments.
Dave Keen: Allstate Insurance in Mountlake Terrace, Washington provides commercial insurance solutions that protect businesses from common liabilities and property risks. Specialized add-ons include coverage for business interruption, equipment breakdown, and general liability exposures. The agency helps owners assess their unique operational needs to build appropriate protection plans. Its policies are designed to support the financial stability of commercial sectors such as offices, warehouses, and food service.
Jones-Taylor Insurance Group, LLC serves residential clients in Mountlake Terrace, Washington, before turning to commercial coverage for local businesses. The agency works with property and liability policies tailored to various industries in the area. Regular communication helps clients understand coverage options and adjust as operations change. Office staff ensures policies are reviewed prior to each renewal period, offering follow-up between regular visits to address any emerging needs or changes in business activity.
Plaza Insurance Agency in Mountlake Terrace, Washington, is known for delivering comprehensive coverage solutions tailored to the needs of local businesses. Its services include general liability, property, and workers’ compensation insurance designed to protect commercial operations. The agency works closely with clients to assess risk exposure and develop policies that align with their specific industry requirements. From small retail shops to larger service providers, it supports a broad range of enterprise types across the region. For added security, it can also arrange specialized cyber liability coverage for data-sensitive operations.
Golden Insurance LLC serves the greater Mountlake Terrace area of Washington as a Commercial Insurance Agent. The company assists local businesses in securing coverage for their daily operations and long-term asset protection. It helps clients evaluate risks unique to small and mid-sized enterprises in the region. Common needs include liability insurance and workers' compensation policies. The agent also addresses specific coverage such as commercial property insurance and business interruption insurance for companies in Mountlake Terrace.
James Richard Insurance Services in Mountlake Terrace, Washington provides a full range of commercial insurance options for local business owners. The agency develops comprehensive coverage plans and assists clients with regular policy reviews to ensure ongoing protection as their operations evolve. It also offers support for claim filings and risk management guidance tailored to each commercial venture. Its services cover single-family homes, apartments, retail locations, and restaurants throughout the region.
What Does a a Commercial Insurance Agent in Mountlake Terrace Cost?
Commercial insurance costs in Washington vary by business type size and risk level. A small retail shop might pay 500 to 1,500 dollars per year for general liability while a construction contractor may pay 3,000 to 10,000 dollars or more. Workers compensation rates are set by the state and depend on your industry classification. This is general information not insurance advice.
About commercial insurance agents in Mountlake Terrace
Commercial insurance agents in Mountlake Terrace help local businesses find coverage for liability property and workers compensation. Washington state requires most employers to carry workers compensation insurance through the Department of Labor and Industries or a qualified private carrier. Agents can also assist with business interruption insurance and commercial auto policies tailored to Snohomish County regulations.
Frequently Asked Questions
What types of commercial insurance do Mountlake Terrace agents offer?
Agents offer general liability property insurance workers compensation commercial auto and professional liability. They also provide coverage for specific industries like construction retail and technology.
Does Washington require commercial auto insurance for business vehicles?
Yes Washington state requires liability insurance for all business vehicles. Minimum limits are 25,000 dollars per person for bodily injury and 10,000 dollars for property damage. Agents can help you meet these requirements.
How do I find a commercial insurance agent in Mountlake Terrace?
You can search online directories ask other business owners for referrals or contact the Washington State Office of the Insurance Commissioner for a list of licensed agents in Mountlake Terrace.