The top-rated commercial insurance agent in Pasco, Washington is Mid-Columbia Insurance, rated 4.9 stars across 2,024 reviews. Other highly rated options include Vern Fonk Insurance, Finder's Insurance, Jerad Groth: Allstate Insurance. This directory lists 14 commercial insurance agents serving Pasco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mid-Columbia Insurance | 1925 N 20th Ave | (509) 547-8824 |
| 2 | Vern Fonk Insurance | 1935 W Court St C | (509) 219-7006 |
| 3 | Finder's Insurance | 1501 W Court St #105 | (509) 545-8101 |
| 4 | Jerad Groth: Allstate Insurance | 4021 W Court St | (509) 547-1171 |
| 5 | Harvey Insurance Agency | 3825 W Court St | (509) 543-9744 |
| 6 | Cecelia Mauseth - State Farm Insurance Agent | 5230 Outlet Dr | (509) 492-3470 |
| 7 | Nicolas Zavala American Family Insurance | 114 N 4th Ave B | (509) 627-0999 |
| 8 | Jason Hogue American Family Insurance | 5109 N Rd 68 D | (509) 547-0540 |
| 9 | Inszone Insurance Services | 9425 Sandifur Pkwy #101 | (509) 380-5980 |
| 10 | Leavitt Group - Sloan-Leavitt Insurance Agency | 6115 Burden Blvd | (509) 537-0500 |
With spring construction picking up across the Tri-Cities, local businesses in Pasco face increased liability and property exposure. Mid-Columbia Insurance provides tailored commercial insurance coverage to address these seasonal demands, offering policies that protect assets and operations throughout the year. Their team evaluates each client’s unique risk profile, from downtown storefronts to industrial sites along the Columbia River, and recommends appropriate coverage levels. An initial on-site assessment is conducted to identify specific vulnerabilities before building a protection plan.
Vern Fonk Insurance works with businesses in Pasco, Washington, to secure coverage tailored to their operational risks. It specializes in commercial insurance, offering additional protection options such as general liability and property policies to address diverse needs. The company serves local offices requiring standard business interruption coverage, warehouses needing robust inventory and equipment protection, and food service establishments seeking liability safeguards for customer interactions and supply chain exposures.
Finder's Insurance serves businesses throughout Pasco and Franklin County, providing commercial insurance agency services. The agency helps local companies assess their risk exposures and secure appropriate coverage for their operations. It works with clients ranging from small retailers to larger industrial firms in the region, tailoring policies to match each business's specific needs and budget. Its offerings include general liability insurance for protection against common claims and workers' compensation coverage to safeguard both employers and their workforce in this area.
Jerad Groth: Allstate Insurance provides commercial insurance solutions for businesses seeking financial protection against liability, property damage, and operational disruptions. Its service plans include customized policy reviews and ongoing risk management support to address evolving coverage needs. The agency serves a variety of commercial properties, including single-family homes, apartments, retail stores, and restaurants in the Pasco, WA area.
Harvey Insurance Agency serves businesses and property managers throughout the Pasco area, providing commercial insurance policies that address liability, property, and operational risks. It assists local entrepreneurs in securing coverage suited to their specific industry needs, from retail shops to service providers. The agency works closely with clients to understand their exposures and identify appropriate protection options available in the regional market. Its service area extends into neighboring Richland, offering similar commercial insurance support to business owners across the Tri-Cities metro.
Serving Pasco and the surrounding communities of the Tri-Cities area, Cecelia Mauseth - State Farm Insurance Agent handles commercial insurance coverage for local businesses. These policies typically protect against property damage, liability, and income loss from unforeseen events. This agent works directly with business owners to analyze their specific operational risks and daily exposures. The typical job begins with a thorough review of the business’s current exposures, followed by a consultation to identify necessary policy limits and appropriate coverage types.
Nicolas Zavala American Family Insurance offers both one-time commercial policies and recurring coverage plans for businesses in the Pasco area. These services protect local enterprises against property damage, liability claims, and income interruptions. A first policy addresses immediate risks, while ongoing coverage adapts to evolving operations and seasonal changes. Service runs on a one-time, scheduled, or as-needed basis, depending on whether the client requires annual renewal support or a single consultation for a new venture.
When spring winds sweep through Pasco, local businesses often review their property and liability exposures before the risk of seasonal storms increases. Jason Hogue American Family Insurance provides commercial insurance agent services tailored to operations in this agricultural and industrial region, helping business owners organize coverage for physical assets and general liability. The process begins by reviewing current policies and assessing unique local operational risks. After an initial discussion, a representative typically schedules a walkthrough of the business premises to examine building conditions and safety measures before preparing a customized coverage proposal.
Inszone Insurance Services specializes in commercial insurance solutions for businesses in the Pasco area, including general liability, property, and workers' compensation coverage. It works with a range of local industries to help them manage operational risks and secure appropriate policy structures. As client needs evolve, the agency assists with adjusting coverage limits and addressing claims processes to maintain business continuity. During the harvest season and processing periods in the region, it helps agricultural and logistics companies evaluate additional liability exposures related to equipment, transport, and seasonal labor shifts.
Leavitt Group - Sloan-Leavitt Insurance Agency in Pasco advises businesses on commercial insurance to manage daily operational risks. The agency helps clients secure general liability policies and tailor coverage with specialized endorsements for property and equipment. Its team analyzes exposures unique to local industries. For additional protection, they can arrange workers' compensation policies for workforces of various sizes. They serve a range of commercial sectors, including professional offices, warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in Pasco Cost?
Commercial insurance costs in Washington vary widely based on business type, size, location, and claims history. A small retail shop in Pasco might pay 500 to 1,500 dollars per year for general liability insurance. A construction contractor could pay 3,000 to 10,000 dollars annually for combined coverages. Workers compensation rates are set by the state and depend on your industry classification and payroll. This is general information and not insurance advice.
About commercial insurance agents in Pasco
Commercial insurance agents in Pasco Washington help business owners protect their assets and operations. Washington state requires certain coverages like workers compensation insurance for most employers. A local agent can guide you through Washington specific regulations and help you find policies that fit your business needs.
Frequently Asked Questions
What types of commercial insurance do Pasco businesses need?
Common coverages include general liability, property insurance, and workers compensation which is required by Washington law for most employers. Business owners may also need commercial auto insurance if they use vehicles for work. An agent can assess your specific risks and recommend appropriate policies.
Does Washington require commercial auto insurance for business vehicles?
Yes Washington state law requires all motor vehicles including those used for business to carry liability insurance. Minimum limits are 25,000 dollars per person for bodily injury and 10,000 dollars for property damage. Commercial auto policies often provide higher limits and additional coverage options.
How do Washington workers compensation laws affect my business insurance?
Washington is a monopolistic state for workers compensation meaning most employers must purchase coverage through the state Department of Labor and Industries. Some large employers can self-insure with state approval. A commercial insurance agent can help you understand your obligations and find private insurance for other coverages.