The top-rated commercial insurance agent in Richland, Washington is Rhonda Urich - State Farm Insurance Agent, rated 4.9 stars across 254 reviews. Other highly rated options include COUNTRY Financial - Jason Dufault Agency, Farmers Insurance - Larry Rindlisbacher, Bauder & Associates, LLC American Family Insurance. This directory lists 17 commercial insurance agents serving Richland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rhonda Urich - State Farm Insurance Agent | 712 The Pkwy | (509) 392-8037 |
| 2 | COUNTRY Financial - Jason Dufault Agency | 1446 Spaulding Ave # 203 | (509) 491-3995 |
| 3 | Farmers Insurance - Larry Rindlisbacher | 636 Jadwin Ave Ste F | (509) 943-3122 |
| 4 | Bauder & Associates, LLC American Family Insurance | 430 George Washington Way #104 | (509) 420-5152 |
| 5 | Jim Ostrander - State Farm Insurance Agent | 1901 George Washington Way | (509) 946-9625 |
| 6 | Legacy One Insurance | 750 Swift Blvd Suite #2 | (509) 943-9999 |
| 7 | Ryan Wingfield - COUNTRY Financial Representative | 1446 Spaulding Ave # 203 | (509) 491-3994 |
| 8 | Marsh McLennan Agency | 390 Bradley Blvd | (509) 946-6161 |
| 9 | Brett Turner American Family Insurance | 1950 Keene Rd Bldg N | (509) 627-6366 |
| 10 | Farmers Insurance - Joseph Heidegger | 1815 George Washington Way | (509) 940-4555 |
Rhonda Urich - State Farm Insurance Agent serves Richland, Washington, and the surrounding Benton County area as a commercial insurance agent. The agency works with local businesses to assess their unique risk exposures and secure appropriate coverage for their operations. Tailored policies can protect against property damage, liability claims, and income interruptions. In this region, the agency regularly handles policies for small retail shops and construction contractors needing general liability and workers compensation protection.
COUNTRY Financial - Jason Dufault Agency in Richland, WA, provides commercial insurance agent services, including liability, property, and business interruption coverage. Its service model typically includes risk assessment consultations and periodic policy reviews to help adjust coverage as a business evolves. A maintenance plan may involve regular updates to reflect changes in inventory or operations. This agency services a variety of properties, such as single-family homes, apartments, retail spaces, and restaurants.
This agency serves local businesses, property managers, and homeowners in the Richland area, providing tailored commercial coverage to protect assets and operations. Clients can obtain policies for general liability, property, and workers compensation, as well as personal auto and home insurance through the same local office. The agency helps businesses navigate risk and secure appropriate policy limits for their specific needs. Services also extend to nearby communities in the Tri-Cities metro, including Kennewick.
Bauder & Associates, LLC American Family Insurance specializes in liability, property, and workers’ compensation coverage for businesses. It also assists local enterprises with general commercial insurance services tailored to various professional needs. In the Richland, Washington area, the agency helps companies prepare for summer’s increased visitor traffic and potential wildfire exposure, ensuring appropriate policy limits and business continuity.
Serving Richland, Washington, and surrounding communities in the Tri-Cities area, Jim Ostrander - State Farm Insurance Agent handles commercial insurance policies designed to protect local businesses from everyday risks. The agency works with owners to evaluate their specific liability needs, property exposures, and operational requirements for different industries and company sizes. To address a typical account, the agent begins by thoroughly reviewing the client’s current operations and potential hazards before recommending appropriate coverage limits from available options.
Legacy One Insurance in Richland, WA, approaches commercial coverage through both a tailored one-time policy for a specific risk and a recurring service for ongoing business protection. Their clients can secure general liability or property insurance to match various commercial exposures in the region. Service appointments run strictly on an as-needed basis, allowing local businesses to request reviews only when coverage requirements change or renewals approach.
As harvest season accelerates in the Tri-Cities region, Ryan Wingfield with COUNTRY Financial in Richland, WA, assists local businesses with commercial insurance policies suited to farm equipment, supply chains, and seasonal labor risks. Coverage can protect against crop damage, liability from customer foot traffic in retail shops, and business interruption from unexpected events. Hard-to-place risks like artisan contractors often require careful underwriting. To begin, a representative will visit the business property to inspect operations and review existing coverage documents.
Marsh McLennan Agency provides commercial insurance coverage to businesses throughout the Richland area. Their services extend to specialized add-ons such as workers’ compensation, liability policies, and commercial property protection tailored for local risk factors. Clients receive guidance on policy management and claims support through the agency’s professional resources. The firm serves a range of commercial sectors including offices, warehousing operations, and food service establishments.
Brett Turner American Family Insurance provides residential insurance protection for homes and personal property in the Richland area. Commercial insurance services are also offered to local businesses, covering general liability, property, and related coverage needs for a variety of industries throughout the region. The agency works with clients to review policy options and adjust coverage as circumstances change. After an initial policy is in place, the agency follows up between regular visits to address any updates or questions.
Farmers Insurance - Joseph Heidegger serves residential clients in Richland, Washington, with homeowner and auto policies. The agency also provides commercial insurance coverage tailored to small and medium-sized businesses in the local area. Business owners can discuss liability, property, and workers' compensation needs during a consultation at the office. The agent stays in touch after policy issuance, following up to review coverage and adjust plans during regular check-ins between annual renewal visits.
What Does a a Commercial Insurance Agent in Richland Cost?
Commercial insurance costs in Washington vary widely by industry, revenue, and risk level. A small retail shop in Richland might pay between $500 and $2,000 per year for general liability, while a construction contractor could pay $5,000 to $15,000 annually for a package policy. Workers compensation rates are set by the state and depend on your business classification and claims history. This is general information, not insurance advice.
About commercial insurance agents in Richland
Commercial insurance agents in Richland, Washington help local businesses secure coverage for property, liability, and workers compensation. Washington state law requires employers to carry workers compensation insurance through the Department of Labor and Industries unless they qualify for self-insurance. Agents guide businesses through these requirements and help tailor policies to the Tri-Cities economic environment.
Frequently Asked Questions
What types of commercial insurance are required in Washington?
Washington law requires employers to provide workers compensation insurance through the state fund or an approved self-insurance plan. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often mandated by contracts or landlords.
How does a commercial insurance agent in Richland help a small business?
An agent assesses your business risks and recommends appropriate coverage limits. They also explain Washington-specific regulations, such as the state's industrial insurance system. This helps you avoid gaps in coverage that could lead to financial loss.
What is the typical process for getting commercial insurance in Richland?
You will meet with an agent to discuss your business operations, revenue, and number of employees. The agent then obtains quotes from multiple insurers and presents options. Once you choose a policy, the agent handles the paperwork and ongoing support for claims or changes.