The top-rated commercial insurance agent in Yakima, Washington is Mid-Columbia Insurance, rated 4.9 stars across 1,952 reviews. Other highly rated options include Vern Fonk Insurance, Yakima Valley Insurance, Freeway Insurance. This directory lists 19 commercial insurance agents serving Yakima.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mid-Columbia Insurance | 1602 W Lincoln Ave | (509) 249-1188 |
| 2 | Vern Fonk Insurance | 126 S 1st St Ste. C | (509) 281-7028 |
| 3 | Yakima Valley Insurance | 117 N 50th Ave | (509) 248-2100 |
| 4 | Freeway Insurance | 1112 E Nob Hill Blvd Ste 104 | (509) 281-7040 |
| 5 | State Farm: Eric Silvers | 1 N 9th St | (509) 453-8286 |
| 6 | InsureOne Insurance | 816 Summitview Ave | (509) 281-7024 |
| 7 | Universal Insurance Services LLC | 307 N 3rd St # 5 | (888) 874-0208 |
| 8 | American Family Insurance - J. Munoz Agency | 5607 W Tieton Dr #100 | (509) 367-8383 |
| 9 | Apple Valley Insurance | 903 W Nob Hill Blvd | (509) 453-4595 |
| 10 | Mitchell, Reed and Schmitten Insurance-Yakima | 127 W Yakima Ave | (509) 248-7711 |
Mid-Columbia Insurance serves businesses throughout Yakima County, Washington, as a commercial insurance agent helping local companies secure appropriate coverage. The firm works with clients to assess their operational risks and find suitable policies that protect their assets and daily operations. Expertise includes commercial property insurance for retail spaces and warehouses, alongside general liability coverage tailored to area businesses. Specific services the agency handles include workers’ compensation policies for local agricultural operations and commercial auto insurance for Yakima’s fleet-based enterprises.
Serving Yakima and the surrounding communities of central Washington, Vern Fonk Insurance handles commercial insurance for local businesses needing risk management solutions. The company addresses property, liability, and coverage issues that affect small to midsize enterprises in the region. Its agents work to explain policy details so clients understand what is included in their plans. The typical job begins with a review of a business’s operations and exposures, then concludes with customizing coverage options to match the specific needs identified.
Yakima Valley Insurance offers a range of commercial insurance services, including customized coverage options and policy analysis for local businesses. Its service plans involve regular policy reviews and risk assessment consultations to adjust coverage as a client’s operations evolve. The agency maintains long-term relationships by providing ongoing support for claims processing and coverage updates in Yakima. It services properties such as office buildings and apartment complexes. Typical clients include retail storefronts, warehouse facilities, and restaurants in the area.
Freeway Insurance in Yakima, Washington, offers both one-time policy setups and recurring coverage for commercial clients seeking liability protection or property insurance. This agency tailors plans to local business needs, ensuring compliance with regional regulations. Service arrangements depend on the client’s preference, operating either as a single transaction or on a scheduled, ongoing basis according to each policy’s renewal cycle.
State Farm: Eric Silvers serves local homeowners, businesses, and property managers in Yakima, Washington, with commercial insurance policies tailored to protect their assets and operations. The agency helps clients manage risk by offering coverage options such as general liability, commercial property, and workers’ compensation. Business owners can also secure policies for vehicles used in their work. This location provides comprehensive support for claims and policy adjustments throughout the year. Its service area additionally covers the neighboring communities of Union Gap and the broader Yakima metro.
InsureOne Insurance provides specialized commercial insurance coverage tailored to business operations in the Yakima, Washington area. It offers general liability, property, and workers' compensation policies designed to protect companies from common financial risks. The agency also assists with additional business insurance needs, including commercial auto and professional liability. In a region prone to seasonal wildfire threats, it helps orchard owners and agricultural enterprises review their policies to ensure adequate coverage for potential crop and equipment damage during fire season.
Serving Yakima and the surrounding communities of the greater Yakima Valley, Universal Insurance Services LLC handles commercial insurance for local businesses. The agency works with clients to secure coverage for liability, property, and other operational risks common to the area’s agriculture and trade sectors. It assesses each business’s distinct exposures to recommend appropriate policy structures from a range of carriers. To handle a typical job, the agent gathers detailed information about the client’s operations to tailor coverage that addresses their specific needs.
American Family Insurance - J. Munoz Agency in Yakima, WA, distinguishes between one-time policy placements for specific projects and recurring service options for ongoing business operations. Coverage plans protect commercial clients from liability and property damage common in local industries. The agent assesses each business’s unique risk exposure, then recommends suitable policy structures. Service offerings run on a scheduled or as-needed basis, with policy reviews available at regular intervals to adjust coverage as the business evolves.
Apple Valley Insurance provides specialty coverage for commercial enterprises, ranging from liability and property protection to business interruption policies. It serves businesses of all sizes in Yakima, Washington, evaluating their unique operational risks and crafting appropriate insurance plans. The agency also advises clients on compliance with local regulatory requirements for business operations. In the spring flood season or during winter ice events, it helps its clients adjust their coverage to manage weather-related property damage and liability exposures.
As seasonal crop cycles shift in Yakima, local businesses often face new liability and equipment risks. Mitchell, Reed and Schmitten Insurance-Yakima offers commercial insurance agent services to address those evolving coverage needs for area enterprises. Their work includes reviewing policy limits, comparing market options from various carriers, and explaining deductibles and endorsements that affect claims handling. A visit to a client’s business premises typically follows the initial policy review, allowing the agent to verify property conditions before recommending any coverage changes or
What Does a a Commercial Insurance Agent in Yakima Cost?
Typical costs for commercial insurance in Washington vary widely by business type and size. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for a package policy. Workers compensation rates are set by Washington L&I based on your industry classification. This is general information and not insurance advice.
About commercial insurance agents in Yakima
Commercial insurance agents in Yakima Washington help business owners find the right coverage for their specific needs. Washington state law requires certain businesses to carry workers compensation insurance through the Department of Labor and Industries. A local agent can guide you through these requirements and help protect your Yakima business from financial risks.
Frequently Asked Questions
What types of commercial insurance do Yakima businesses need?
Common coverages include general liability, property insurance, and workers compensation. Washington law requires workers comp for most employers with one or more employees. Your agent can help you assess other needs like commercial auto or professional liability.
How do I choose a commercial insurance agent in Yakima?
Look for an agent licensed in Washington with experience in your industry. Ask about their knowledge of local risks like agricultural or construction exposures common in the Yakima Valley. Compare quotes from multiple agents to find suitable coverage and service.
Does Washington have specific commercial insurance requirements?
Yes. Washington requires workers compensation insurance through L&I for most employers. Businesses with vehicles must carry commercial auto insurance meeting state minimum liability limits. Some professions also require professional liability insurance.