The top-rated condo insurance agent in Benton, Arkansas is DJ Motley - State Farm Insurance Agent, rated 5.0 stars across 667 reviews. Other highly rated options include Dennia Beard - State Farm Insurance Agent, Rena Gilliam: Allstate Insurance, Donnell Insurance Agency. This directory lists 20 condo insurance agents serving Benton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | DJ Motley - State Farm Insurance Agent | 203 E Narroway St Suite 100 | (501) 778-2323 |
| 2 | Dennia Beard - State Farm Insurance Agent | 1010 Military Rd Suite A | (501) 778-6066 |
| 3 | Rena Gilliam: Allstate Insurance | 2103 Hwy 5 N | (501) 737-4148 |
| 4 | Donnell Insurance Agency | 2719 Cody Rd | (501) 290-0131 |
| 5 | Direct Auto Insurance | 1412 Military Rd | (501) 315-2660 |
| 6 | Farmers Insurance - Anthony Horton | 17270 I-30 Suite 1 | (501) 557-6844 |
| 7 | Shelter Insurance - Brett Polk | 1017 W South St | (501) 860-8800 |
| 8 | Integrity Insurance | 404 W Sevier St | (501) 581-0000 |
| 9 | Shelter Insurance - Todd Matthews | 711 Military Rd | (501) 315-7731 |
| 10 | James Insurance Agency | 114 E Conway St | (501) 778-1700 |
DJ Motley, a State Farm Insurance Agent serving Benton and surrounding areas in Saline County, offers tailored condo insurance policies designed to protect individual units and shared building structures. This agency assists condo owners in securing coverage for personal belongings, interior improvements, and liability protection. Additional attention is given to loss assessment coverage for unexpected repairs to common areas. DJ Motley's office helps clients bundle condo insurance with other personal coverage options for added convenience and value.
Dennia Beard - State Farm Insurance Agent provides tailored condo insurance solutions for property owners in Benton, AR. The agency offers coverage options that protect personal belongings, liability, and interior structural elements often not covered by master policies. Service consultations focus on assessing individual needs to ensure adequate protection against local risks. The agency serves various property types, including single-family homes, apartments, retail spaces, and restaurants.
Rena Gilliam: Allstate Insurance provides condo owners in Benton, Arkansas, with tailored coverage for their individual units. This local agency can help policyholders safeguard personal belongings and interior structures against common perils such as fire or water damage. For broader protection, it can arrange add-ons addressing liability, loss of use, and assessments from the condo association. Commercial sectors it regularly serves include small offices, nearby warehouses, and food service establishments.
Donnell Insurance Agency in Benton, AR, serves condo owners and property managers seeking specialized insurance coverage for their individual units and shared building elements. Policies typically address interior structures, personal property, and liability protection within homeowners associations' master plans. The agency also assists with additional endorsements for upgrades or loss assessment coverage. Its service area extends throughout Saline County and into the southwest portion of the Little Rock metro region.
Direct Auto Insurance offers residential condo insurance services for property owners in Benton, Arkansas, addressing the specific coverage needs of individual unit policies within homeowners associations. The agency also provides commercial insurance solutions for local business properties and related ventures throughout the surrounding area and nearby communities. Clients can expect timely follow-up or repeat service between regular policy visits to ensure consistent protection and address any changing coverage requirements as needed.
Farmers Insurance - Anthony Horton serves the Benton, AR area and surrounding communities, handling condo insurance needs for local property owners. The agency helps clients protect their investments by offering coverage for structural damage, personal belongings, and liability risks specific to condominium living. A typical job involves understanding the unit type, communicating with the homeowners association, and evaluating any gaps between the master policy and individual coverage. It approaches this process by thoroughly explaining policy terms, discussing deductible options, and customizing a plan that aligns with the client’s property and financial situation.
Shelter Insurance - Brett Polk in Benton, Arkansas, provides condo insurance services, offering both one-time policy reviews for existing coverage and recurring options to renew or adjust plans annually. Coverage typically includes protection for interior structures, personal property, and liability that a condominium association’s master policy may not address. Service operates on an as-needed or scheduled renewal basis, depending on individual policyholder requests for quotes, endorsements, or claims assistance throughout the year.
Located in Benton, Arkansas, Integrity Insurance is known for helping condominium owners secure appropriate coverage tailored to their specific needs. This agency serves local residents by offering essential protection for both personal property and interior building structures, which standard homeowner policies often exclude. Clients can navigate their unique insurance requirements with guidance on loss assessments and liability gaps common in condo associations. Integrity Insurance also specializes in adding coverage for valuable items like jewelry or electronics to enhance a standard policy.
Shelter Insurance - Todd Matthews specializes in providing tailored condo insurance policies for Benton residents, addressing the unique coverage needs of individual unit owners versus traditional homeowners. It also offers general property and liability protection to safeguard personal belongings and shared building exposures. Local expertise helps clients navigate Arkansas-specific regulations and community association requirements. Seasonal concerns often arise from severe spring storms, which can damage windows or cause interior water intrusion, making comprehensive dwelling coverage a priority for policyholders.
Spring storms in central Arkansas can bring hail or wind damage, so condo owners near Benton often seek to review their existing policies. James Insurance Agency in Benton, AR, addresses those concerns by explaining common condo coverage gaps versus master policy protections. As a local condo insurance agent, the agency helps clients understand loss assessments and contents coverage. The process typically starts with a short, no-obligation conversation to review the association’s master policy details and suggest personalized adjustments before any walk-through inspection begins.
What Does a a Condo Insurance Agent in Benton Cost?
Condo insurance in Arkansas typically costs between 200 and 600 dollars per year for standard HO-6 coverage. Factors like location, deductible amount, and coverage limits affect the final price. This is general information and not insurance advice.
About condo insurance agents in Benton
Condo insurance agents in Benton, Arkansas help owners secure HO-6 policies that cover personal property and interior walls. Arkansas law requires condo associations to maintain a master policy, but individual owners need their own coverage for improvements and liability. Local agents can explain how the Arkansas Condominium Act affects your specific policy needs.
Frequently Asked Questions
What does a condo insurance agent in Benton do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior fixtures, and liability. They can also explain how the association master policy interacts with your individual coverage.
Is condo insurance required in Arkansas?
Yes, most Arkansas condo associations require owners to carry an HO-6 policy as a condition of the bylaws. This protects both you and the association from gaps in coverage.
What is typically covered by a condo policy in Arkansas?
An HO-6 policy usually covers personal property, interior walls and fixtures, loss of use, and personal liability. It does not cover the building exterior or common areas, which are covered by the association master policy.
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