The top-rated condo insurance agent in Jacksonville, Arkansas is James Gowen - State Farm Insurance Agent, rated 4.9 stars across 270 reviews. Other highly rated options include Lauren Fowler - State Farm Insurance Agent, Direct Auto Insurance, Shelter Insurance - Todd Martin. This directory lists 18 condo insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Gowen - State Farm Insurance Agent | 309 N James St | (501) 982-1200 |
| 2 | Lauren Fowler - State Farm Insurance Agent | 717 N J P Wright Loop Rd | (501) 982-9456 |
| 3 | Direct Auto Insurance | 425 W Main St | (501) 985-4455 |
| 4 | Shelter Insurance - Todd Martin | 210 John Harden Dr | (501) 985-9794 |
| 5 | Shelter Insurance - Seth Boyd | 1108 W Main St Ste A | (501) 982-6465 |
| 6 | Terry Ray - State Farm Insurance Agent | 50 US-67 | (501) 982-4431 |
| 7 | Pete Barry Insurance | 1326 John Harden Dr | (501) 985-2999 |
| 8 | Premier Insurance Agency AR | 912 W Main St | (501) 288-9107 |
| 9 | P&P Benefits Group | 2 Crestview Plaza | (501) 982-4561 |
| 10 | Advantage 1 Auto Insurance | 601 W Main St | (501) 983-2044 |
James Gowen - State Farm Insurance Agent serves the Jacksonville, Arkansas area and Pulaski County, providing condo insurance policies tailored to the needs of local condominium owners. This agency helps clients understand what their association’s master policy covers and what personal unit protection is still required. Services include advising on assessments coverage and securing structural protection for interior fixtures. The agent also assists with personal liability coverage and loss of use options.
Lauren Fowler - State Farm Insurance Agent provides a full range of condo insurance services for property owners in Jacksonville, AR. Tailored coverage options address common needs such as interior structural protection, personal liability, and loss of use. The agency offers service reviews to help policyholders understand and adjust their plans over time, with ongoing support for claims and policy questions. Its services apply to single-family homes, apartments, retail spaces, and restaurants.
Direct Auto Insurance serves the Jacksonville, Arkansas area with condominium insurance coverage. The agency helps condo owners obtain policies that protect their personal belongings and interior structural elements. Condo insurance can also cover liability for accidents that occur within the unit. It works with clients to select appropriate deductibles and coverage limits for their specific dwelling type and budget. The company addresses loss assessment protection for shared building repairs and personal property coverage for items contained in individual units.
Shelter Insurance - Todd Martin serves homeowners, property managers, and individual unit owners in Jacksonville, Arkansas, who need condo insurance. The agency helps clients protect their personal property, liability, and interior building structures not covered by a master policy. It also assists with loss assessment coverage and policy customization for shared amenities. In addition to serving Jacksonville, this agency provides its condo insurance services to the neighboring community of Sherwood and other parts of the central Arkansas metro area.
Shelter Insurance - Seth Boyd serves Jacksonville, Arkansas, and the surrounding communities in Pulaski County, handling a range of condo insurance needs for local property owners. It helps clients protect their individual units from common perils such as fire, theft, and water damage, while also addressing liability and loss of personal belongings. The agency typically works with each client to review their specific unit layout and building association requirements before customizing a policy that meets their coverage and budget needs.
Terry Ray - State Farm Insurance Agent in Jacksonville, AR, provides condo insurance services that may be purchased either as a one-time transaction or as part of an ongoing policy renewal relationship. Coverage typically protects interior structures, personal belongings, and liability within the condominium unit, often filling gaps left by the association's master policy. This agent schedules service appointments on an as-needed basis, allowing clients to request assistance whenever a policy question, claim, or coverage adjustment arises.
Pete Barry Insurance specializes in tailoring condo insurance policies to protect individual units and personal belongings within shared building structures. It works with local condo owners to navigate coverage for interior fixtures, liability, and loss assessments by the homeowners’ association. The agency also addresses winter-related concerns, helping clients understand coverage for burst pipes and ice dams that can cause damage when occupants are away.
In the Arkansas spring and fall storm seasons, Jacksonville condo owners often need to reassess wall and roof coverage. Premier Insurance Agency AR responds by explaining how master policies and individual interior policies interact. They guide clients in understanding what unit improvements and personal liability are covered separately. For every new client, they schedule a walkthrough of the building's common areas and the specific unit. This initial assessment identifies the exact square footage and other elements requiring individual endorsement.
P&P Benefits Group works with property owners in Jacksonville, AR, to secure insurance coverage tailored to the specific needs of individual condo units and their shared building structures. The agency specializes in helping investors and residents add on policies for personal property protection, liability, and loss assessment. It also assists in acquiring deductibles for master policies that affect unit owners. Commercial sectors the firm can serve include offices, warehouses, and food service operations.
Advantage 1 Auto Insurance provides condominium insurance services to property owners in Jacksonville, Arkansas. Its offerings include coverage for individual units’ interior structures, personal belongings, and liability protection against accidents or injuries within the condo. The company assists clients in understanding their master policy and filling gaps in personal coverage through tailored policies. It services single-family homes, apartments, retail spaces, and restaurants within the local area.
What Does a a Condo Insurance Agent in Jacksonville Cost?
Condo insurance in Arkansas typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like location, unit value, and deductible affect the price. Loss assessment coverage adds a small extra cost. This is general information, not insurance advice.
About condo insurance agents in Jacksonville
Condo insurance agents in Jacksonville, Arkansas help owners protect their units with HO-6 policies. These policies cover personal property, interior fixtures, and liability. Arkansas law requires condominium associations to carry master policies, but individual owners need their own coverage for gaps.
Frequently Asked Questions
What does a condo insurance agent in Jacksonville do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior walls, and liability. They also explain loss assessment coverage, which is important under Arkansas condominium laws.
Is condo insurance required in Arkansas?
Yes, most Arkansas mortgage lenders require condo insurance. Even if not required, it is wise because the association master policy typically does not cover your belongings or interior upgrades.
What is loss assessment coverage in Arkansas?
Loss assessment coverage pays your share of a special assessment from the condo association. Arkansas law allows associations to assess owners for deductibles or uninsured losses. A good agent can help you choose the right limit.
Condo Insurance Agents in Other Arkansas Cities
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