The top-rated condo insurance agent in Clovis, California is Fiesta Auto Insurance & Tax Service, rated 4.9 stars across 537 reviews. Other highly rated options include Philip Call - State Farm Insurance Agent, Antonio Fabila - State Farm Insurance Agent, Fast Savings Insurance Agency. This directory lists 19 condo insurance agents serving Clovis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 200 W Shaw Ave #104 | (559) 472-7998 |
| 2 | Philip Call - State Farm Insurance Agent | 1534 Shaw Ave | (559) 900-7455 |
| 3 | Antonio Fabila - State Farm Insurance Agent | 3157 Fowler Ave Ste 103 | (559) 292-7000 |
| 4 | Fast Savings Insurance Agency | 755 N Peach Ave Ste. C-2 | (559) 221-1600 |
| 5 | The Phanco Group: Allstate Insurance | 1141 Pollasky Ave | (559) 298-6000 |
| 6 | Juan Covarrubias - State Farm Insurance Agent | 964 Pollasky Ave | (559) 299-9221 |
| 7 | Old Town Insurance Agency | 325 Clovis Ave Ste 114 | (559) 322-2525 |
| 8 | Clovis Insurance Agency | 2147 Herndon Ave #101 | (559) 298-0881 |
| 9 | Dean L Ricken Insurance | 96 Shaw Ave # 202 | (559) 299-8888 |
| 10 | Guardian Pacific Insurance: Allstate Insurance | 1225 N Willow Ave #100 | (559) 432-7200 |
Fiesta Auto Insurance & Tax Service provides a range of condo insurance policies tailored to the needs of property owners in Clovis, California. It offers protection for unit interiors, personal belongings, and liability coverage common in shared-wall living situations. Its services also include assistance with filing claims and updating existing policies as property values change. The company serves single-family homes, apartments, retail spaces, and restaurants.
Philip Call - State Farm Insurance Agent serves the Clovis, California area as a local condo insurance agent. The company provides personal insurance policies tailored specifically for condominium owners. It helps clients understand the coverage gap between their homeowner association master policy and their personal needs. Common services include protection for interior structures, personal belongings, and liability. The agency also assists with loss assessment coverage for shared building areas.
Antonio Fabila - State Farm Insurance Agent provides tailored insurance solutions for condo owners in Clovis, CA. Coverage options include protection for personal property, liability, and interior structural improvements. Personalized service plans help simplify claims processes and adjust policies as needs change. The agency dedicates time to explaining coverages, ensuring clients understand their protections. It offers flexible policy reviews and annual check-ins to confirm adequate coverage. This firm serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Fast Savings Insurance Agency serves homeowners and condo owners in Clovis, California, offering policies that protect individual units and shared building structures. The agency helps clients navigate the specific coverage needs of condo associations, including liability protection and personal property coverage unique to multi-unit dwellings. It also provides guidance on how master policies interact with individual unit insurance. Beyond Clovis, Fast Savings Insurance Agency extends its services to property managers and owners in the neighboring Fresno metro area.
Serving Clovis and the surrounding communities of the Central Valley, The Phanco Group Allstate Insurance provides specialized condo insurance policies designed for the unique coverage needs of individual unit owners. It handles protection for your personal belongings, interior structural improvements, and liability risks not covered by a building's master policy. For a typical job, it conducts a thorough assessment of your home’s replacement value and personal assets to propose coverage options that match your specific financial safety goals.
For a single-family unit or a building-wide policy, Juan Covarrubias - State Farm Insurance Agent in Clovis, CA, discusses both one-time quotes for immediate purchase and recurring plan renewals for ongoing coverage. The office helps condo owners understand how personal liability, loss assessment, and contents protection apply to their specific property type. Service appointments can be scheduled as a one-time consultation or arranged as a recurring annual review for current policy adjustments, with availability on an as-needed basis for immediate changes or questions.
Old Town Insurance Agency specializes in crafting tailored condo insurance policies in Clovis, CA, addressing the unique needs of unit owners. It offers general insurance services by helping clients navigate building master policies and personal liability coverage. The agency guides residents through assessments for common area damage and loss assessments. For seasonal concerns, it assists with filing claims related to freeze damage from unexpected winter weather or flooding from spring rains.
Clovis Insurance Agency provides insurance solutions for property owners in the Clovis, CA area, focusing on general residential coverage. The firm specializes in condo insurance, tailoring policies to address the unique needs of individual unit owners. These policies can cover interior structures, personal belongings, and liability within a condominium complex. The agency works with clients such as commercial offices, warehouses, and food service establishments, ensuring these sectors receive appropriate coverage for their distinct operational requirements.
Dean L Ricken Insurance provides residential condo insurance services in Clovis, California, and also helps clients with commercial coverage needs throughout the surrounding area. As a local condo insurance agent, the company assists owners in protecting their individual units and common area liabilities. Follow-up service is available between regular policy reviews, ensuring coverage remains current with any changes to the condominium association or personal property.
As summer heat and dry conditions elevate wildfire concerns around Clovis, condo owners increasingly seek proper coverage for shared structures and personal property. Guardian Pacific Insurance: Allstate Insurance addresses these needs by offering policies tailored to the specific liability and dwelling-coverage requirements of condominium associations. Agents work to match individual unit policies with master association plans, ensuring no gaps in protection for common areas or interior upgrades. To begin this process, a representative reviews the condo association’s governing documents and conducts a personal inventory assessment of the client’s belongings.
What Does a a Condo Insurance Agent in Clovis Cost?
Typical condo insurance costs in California range from 300 to 800 dollars per year for a standard HO-6 policy. Factors include your units location age and coverage limits as well as your deductible and claims history. Earthquake coverage adds 100 to 500 dollars more per year depending on your risk zone. This is general information not insurance advice.
About condo insurance agents in Clovis
Condo insurance agents in Clovis California help you protect your unit and personal belongings. California law requires your HOA master policy to cover common areas but your personal property and interior improvements need a separate HO-6 policy. A local agent can explain how California wildfire risks and earthquake exposure affect your coverage needs in the Central Valley.
Frequently Asked Questions
What does a condo insurance agent in Clovis do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior walls and liability. They review your HOA master policy to identify gaps and recommend appropriate coverage limits for your specific unit.
Is earthquake insurance required for condos in Clovis California?
Earthquake insurance is not required by California law for condo owners but your lender may require it. The California Earthquake Authority offers policies for condos and an agent can help you compare this option with private insurers.
How does the California FAIR Plan affect condo insurance in Clovis?
The California FAIR Plan is a state mandated program for property owners who cannot get standard insurance due to wildfire risk. Condo owners in Clovis can use this as a last resort but an agent can help you find a standard policy first.
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