The top-rated condo insurance agent in Cupertino, California is Jason Stefely - State Farm Insurance Agent, rated 4.9 stars across 432 reviews. Other highly rated options include Gurbinder Mavi - State Farm Insurance Agent, David Gragnola: Allstate Insurance, Catherine Chen - State Farm Insurance Agent. This directory lists 17 condo insurance agents serving Cupertino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Stefely - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (408) 255-3212 |
| 2 | Gurbinder Mavi - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (650) 237-0400 |
| 3 | David Gragnola: Allstate Insurance | 10520 S De Anza Blvd Ste B | (408) 252-3830 |
| 4 | Catherine Chen - State Farm Insurance Agent | 20132 Stevens Creek Blvd | (408) 863-0000 |
| 5 | Cheryl Ching - State Farm Insurance Agent | 10025 S Tantau Ave | (408) 777-9777 |
| 6 | Farmers Insurance - Patricia Han | 20567 Sunrise Dr | (408) 865-0365 |
| 7 | Jim Liu - State Farm Insurance Agent | 21070 Homestead Rd #118 | (408) 738-1200 |
| 8 | Farmers Insurance - Ray Cheng | 20370 Town Center Ln Ste 105 | (408) 863-0180 |
| 9 | Farmers Insurance - Lily Zhao | 20432 Silverado Ave UNIT 211 | (408) 398-4616 |
| 10 | Farmers Insurance - Stacy Lane | 20410 Town Center Ln # 101 | (408) 715-3535 |
Jason Stefely operates as a State Farm Insurance Agent serving the Cupertino, California area and specializes in providing condo insurance policies. The agency works with local condominium owners to secure coverage that protects their personal property and interior structures. It assists clients in navigating the specific insurance requirements often mandated by condo associations and homeowner bylaws. Common services include arrranging liability protection for accidents that occur within a unit and offering additional endorsements for valuable personal items.
Gurbinder Mavi - State Farm Insurance Agent provides condo insurance services to property owners in the Cupertino, California area. It covers common risks associated with condo living, such as interior structural damage and personal liability. The agency also assists clients in reviewing existing master policies to identify coverage gaps. Service includes tailored advice on deductibles and loss assessment protection. Gurbinder Mavi - State Farm Insurance Agent services single-family condos, apartment-type units, and multi-unit residential properties in the local market.
David Gragnola: Allstate Insurance serves condo owners and property managers in Cupertino, California, offering personalized condo insurance policies tailored to protect individual units and shared building structures. Coverage focuses on safeguarding personal belongings and liability within homeowners associations. The agency assists clients with evaluating necessary protection for both interior fixtures and common areas. It also provides guidance on policy differences for rental or owner-occupied condos. In addition to Cupertino, the agency extends its services to nearby communities in the greater San Jose metropolitan area.
Serving Cupertino and the surrounding Santa Clara Valley communities, Catherine Chen - State Farm Insurance Agent handles condo insurance for local homeowners and investors. Their work includes structuring policies that cover interior fixtures, personal liability, and loss assessments from the building master policy. When handling a typical job, the agent reviews the client's HOA bylaws and master policy details to determine appropriate coverage limits, then recommends tailored endorsements to close coverage gaps for shared walls or common areas.
Condo insurance agents differentiate between a one-time policy purchase for a single unit and recurring service for ongoing coverage management. Cheryl Ching - State Farm Insurance Agent in Cupertino, CA, guides clients through common condo insurance needs such as protecting personal belongings and interior improvements. The agent explains how a master policy interacts with individual liability and loss assessments. Service runs on an as-needed basis for policy questions and updates, with scheduled annual reviews available to adjust coverage.
When autumn winds arrive in Cupertino, many condo owners review their insurance coverage to guard against seasonal storm damage. Farmers Insurance - Patricia Han assists local residents in understanding how their association master policy interacts with individual unit protection. The agency advises on coverage gaps for interiors, personal property, and liability that standard HOA plans may overlook. A personal consultation ensures each policy aligns with current replacement costs and local building codes. Meetings begin with a careful review of the latest homeowner association documents and a suggested on-site walkthrough of the unit.
As a licensed agency providing comprehensive coverage solutions, this Cupertino firm focuses on protecting residential properties under homeowners' associations. The office specializes in master policy gap coverage, liability protection for unit interiors, and personal property insurance for condo owners. Damage assessments after fires or water leaks are managed with customized dwelling limits. Policies are tailored for individual unit modifications and upgraded fixtures. Commercial sectors served include local offices, food service businesses, and light warehouse storage for personal inventory.
Farmers Insurance - Ray Cheng offers personalized condo insurance services for Cupertino residents, focusing on tailored coverage for individual unit needs. The agency works with clients to protect personal belongings, interior structures, and liability risks common in shared buildings. It also provides guidance on policy options that complement homeowners association master plans. Each assessment considers the unique exposures of California condominium living. During fire season or winter storms, the agency helps adjust policies to address sudden property damage or temporary displacement from your home.
Farmers Insurance - Lily Zhao provides residential condo insurance services for homeowners and tenants in Cupertino, California. The agency also offers commercial coverage options for local business properties and condominium associations. Serving Cupertino and the surrounding area, the agency can help clients assess liability protection and dwelling coverage needs. After an initial policy is set, the office typically follows up before renewal periods to review coverage changes and adjust plans according to shifting personal circumstances.
Farmers Insurance - Stacy Lane is a condo insurance agent serving the Cupertino, CA area. The agency helps protect condominium owners from common risks such as fire damage, theft, and liability claims that arise within shared building structures. It assists clients in understanding master policy coverage gaps and in selecting appropriate personal property and loss-of-use endorsements. Services include evaluating unit improvements and customized protection for high-value belongings like electronics or jewelry. Standard offers are available for additional flood insurance or an umbrella liability policy.
What Does a a Condo Insurance Agent in Cupertino Cost?
Condo insurance in California typically costs between 300 and 600 dollars per year for a standard policy. Costs depend on your unit value, location in Cupertino, and chosen deductibles. High-value personal property or earthquake endorsements can raise premiums. This is general information and not insurance advice.
About condo insurance agents in Cupertino
Condo insurance agents in Cupertino help owners protect their units with HO-6 policies. California law requires condo associations to insure common areas, but individual unit owners need their own coverage for personal property and interior improvements. An agent can explain how master policy coverage types like bare walls or all-in work with your personal policy.
Frequently Asked Questions
What does a condo insurance agent in Cupertino do?
A condo insurance agent helps you find a policy that covers your personal belongings, interior walls, and liability. They review your association master policy to ensure you have no gaps in coverage.
Is condo insurance required by law in California?
California law does not require condo insurance for individual owners, but most lenders and condo associations require it. Your agent can help you meet these requirements.
How does California master policy coverage affect my condo insurance?
California condo associations typically choose a bare walls or all-in master policy. Your agent can explain which interior items you must insure yourself based on your association choice.
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