The top-rated condo insurance agent in Davis, California is Raul Herrera - State Farm Insurance Agent, rated 4.9 stars across 117 reviews. Other highly rated options include Dave Scheiber - State Farm Insurance Agent, Doug Prichard - State Farm Insurance Agent, Greg Phister: Allstate Insurance. This directory lists 13 condo insurance agents serving Davis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Raul Herrera - State Farm Insurance Agent | 2744 Del Rio Pl Ste 120 | (530) 759-9204 |
| 2 | Dave Scheiber - State Farm Insurance Agent | 4627 Fermi Pl #120 | (530) 758-8440 |
| 3 | Doug Prichard - State Farm Insurance Agent | 405 3rd St | (530) 756-1591 |
| 4 | Greg Phister: Allstate Insurance | 437 F St | (530) 756-9211 |
| 5 | Heather Copeland - State Farm Insurance Agent | 231 G St #1 | (530) 753-7897 |
| 6 | Purves & Associates Insurance Agency | 500 4th St | (530) 756-5561 |
| 7 | Farmers Insurance - David Mann | 2925 Spafford St B | (530) 758-1011 |
| 8 | C C Cooper & Sons | 215 Madson Pl A | (530) 753-2888 |
| 9 | Cedarwood Financial & Insurance Services | 1777 Oak Ave Ste B | (877) 753-0704 |
| 10 | State Farm Insurance | 4627 Fermi Pl #120 | (530) 379-7227 |
Raul Herrera - State Farm Insurance Agent serves the Davis, California metro area, providing condo insurance policies designed to protect individual unit owners and their personal property. As a dedicated condo insurance agent, the office helps clients understand the specific coverage gaps that often exist between a master association policy and an owner’s personal needs. Common services include securing liability protection for accidents within a unit and obtaining coverage for interior structural improvements that the association does not insure.
Dave Scheiber’s State Farm Insurance Agency in Davis, CA provides tailored condo insurance services. Its service model includes assisting policyholders in customizing coverage for personal property and liability protection. Maintenance plans often involve annual policy reviews to adjust for changes in unit value or association requirements. The agent serves clients insuring a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Doug Prichard - State Farm Insurance Agent in Davis, California, serves local homeowners, landlords, and property managers seeking specialized condo insurance policies. The agency provides tailored coverage options designed to protect individual units and common areas, helping clients understand homeowners association requirements and potential gaps in master policies. Services include policy reviews to align with personal property values and liability needs. This agency also extends its services to residents and property owners in the neighboring community of Woodland, ensuring comprehensive condo insurance solutions throughout the broader Yolo County area.
Servicing Davis, California, and the surrounding communities, Greg Phister: Allstate Insurance handles a range of condo insurance policies tailored to individual unit owners. The agency typically covers interior structural damage, personal property losses, and liability protection for policyholders. It helps clients understand the specific coverage gaps between their policy and the master association’s plan. For a typical job, the agency first reviews the client’s current coverage and association requirements to recommend an appropriate policy that addresses their specific risk exposures.
Heather Copeland's agency in Davis serves condo owners seeking protection for their individual units and personal belongings. One-time service options involve a single, comprehensive policy review to address immediate coverage needs, while recurring service establishes an ongoing relationship for periodic adjustments as the area’s housing market and building regulations evolve. Both paths ensure liability coverage for accidents within the unit and protection for interior improvements. Service in this office runs entirely on an as-needed basis, with clients contacting the agent directly when risks or policy questions arise.
Purves & Associates Insurance Agency specializes in crafting condo insurance policies tailored to individual unit ownership. It also handles broader coverage needs for association master policies and personal property protection. Located in Davis, California, the agency assists clients with standard dwelling and liability considerations, as well as loss assessment endorsements for shared building spaces. The agents frequently guide unit owners through coverage adjustments before peak fire season, helping ensure adequate protection against potential wildfire damage in the region.
As the heavy rains and flood risks common to the Yolo Basin arrive each winter, Farmers Insurance - David Mann in Davis provides tailored condo insurance policies to protect unit owners from water damage and liability claims. Covering shared-wall dwellings, this agency focuses on the specific gaps left by building master policies, ensuring interior structures and personal property are secured. An initial walkthrough of the physical unit is scheduled to document existing conditions and assess appropriate coverage limits.
C C Cooper & Sons provides full-service property and liability coverage for homeowners and renters in Davis, California. The agency specifically offers tailored condo insurance policies that address the unique needs of condominium owners, including coverage for interior improvements and common area assessments. Their services extend to commercial sectors such as local offices, warehouses, and food service establishments, ensuring comprehensive protection for diverse business operations in the Davis area.
Cedarwood Financial & Insurance Services provides residential condo insurance for property owners in Davis, California, and also offers commercial coverage for local businesses within the surrounding region. They work to protect individual unit liability and building contents, addressing common exposures found in managed homeowners associations. Their service model includes processing necessary policy adjustments or renewals between regular annual visits, aiming to ensure continuous coverage for clients who contact them regarding changes in their condo situation.
State Farm Insurance in Davis, California helps clients choose between a one-time policy for individual condos or recurring coverage for multiple units. Condo insurance in this area typically protects interior fixtures, personal property, and liability gaps left by the homeowner association master policy. Services run on an as-needed basis, allowing policyholders to adjust coverage when moving units, renovating, or adding valuables.
What Does a a Condo Insurance Agent in Davis Cost?
The cost of a condo insurance policy in Davis California typically ranges from 300 to 800 dollars per year for standard coverage. Factors like unit location, coverage limits, and deductible amounts affect the premium. Higher value units or those in flood zones may cost more. This is general information and not insurance advice.
About condo insurance agents in Davis
A condo insurance agent in Davis California can help you understand the specific coverage needed for your unit. California law requires HO6 policies to cover interior improvements and personal liability. Agents familiar with Davis can also explain how the condo association master policy interacts with your individual coverage.
Frequently Asked Questions
What does a condo insurance agent in Davis do?
A condo insurance agent in Davis helps you select an HO6 policy that covers your personal property and interior walls. They also explain California law regarding loss assessments and master deductible responsibilities.
Is condo insurance required in California?
California law does not require condo insurance by statute but most lenders and condo associations mandate it. Your agent can help you meet the minimum coverage required by your association bylaws.
How does the California master deductible affect my policy?
If the condo association master policy has a high deductible you may be responsible for a share. A Davis agent can help you add loss assessment coverage to your HO6 policy to cover this cost.
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