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HomeCondo Insurance AgentsCalifornia › Laguna Hills

Find Condo Insurance Agents Near You in Laguna Hills, CA

Browse condo insurance agents serving Laguna Hills, California. Updated 2026-07-14.

The top-rated condo insurance agent in Laguna Hills, California is AAA Laguna Hills Insurance and Member Services, rated 4.6 stars across 541 reviews. Other highly rated options include Sima Mozaffari - State Farm Insurance Agent, Freeway Insurance, Chase Douglas - State Farm Insurance Agent. This directory lists 17 condo insurance agents serving Laguna Hills.

Showing 17 condo insurance agents in Laguna Hills, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Laguna Hills Insurance and Member Services25181 Paseo De Alicia Ste 105(949) 951-1400
2Sima Mozaffari - State Farm Insurance Agent25241 Paseo De Alicia Suite 225(949) 447-5585
3Freeway Insurance24012 Avenida De La Carlota Ste F(949) 381-1144
4Chase Douglas - State Farm Insurance Agent23101 Moulton Pkwy Ste 103(949) 202-1001
5abcashInsur Agency LA23275 S Pointe Dr(818) 446-8070
6Sureguard Insurance23201 Mill Creek Dr Suite #200(714) 464-8013
7Paradise Palms Insurance Agency23046 Avenida De La Carlota # 600(949) 338-9202
8Sanctuary Insurance Services22982 La Cadena Dr #210(949) 629-7836
9Solomon & Solomon Ins Brokers24411 Ridge Rte Dr #135(800) 826-6212
10Laguna Pacific Insurance Services Inc23537 Moulton Pkwy(800) 636-6191
AL
25181 Paseo De Alicia Ste 105
AAA Laguna Hills Insurance and Member Services
Condo Insurance Agent · Laguna Hills, CA

AAA Laguna Hills Insurance and Member Services serves Orange County, California, as a condo insurance agent in Laguna Hills. It helps residents protect their individual units from common risks like water damage, theft, and liability. The company also advises on gaps between personal coverage and the master policy held by homeowners associations. Policy options aim to safeguard personal property and provide additional living expense coverage during unit repairs.

SM
25241 Paseo De Alicia Suite 225
Sima Mozaffari - State Farm Insurance Agent
Condo Insurance Agent · Laguna Hills, CA

Sima Mozaffari - State Farm Insurance Agent provides a full spectrum of condo insurance services, including personalized policy reviews to ensure adequate coverage for structure and personal belongings. The agency focuses on helping clients understand their master policy gaps and offers convenient online payment options for policy management. Its agents assist with claims guidance to streamline the process. The company typically services single-family homes, apartments, and, within a broader commercial scope, retail stores and restaurants.

FI
24012 Avenida De La Carlota Ste F
Freeway Insurance
Condo Insurance Agent · Laguna Hills, CA

Freeway Insurance in Laguna Hills, California, is known for offering tailored condo insurance policies to local unit owners. Its service range addresses specific community and bylaw requirements for coverage, including protection of personal property and liability for shared building elements. The agency works to match policy features with the unique risks of condominium living in the area. It can add on coverage for loss assessments from the homeowners association, helping policyholders handle unexpected special charges from common area damage.

CD
23101 Moulton Pkwy Ste 103
Chase Douglas - State Farm Insurance Agent
Condo Insurance Agent · Laguna Hills, CA

Chase Douglas - State Farm Insurance Agent in Laguna Hills, CA, serves homeowners and property managers seeking condo insurance for individual units or multi-unit buildings. The agency helps clients navigate coverage options tailored to California’s specific condominium association requirements. Policies typically address interior structures, personal belongings, and liability protection. Residents can receive assistance understanding master policy gaps and their own personal needs. The agency also provides services to neighboring communities throughout Orange County, including Lake Forest and Mission Viejo.

AA
23275 S Pointe Dr
abcashInsur Agency LA
Condo Insurance Agent · Laguna Hills, CA

Serving Laguna Hills and the surrounding Orange County communities, abcashInsur Agency LA provides guidance on condo insurance policies designed for individual unit owners. The agency handles coverage needs that protect personal property and interior structures within a condominium complex. To manage a typical policy search, it begins by reviewing the master association policy and then identifies gaps an owner might face. The approach focuses on matching deductibles and liability limits to the specific risk profile of the property.

SI
23201 Mill Creek Dr Suite #200
Sureguard Insurance
Condo Insurance Agent · Laguna Hills, CA

Sureguard Insurance in Laguna Hills, CA offers condo owners a choice between a single policy purchase for immediate coverage and recurring service options that adjust to evolving liability needs. Their solutions address both standard unit protection and building master policy gaps common to this area. Service runs on a one-time basis for straightforward policy setups or an as-needed schedule for seasonal coverage modifications.

PP
23046 Avenida De La Carlota # 600
Paradise Palms Insurance Agency
Condo Insurance Agent · Laguna Hills, CA

Specializing in coverage for individual condominium units, Paradise Palms Insurance Agency in Laguna Hills, CA helps owners protect their personal property and interior improvements. The agency provides general services such as assessing policy gaps between the master association plan and individual needs. It advises on liability protection for incidents occurring inside the unit. As wildfire season approaches, the agency assists clients in evaluating their dwelling coverage limits and any separate endorsements necessary for increased replacement costs on windows or flooring.

SI
22982 La Cadena Dr #210
Sanctuary Insurance Services
Condo Insurance Agent · Laguna Hills, CA

As spring rains arrive in Laguna Hills, residents often need to ensure their condo policies cover water damage from leaky roofs or shared plumbing. Sanctuary Insurance Services helps local condo owners review HOA master policies to identify gaps in personal liability and interior structural coverage. The agent advises on adding sufficient loss-assessment protection for unexpected special assessments from the association. Writing a policy begins with a thorough assessment of the unit’s interior finishes and contents, followed by a detailed inspection of smoke detectors and common-area access points to finalize coverage.

SS
24411 Ridge Rte Dr #135
Solomon & Solomon Ins Brokers
Condo Insurance Agent · Laguna Hills, CA

Solomon & Solomon Ins Brokers provides residential condo insurance services tailored to the needs of unit owners in Laguna Hills and the surrounding area. Beyond homes, the agency also handles commercial insurance coverage for local businesses and properties. Their work focuses on matching clients with appropriate policies for shared structures and personal liability within condominium associations. They serve the broader Orange County region with a straightforward and professional approach. Clients can rely on them for attentive follow-up between regular policy visits, ensuring coverage remains aligned with changing property conditions.

LP
23537 Moulton Pkwy
Laguna Pacific Insurance Services Inc
Condo Insurance Agent · Laguna Hills, CA

Laguna Pacific Insurance Services Inc offers general condo insurance solutions for property owners in Laguna Hills, CA. Their specialty add-ons can tailor a policy to cover unique condominium exposures such as interior fixtures or liability. They support residential communities by addressing standard association requirements and individual unit needs. Commercial sectors the firm can serve include office spaces, warehouses, and food service establishments requiring appropriate coverage for their operations and assets.

FI
23276 S Pointe Dr STE 215
Farmers Insurance - Cassidy Villalba
Condo Insurance Agent · Laguna Hills, CA
(949) 771-0323
agents.farmers.com/ca/laguna-hills/cassidy-villalba
GI
23282 Mill Creek Dr # 310
Grubbs Insurance
Condo Insurance Agent · Laguna Hills, CA
(949) 580-2615
SP
23232 Peralta Dr STE 114
Socal Platinum Insurance
Condo Insurance Agent · Laguna Hills, CA
(949) 716-3344
ZI
23232 Peralta Dr STE 221
Zamani Insurance Agency
Condo Insurance Agent · Laguna Hills, CA
(949) 424-0808
agents.farmers.com/ca/laguna-hills/jason-zamani
DI
25283 Cabot Rd suite 219
Dunlap Insurance
Condo Insurance Agent · Laguna Hills, CA
(714) 838-3158
dunlapins.com
PI
25381 Alicia Pkwy
Prestige Insurance
Condo Insurance Agent · Laguna Hills, CA
(949) 900-6677
CF
24001 Calle De La Magdalena #3116
Coverage For Your Life Insurance Agency
Condo Insurance Agent · Laguna Hills, CA
(202) 760-8875

What Does a a Condo Insurance Agent in Laguna Hills Cost?

Typical condo insurance premiums in Laguna Hills range from 300 to 700 dollars per year for a standard HO-6 policy. Costs depend on your unit value, location, deductible, and coverage limits. Higher deductibles lower your premium but increase out-of-pocket costs. This is general information and not insurance advice.

About condo insurance agents in Laguna Hills

A condo insurance agent in Laguna Hills helps you choose the right HO-6 policy for your unit. California law requires HO-6 policies to cover the interior of your unit and personal liability. Agents can explain how your HOA master policy and your individual policy work together.

Frequently Asked Questions

What does a condo insurance agent in Laguna Hills do?

A condo insurance agent helps you compare HO-6 policies from different carriers. They review your HOA master policy to find coverage gaps and ensure you meet California legal requirements for dwelling and liability coverage.

Is condo insurance required in Laguna Hills California?

Yes most HOAs in Laguna Hills require unit owners to carry an HO-6 policy. California Civil Code Section 4775 also requires that your policy cover your interior improvements and personal liability.

How much condo insurance do I need in Laguna Hills?

You need enough dwelling coverage to rebuild your interior finishes and fixtures. Many agents recommend at least 20 percent of your unit value. Also consider loss assessment coverage for shared HOA claims.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.