The top-rated condo insurance agent in Long Beach, California is Freeway Insurance, rated 5.0 stars across 545 reviews. Other highly rated options include Steve Dwight - State Farm Insurance Agent, Only Way Insurance Services, Barua Insurance. This directory lists 24 condo insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 5539 E Stearns St | (562) 273-7061 |
| 2 | Steve Dwight - State Farm Insurance Agent | 4625 E Anaheim St | (562) 494-4494 |
| 3 | Only Way Insurance Services | 300 E 4th St UNIT 106 | (562) 239-2869 |
| 4 | Barua Insurance | 1310 Pine Ave d | (562) 273-3989 |
| 5 | California Risk Partners Insurance Services | 5500 E Atherton St suite 204 | (714) 398-6080 |
| 6 | Erica Ruiz - State Farm Insurance Agent | 4412 E 7th St | (562) 375-0037 |
| 7 | The Wright Agency: Allstate Insurance | 188 Pomona Ave | (562) 987-1090 |
| 8 | Hershfield Insurance | Business Center, 4401 Atlantic Blvd Bixby, 2nd Floor | (866) 996-9760 |
| 9 | Farmers Insurance - Francisco Cacheo | 4510 E Pacific Coast Hwy Ste 340 | (310) 734-6151 |
| 10 | Keir Jones - State Farm Insurance Agent | 5150 E Colorado St | (562) 433-5573 |
Freeway Insurance in Long Beach, California, provides personalized condo insurance policies tailored to the unique needs of individual unit owners. Its work focuses on protecting personal property and interior structures while offering specialist liability coverage for accidents within the unit. Property managers and homeowners associations often rely on its services for policy coordination and compliance. The firm additionally serves commercial sectors including offices, warehouses, and food service establishments requiring tailored liability protection.
Steve Dwight - State Farm Insurance Agent serves the Long Beach, California area as a dedicated condo insurance agent. The company helps local condominium owners and associations secure coverage tailored to individual unit needs. Policies typically address interior structural damage, personal property protection, and liability risks unique to shared living spaces. Common service concerns include coverage for assessments from the homeowners association and loss assessment endorsements. This agent further assists clients with policy bundling options to improve efficiency on their condo insurance and renters or life insurance in Long Beach.
Only Way Insurance Services offers a range of condo insurance services for property owners in Long Beach, California. It assists clients in securing coverage for their individual units, including personal property and liability protection. The agency also helps condo associations manage master policy requirements and common area insurance needs. It provides guidance on assessing coverage gaps and adjusting plans over time. The company services single-family homes, apartments, retail spaces, and restaurants.
Barua Insurance serves homeowners, businesses, and property managers in the Long Beach, California area who need condo insurance coverage. The agency helps clients find policies tailored to individual unit ownership, common area liabilities, and personal belongings protection. Services include explaining coverage options for interior upgrades and loss assessment endorsements typical in multi-unit buildings. It also covers the neighboring community of Signal Hill as part of its metro service area for condominium insurance needs.
Serving Long Beach and its surrounding communities in Los Angeles County, California Risk Partners Insurance Services handles condo insurance. The agency focuses on policies that address unit interiors, personal liability, and loss assessment coverage for homeowners associations. It understands the specific risks associated with condominium living, including shared walls and common area exposures. For a typical job, the agent reviews the master policy and assesses personal property values to align the individual condo policy with the correct coverage limits.
For a one-time purchase of a unit, Erica Ruiz - State Farm Insurance Agent in Long Beach, CA, provides a single policy quote to cover that specific condo. Recurring policies, by contrast, involve annual renewals to maintain continuous protection for homeowners and their belongings against fire, theft, and liability. Policies are tailored to individual building requirements and personal assets within the dwelling. Service runs on a scheduled basis for annual renewals and as needed for new units or coverage adjustments throughout the year.
The Wright Agency: Allstate Insurance specializes in providing tailored condo insurance policies for unit owners in Long Beach. The agency assists clients in securing coverage for personal property, interior structures, and liability protection. Brokers also help navigate master policy gaps and unit-specific upgrade valuations. As seasonal storms or coastal moisture events approach, the agency reviews policies to ensure adequate protection against potential water damage claims common in multifamily buildings near the Pacific.
Farmers Insurance - Francisco Cacheo provides residential condo insurance services in Long Beach, California, helping protect individual units and common area liabilities. The agency also writes commercial property coverage suitable for mixed-use or investor-owned condominium buildings within the surrounding area. Current policyholders can expect attentive follow-up when coverage questions arise or when policy adjustments become necessary between regular seasonal reviews.
What Does a a Condo Insurance Agent in Long Beach Cost?
The average cost of condo insurance in California is between 300 and 600 dollars per year for a basic HO-6 policy. In Long Beach rates may be higher due to coastal weather and earthquake risk. Adding earthquake coverage can increase the premium by 500 to 1,500 dollars annually. Costs vary based on your unit value, location, and chosen coverage limits. This is general information and not insurance advice.
About condo insurance agents in Long Beach
A condo insurance agent in Long Beach California helps you find coverage for your unit and personal property. California law requires condo owners to understand their HOA master policy and obtain an HO-6 policy for interior walls and personal liability. Local agents know Long Beach coastal risks like flooding and earthquake exposure.
Frequently Asked Questions
What does a condo insurance agent in Long Beach do?
A condo insurance agent helps you compare HO-6 policies from different carriers. They explain how your HOA master policy and your individual policy work together. They also advise on coverage limits for personal property and loss assessment protection.
Is condo insurance required by law in California?
California law does not require condo insurance by statute. However most mortgage lenders require an HO-6 policy. Your HOA may also require proof of liability coverage as part of their bylaws.
What is the typical deductible for a Long Beach condo policy?
Typical deductibles for condo insurance in California range from 500 to 2,500 dollars. For earthquake coverage the deductible is often 10 to 15 percent of the dwelling limit. Your agent can help you choose a deductible that fits your budget.
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