The top-rated condo insurance agent in Mountain View, California is AAA Mountain View Branch, rated 4.5 stars across 561 reviews. Other highly rated options include Du Vo - State Farm Insurance Agent, Mimi Lam - State Farm Insurance Agent, Randy Chang - State Farm Insurance Agent. This directory lists 11 condo insurance agents serving Mountain View.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Mountain View Branch | 900 Miramonte Ave | (650) 623-3200 |
| 2 | Du Vo - State Farm Insurance Agent | 2218 Old Middlefield Way B | (650) 969-2871 |
| 3 | Mimi Lam - State Farm Insurance Agent | 2083 Old Middlefield Way Ste 206 | (650) 237-9168 |
| 4 | Randy Chang - State Farm Insurance Agent | 2083 Old Middlefield Way Ste 206 | (650) 919-8880 |
| 5 | Kevin Lei - State Farm Insurance Agent | 2083 Old Middlefield Way Suite 200 | (650) 514-3093 |
| 6 | Hathorn Insurance Agency | 800 W El Camino Real STE 180 | (650) 921-0801 |
| 7 | Goosehead Insurance - Ivan Calvillo | 235 E Middlefield Rd Suite #3 | (650) 499-4904 |
| 8 | Rex Garcia: Allstate Insurance | 1442 W El Camino Real | (650) 301-1678 |
| 9 | Ludwig & Fawcett Inc | 100 W El Camino Real STE 82 | (650) 528-4100 |
| 10 | Curtis Cahill - State Farm Insurance Agent | 2218 Old Middlefield Way Ste B | (650) 961-6700 |
AAA Mountain View Branch serves Santa Clara County as a condo insurance agency in Mountain View, California. It assists local condo owners and homeowners associations with securing coverage that protects interior structures and personal belongings. Policies often address shared building elements and individual liability within complex communities. The agency works with clients to understand how master policies and individual unit policies interact. It handles services such as loss assessment coverage and special assessments that may arise from common-area damage.
Du Vo - State Farm Insurance Agent in Mountain View, CA provides a range of condo insurance services, including coverage for personal property, liability protection, and loss of use. The agent helps clients understand their policy options and assists with claims filing to ensure a smooth process during unexpected events. Services extend to single-family homes, apartments, and retail properties such as shops and restaurants.
Mimi Lam - State Farm Insurance Agent in Mountain View, CA serves homeowners and condo owners seeking tailored coverage for their individual units. Their agency provides personal insurance and financial services, including liability protection and personal property coverage. These offerings help residents secure their investments and belongings against common risks in shared building environments. In addition to Mountain View, this office also extends its services to clients in the neighboring city of Los Altos.
Serving Mountain View and its surrounding communities, Randy Chang - State Farm Insurance Agent provides condo insurance coverage for local homeowners. The agency handles policies that protect individual units and personal belongings against common risks. It also addresses liability concerns that arise within shared building spaces. For each client, the agent evaluates specific coverage needs and budget considerations before presenting policy options. It then customizes the plan to align with the homeowner’s requirements and the property’s unique circumstances, ensuring a focused and personalized approach to each typical job.
As wildfire season approaches in Mountain View, area condo owners seek reliable coverage tailored to shared-wall properties and association bylaws. Kevin Lei - State Farm Insurance Agent provides guidance to navigate these unique requirements. The agency helps clients assess their personal property needs and liability exposure within a condominium structure. For those facing fluctuating insurance landscapes, the company offers a thorough review of individual policies and exposure. This begins with a detailed walkthrough inspection of the unit and common areas to identify specific coverage gaps and confirm an accurate initial assessment is completed.
Based in Mountain View, CA, Hathorn Insurance Agency offers specialized coverage designed for condominium owners, helping to bridge the gaps left by a building’s master policy. The agency generally assists clients in securing liability protection and coverage for personal belongings inside their unit. Recognizing the unique risks of Bay Area living, the agency frequently addresses common seasonal concerns such as potential water damage from heavy winter rains or the need for earthquake coverage following regional seismic activity.
Goosehead Insurance - Ivan Calvillo provides condo insurance services to property owners in Mountain View, California. The agency helps clients select coverage for personal liability, interior structures, and loss-of-use protection. It also offers specialized add-ons such as extended replacement cost and sewer backup coverage. Because condos share common areas, the agent focuses on protecting individual unit improvements and belongings. This firm serves commercial sectors including offices, warehouses, and food service operations, each requiring tailored business property and general liability policies.
For tenants or owners, a one-time review of current insurance needs differs from an ongoing service relationship that adjusts coverage over time. Selecting condo insurance involves protecting both interior structures and personal belongings while addressing loss-assessment liabilities common in Mountain View associations. A local agent clarifies terms like master policy carve-outs and the specific contents coverage gaps that can leave unit owners exposed. Service here typically runs on an as-needed basis for policy questions, claims support, or at renewal time.
Ludwig & Fawcett Inc provides residential condo insurance services to clients in Mountain View, California. The firm also offers commercial coverage for local small businesses and multi-unit property owners. Insurance consultations and policy reviews are available to condominium associations and individual unit owners across the region. After a claim is settled or a policy is renewed, the agency often follows up to confirm continued coverage adequacy between regular annual visits, ensuring client needs are consistently met rather than abandoned.
Curtis Cahill - State Farm Insurance Agent in Mountain View, CA, is known for providing condo insurance policies tailored to individual unit owners. The agency serves local condominium associations and individual policyholders by offering protection for personal belongings, liability coverage, and loss assessments. Policies are designed to fill gaps that a master association policy may not cover, ensuring complete residential protection. A specialty service it can offer is adding sewer or drain backup coverage to safeguard units from costly water damage.
What Does a a Condo Insurance Agent in Mountain View Cost?
Condo insurance in California typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Costs depend on your unit location coverage limits and deductible. High risk areas like wildfire zones may increase premiums. This is general information not insurance advice.
About condo insurance agents in Mountain View
A condo insurance agent in Mountain View California can help you secure an HO-6 policy. This policy covers your personal property and interior walls. California law requires HOAs to carry master insurance but your personal unit needs separate coverage.
Frequently Asked Questions
What does a condo insurance agent do in Mountain View?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings and interior structures. They explain California specific rules about master policy gaps and loss assessment coverage.
Is condo insurance required in California?
California law does not require condo insurance but your lender will likely require it. Many HOAs also require proof of personal liability coverage. An agent can help you meet these requirements.
What is loss assessment coverage for a condo?
Loss assessment coverage pays your share of a common area claim if the HOA master policy has a deductible. In California this is common after fires or water damage. An agent can advise on appropriate limits.
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