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Find Condo Insurance Agents Near You in Napa, CA

Browse condo insurance agents serving Napa, California. Updated 2026-07-14.

The top-rated condo insurance agent in Napa, California is Sam Olson Insurance Services, rated 5.0 stars across 135 reviews. Other highly rated options include John Cardinale - State Farm Insurance Agent, Narvaez Insurance Services, Fiesta Auto Insurance & Tax Service. This directory lists 20 condo insurance agents serving Napa.

Showing 20 condo insurance agents in Napa, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sam Olson Insurance Services433 Soscol Ave A-122(707) 690-1965
2John Cardinale - State Farm Insurance Agent2160 Jefferson St #105a(707) 258-0661
3Narvaez Insurance Services2205 Main St ste b(707) 927-3204
4Fiesta Auto Insurance & Tax Service2560 Jefferson St(707) 353-5660
5Cost-U-Less Insurance2975 Jefferson St(707) 621-8540
6Colton Bickle - State Farm Insurance Agent1739 1st St(707) 224-3178
7Farmers Insurance - Troy Guerrero1016 Clinton St(707) 265-6565
8Lemus Insurance Agency & Car Registration1724 Jefferson St(707) 255-1924
9Solorio's Insurance Services990 Lincoln Ave(707) 258-8858
10Farmers Insurance - Terri Conwell2450 Jefferson St(707) 252-2478
SO
433 Soscol Ave A-122
Sam Olson Insurance Services
Condo Insurance Agent · Napa, CA

Sam Olson Insurance Services provides a full range of condo insurance policies for property owners in the Napa area. Coverage options are tailored to protect both individual units and shared building structures within a condominium association. The company offers ongoing consultation to help clients review their master policy coverage and identify necessary personal additions. This service plan includes help with deductible gap insurance and personal liability considerations. The firm works with owners of single-family homes, apartments, condominium complexes, and mixed-use retail and restaurant properties.

JC
2160 Jefferson St #105a
John Cardinale - State Farm Insurance Agent
Condo Insurance Agent · Napa, CA

For homeowners, property managers, and condo associations in Napa, CA, John Cardinale - State Farm Insurance Agent provides tailored condo insurance policies designed to protect units and shared structures. The agency helps clients navigate coverage options for personal property, liability, and building equipment within homeowners associations. Services include policy reviews to adjust deductibles and endorsements for specific condo risks. An attentive team assists with claims filing and annual package adjustments based on changing property values. The agency also serves clients in the neighboring community of St. Helena for similar condominium insurance.

NI
2205 Main St ste b
Narvaez Insurance Services
Condo Insurance Agent · Napa, CA

Narvaez Insurance Services serves the Napa, California area as a dedicated condo insurance agent. The company assists condominium owners in the region with arranging appropriate coverage for their specific housing situations. For those living in multi-unit buildings, the firm helps identify policies that cover interior structures and personal belongings. Specialized attention is given to protecting against common losses such as water damage and liability. Additionally, Narvaez Insurance Services handles gap coverage for interior improvements not covered by a building’s master policy.

FA
2560 Jefferson St
Fiesta Auto Insurance & Tax Service
Condo Insurance Agent · Napa, CA

Napa’s shifting weather can challenge even well-maintained condos, making specialized coverage essential for unit owners. Fiesta Auto Insurance & Tax Service addresses this need by offering Condo Insurance policies tailored to local association requirements. Experienced professionals help residents evaluate their personal property, dwelling protection, and liability needs. The process typically begins with a thorough review of the homeowner association’s master policy to identify coverage gaps, followed by an in-person or virtual inspection of the individual unit.

CU
2975 Jefferson St
Cost-U-Less Insurance
Condo Insurance Agent · Napa, CA

Cost-U-Less Insurance serves clients in Napa, California, by securing condominium policies that cover dwelling repairs and liability protection. Their service can add specialized endorsements such as water backup coverage and loss assessment protection to better meet a policyholder’s needs. They assist commercial accounts including office buildings, warehouse facilities, and food service operations that require tailored condo insurance solutions for their specific property exposures.

CB
1739 1st St
Colton Bickle - State Farm Insurance Agent
Condo Insurance Agent · Napa, CA

Serving Napa and surrounding communities, Colton Bickle - State Farm Insurance Agent handles comprehensive condo insurance policies for local owners. It focuses on policies that protect interior structures, personal belongings, and liability coverage specific to condominium living. The agent works to assess each unit's unique HOA master policy gaps to tailor adequate individual protection. Approaching each job, it initiates with a thorough review of the client's existing coverage to identify exposures before recommending adjustments.

FI
1016 Clinton St
Farmers Insurance - Troy Guerrero
Condo Insurance Agent · Napa, CA

Serving Napa, this agency specializes in tailoring condo insurance policies that protect personal property and interior structures beyond a master policy’s coverage. It serves as a direct link to Farmers Insurance, guiding clients through standard liability protection and loss assessment endorsements. Considering Napa’s wildfire season, it helps ensure homeowners have adequate dwelling and belongings coverage adjusted for seasonal evacuation risks and smoke damage claims common to the area.

LI
1724 Jefferson St
Lemus Insurance Agency & Car Registration
Condo Insurance Agent · Napa, CA

Lemus Insurance Agency & Car Registration in Napa, California distinguishes between one-time policy setups and recurring coverage adjustments for condo owners. Their service focuses on securing policies that address common area liability, interior structural damage, and personal property protection. Clients can rely on their guidance to navigate local building regulations and strata requirements. Work with this agency operates on either a scheduled annual review or an as‑needed basis for policy changes and new unit purchases.

SS
990 Lincoln Ave
Solorio's Insurance Services
Condo Insurance Agent · Napa, CA

In Napa’s busy harvest season, many residents need to adjust their condo coverage for short-term rental guests or seasonal property use. Solorio's Insurance Services in Napa, CA specializes in condo insurance plans that address individual unit liabilities and shared building exposures common in local homeowners associations. They guide clients through selecting appropriate coverage for fixtures and personal belongings. The process begins with a free personal risk inventory and on-site inspection to document current unit conditions and identify specific coverage needs.

FI
2450 Jefferson St
Farmers Insurance - Terri Conwell
Condo Insurance Agent · Napa, CA
WV
2017 Redwood Rd
Wine Valley Insurance
Condo Insurance Agent · Napa, CA
(707) 226-8604
wvinsure.com
SI
1370 Trancas St #401
Sackrison Insurance Agency
Condo Insurance Agent · Napa, CA
(888) 332-6609
sackrisoninsurance.com
FI
2450 Jefferson St
Farmers Insurance - Sherri Isotalo
Condo Insurance Agent · Napa, CA
(707) 252-2478
agents.farmers.com/ca/napa/sherri-isotalo
SI
1556 1st St
Schrette Insurance Services
Condo Insurance Agent · Napa, CA
(707) 255-9511
iversonschrette.com
KF
1420 3rd St #6
Karen Farrow Insurance Services
Condo Insurance Agent · Napa, CA
(707) 294-8064
karenfarrowinsurance.com
SO
1734 Jefferson St Suite B
Silver Oak Insurance Services
Condo Insurance Agent · Napa, CA
(707) 287-9000
silveroakins.com
CC
1163 Trancas St
Compass of California Insurance Services
Condo Insurance Agent · Napa, CA
(707) 265-7500
compassofca.com
MI
1700 2nd St Ste. 110
Malloy Imrie & Vasconi Insurance
Condo Insurance Agent · Napa, CA
(707) 255-2111
mivinsurance.com
RI
1932 Sierra Ave
Relation Insurance Services
Condo Insurance Agent · Napa, CA
(707) 252-9500
relationinsurance.com/locations/california/1932-sierra-ave
HI
851 Napa Valley Corporate Way suite n
Hudson Insurance Group
Condo Insurance Agent · Napa, CA
(707) 225-3300
hudsoninsgroup.com

What Does a a Condo Insurance Agent in Napa Cost?

In California, condo insurance premiums typically range from 300 to 800 dollars per year for a standard HO-6 policy. Factors like location in Napa, unit size, coverage limits, and deductible amounts affect the price. Earthquake coverage adds 200 to 600 dollars annually. This is general information and not insurance advice.

About condo insurance agents in Napa

A condo insurance agent in Napa California can help you secure an HO-6 policy tailored to your unit. California law requires that your master association policy covers common areas, but you still need personal property and liability coverage. Local agents understand Napa valley risks like wildfire and earthquake exposure.

Frequently Asked Questions

What does a condo insurance agent in Napa do?

A condo insurance agent helps you compare HO-6 policies from different carriers. They explain California specific coverage gaps such as loss assessment and building ordinance coverage. They also assist with filing claims and adjusting deductibles.

Do I need earthquake insurance for my Napa condo?

California law does not require earthquake insurance for condos, but it is strongly recommended in Napa due to seismic activity. Standard condo policies exclude earthquake damage. You can add a separate earthquake endorsement or policy through the California Earthquake Authority.

How does California law affect condo insurance requirements?

California Civil Code Section 4775 requires condo associations to maintain a master policy covering common areas and original structures. Individual unit owners must insure personal property, interior improvements, and liability. An agent can help you align your HO-6 policy with these legal requirements.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.