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Find Condo Insurance Agents Near You in Palm Desert, CA

Browse condo insurance agents serving Palm Desert, California. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Palm Desert, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 condo insurance agents in Palm Desert, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Janelle Cyrus - State Farm Insurance Agent
42335 Washington St Ste A, Palm Desert, CA 92211
(760) 834-8833 teamcyrus.net
Primerica-Palm Desert
42575 Melanie Pl STE K, Palm Desert, CA 92211
(760) 899-3893 desertheat.co
Palm Desert Insurance
73241 CA-111 ste 1-b, Palm Desert, CA 92260
(760) 341-2345 palmdesertinsurance.net
Farmers Insurance - Jocsan Rendon
73880 Alessandro Dr Ste A, Palm Desert, CA 92260
(760) 531-4161 agents.farmers.com
Daniel King - State Farm Insurance Agent
44740 Monterey Ave, Palm Desert, CA 92260
(760) 776-1800 palmdesertking.com
Carmen Valencia
73880 Alessandro Dr Ste A, Palm Desert, CA 92260
(760) 531-4161 agents.farmers.com
Insurance Incorporated - Palm Desert
77564 Country Club Dr Ste 204D, Palm Desert, CA 92260
(760) 867-0111 insuranceinc.com
Ascend Insurance Agency
36917 Cook St STE 101, Palm Desert, CA 92211
(760) 341-3477 ascendins.com
Farmers Insurance - Ron Henderson
73185 CA-111 Ste D, Palm Desert, CA 92260
(760) 773-0178 agents.farmers.com
Collective Insurance Solutions LLC
77-711 Flora Rd Suite 325, Palm Desert, CA 92211
(760) 600-5605 collectiveinsurancesolutions.com
Jump Insurance Services
77682 Country Club Dr STE I, Palm Desert, CA 92211
(760) 610-6145 jumpins.com
Motz-Rusin Insurance Agency
78000 Fred Waring Dr #202, Palm Desert, CA 92211
(760) 564-3888 motzrusin.com
Desert View Insurance
77564 Country Club Dr Suite 363, Palm Desert, CA 92211
(760) 346-1220 desertviewins.com
Bilhartz Desert Insurance Agency
75410 Gerald Ford Dr #102, Palm Desert, CA 92211
(760) 848-7171 bilhartzinsurance.com
Carlos Torres- JJ Insurance Services
72261 CA-111 Suite 201, Palm Desert, CA 92260
(760) 772-4455 jjinsuranceagency.com
Acrisure Palm Desert, CA
44751 Village Ct #100, Palm Desert, CA 92260
(760) 341-9397 acrisure.com
Farrell Insurance Agency
77570 Springfield Ln STE A, Palm Desert, CA 92211
(760) 772-6501 e-fia.com
Farmers Insurance of the Desert
36901 Cook St #9, Palm Desert, CA 92211
(760) 327-1137 farmersofthedesert.com

Condo insurance agents in Palm Desert California help owners secure HO6 policies that cover personal property and interior structures. California law requires condo associations to maintain a master policy but individual owners need their own coverage for improvements and liability. Local agents understand desert specific risks like sun damage and wildfire exposure.

What Does a Condo Insurance Agent in Palm Desert Cost?

Typical condo insurance premiums in California range from 300 to 800 dollars per year for basic HO6 policies. Policies with higher limits or earthquake endorsements can cost 1000 to 2000 dollars annually. Actual costs vary based on your unit value location and coverage choices. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Palm Desert do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings interior walls and liability. They explain how the associations master policy interacts with your individual coverage. Agents also advise on California specific requirements like earthquake endorsements.
Do I need condo insurance in California if the HOA has a master policy?
Yes California law does not require individual condo insurance but most lenders do. The master policy typically covers the building exterior and common areas. Your HO6 policy covers your personal property interior upgrades and liability for accidents inside your unit.
What factors affect condo insurance costs in Palm Desert?
Costs depend on your units location age and construction type. Higher deductibles lower premiums. Proximity to wildfire zones in the Coachella Valley can raise rates. Personal factors like credit score and claims history also matter.