The top-rated condo insurance agent in Palm Springs, California is AAA Palm Springs Insurance and Member Services, rated 4.5 stars across 520 reviews. Other highly rated options include Magnolia Auto Insurance Service, Cindy Pieper - State Farm Insurance Agent, Tom Gleeson - State Farm Insurance Agent. This directory lists 12 condo insurance agents serving Palm Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Palm Springs Insurance and Member Services | 300 S Farrell Dr | (760) 320-1121 |
| 2 | Magnolia Auto Insurance Service | 1000 N Farrell Dr STE 102 | (760) 318-8446 |
| 3 | Cindy Pieper - State Farm Insurance Agent | 707 E Tahquitz Canyon Way Suite 23 | (760) 416-3006 |
| 4 | Tom Gleeson - State Farm Insurance Agent | 225 S Civic Dr #1 | (760) 322-3100 |
| 5 | Dean Mofidi Insurance Services | 4633 Ramon Rd | (760) 318-4099 |
| 6 | Inszone Insurance Services | 909 Crossley Rd | (760) 324-4100 |
| 7 | Donald Browne Insurance Services | 190 W Amado Rd | (760) 904-0354 |
| 8 | Matrix Benefits & Insurance Solutions, Inc | 1091 N Palm Canyon Dr | (760) 932-0906 |
| 9 | JC Insurance | 1717 E Vista Chino J2 | (760) 561-5001 |
| 10 | Garcia Insurance Inc | 2099 E Tahquitz Canyon Way | (760) 320-1111 |
AAA Palm Springs Insurance and Member Services serves the greater Palm Springs, California metro area as a local specialist in condo insurance. It offers tailored coverage policies designed specifically for condominium unit owners. This includes protection for interior structures, personal belongings, and personal liability associated with private residential units. The company works with individual homeowners to arrange policies that cover common area assessments and loss assessment coverage. It handles both master policy gap coverage and unit owner contents insurance for clients in Palm Springs.
Magnolia Auto Insurance Service serves homeowners, renters, and property managers in Palm Springs, California, who require condo insurance. It helps clients obtain coverage for interior improvements, personal liability, and loss assessments common in homeowners associations. The agency also assists with policy reviews to ensure deductibles and dwelling limits match each building’s master policy. Its service area extends to the neighboring communities of Cathedral City and Rancho Mirage.
Cindy Pieper - State Farm Insurance Agent in Palm Springs, California, provides condo insurance policies that cover dwelling structure, personal property, and liability protection. Service plans include policy reviews to match coverage with current condo association requirements and personal asset changes. Ongoing maintenance plans involve annual policy evaluations to adjust for renovations or updated unit inventories. This agency services single-family homes, apartments, retail spaces, and restaurants in the Palm Springs area.
Tom Gleeson - State Farm Insurance Agent in Palm Springs, California, serves homeowners, property managers, and owners of condominium units by helping them secure tailored condo insurance coverage. Policy offerings commonly address interior building structures, personal liability, and loss of use protections. The agency also assists with bundling policies for greater convenience and manages claims support as needs arise. Its service area covers Coachella Valley, including surrounding desert communities such as Cathedral City.
Dean Mofidi Insurance Services serves Palm Springs and the surrounding communities of the Coachella Valley. It specializes in securing condo insurance policies for local homeowners and associations. Each policy it writes addresses building coverage, personal liability, loss assessment, and shared property protections. The agency reviews each client’s specific homeowners association requirements and building structure details. It then presents tailored coverage options that align with both the community’s bylaws and the individual unit owner’s personal exposure.
Serving Palm Springs and the surrounding Coachella Valley communities, Inszone Insurance Services provides professional guidance for condo insurance needs. This agency handles coverage options such as interior structural protection, personal liability, and loss assessment protection for individual unit owners. For a typical job, the agent reviews a client’s specific condo association master policy, identifies potential coverage gaps, and then customizes a personal policy to address those specific risks and financial exposures.
As spring winds stir dust and debris across Palm Springs, condominium units can face overlooked damage that standard maintenance misses. Donald Browne Insurance Services helps owners in the area review their policies to ensure interior upgrades and shared-wall exposures are properly addressed. The company focuses on the specific coverage gaps often found in older development complexes common in the desert climate. A thorough initial in-person inspection of the unit and common elements begins the process of identifying any necessary adjustments to the policy.
Matrix Benefits & Insurance Solutions, Inc specializes in structuring condo insurance policies that address the unique coverage gaps common to shared-building living. In Palm Springs, the agency assists residents with a complete range of services, including securing protection for interior structural elements and personal liability. They also guide policyholders through the importance of loss assessment endorsements. During the high-risk summer months of wildfire season, the agent helps clients review their building ordinance and debris removal coverage to ensure adequate financial support.
For clients in Palm Springs, JC Insurance offers both one-time policy reviews for a single property purchase and the recurring service of annual coverage adjustments to account for changing condo association master policies. Its voluntary condo insurance typically covers interior structures, personal belongings, and liability protection not included in building master plans. These customized options help protect unit owners from gaps in shared coverage. The company provides its service on a one-time, scheduled, or as-needed basis according to client preference.
Garcia Insurance Inc handles a range of property coverage needs for condominium owners in Palm Springs, California. The firm specializes in tailoring policies that address common area liabilities alongside individual unit protection. Its work assists clients in securing appropriate policies for their particular residential situations. Condo insurance agents regularly help navigate specific local requirements involving homeowners associations and loss assessments. Beyond basic coverage, the company can extend its services to commercial sectors, including offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Palm Springs Cost?
Typical condo insurance in California costs between 300 and 800 dollars per year for a standard HO6 policy. Factors include the unit value, location in Palm Springs, deductible amount, and coverage limits for personal property and loss assessment. Older condos or those in high wildfire risk zones may cost more. This is general information, not insurance advice.
About condo insurance agents in Palm Springs
Condo insurance agents in Palm Springs help owners find the right HO6 policy for their unit. California law requires condo associations to carry a master policy, but unit owners need their own coverage for interior walls, fixtures, and personal property. A local agent can explain how the California Civil Code Section 4775 affects your coverage limits.
Frequently Asked Questions
What does a condo insurance agent in Palm Springs do?
A condo insurance agent helps you compare HO6 policies from different carriers. They explain what the association master policy covers and what you need to add. They also advise on loss assessment coverage for shared building repairs.
Do I need condo insurance if the HOA has a master policy?
Yes. The HOA master policy usually covers the building structure and common areas. Your HO6 policy covers your interior walls, floors, cabinets, personal belongings, and liability. California law does not require HO6 insurance, but most lenders do.
How does California law affect my condo insurance needs?
California Civil Code Section 4775 requires HOAs to provide you with a summary of the master policy. This helps you see gaps in coverage. Your agent can use this to recommend the right amount of interior structure and loss assessment coverage.
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