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Directory of condo insurance agents in Palo Alto, California. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Palo Alto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 condo insurance agents in Palo Alto, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
ERGO NEXT (NEXT Insurance)
975 California Ave, Palo Alto, CA 94304
(855) 222-5919
nextinsurance.com
Candice Kistner - State Farm Insurance Agent
576 Cambridge Ave, Palo Alto, CA 94306
(650) 424-1100
insurancebycandice.com
WHINS Insurance Agency
300 Hamilton Ave #1002, Palo Alto, CA 94301
(650) 899-1115
whins.com
Farmers Insurance - Jay Schmidt
459 Hamilton Ave UNIT 207, Palo Alto, CA 94301
(650) 329-8711
agents.farmers.com
Allstate Insurance Agent Harold Lorber
467 Hamilton Ave #11, Palo Alto, CA 94301
(650) 322-5191
agents.allstate.com
Amanda Martin - State Farm Insurance Agent
Charleston Shopping Center, 3968 Middlefield Rd, Palo Alto, CA 94303
(650) 494-1404
amandajmartin.com
Dworkin Insurance Services
624 University Ave #203, Palo Alto, CA 94301
(650) 329-1330
dworkininsurance.com
Insurance by Lee Aldinger Insurance
460 California Ave Suite #203, Palo Alto, CA 94306
(650) 326-3350
aldingerins.com
Allied Brokers Insurance Agency, Inc.
591 Lytton Ave, Palo Alto, CA 94301
(650) 328-1000
alliedbrokers.com
Marketside Insurance Services
4083 Transport St, Palo Alto, CA 94303
(650) 858-1123
marketside.net
Farmers Insurance
948 Industrial Ave, Palo Alto, CA 94303
(650) 321-7637
agents.farmers.com
Allstate Personal Financial Representative: Robert McGlinchy
467 Hamilton Ave #11, Palo Alto, CA 94301
(650) 322-5191
agents.allstate.com
Condo insurance agents in Palo Alto help owners understand coverage for their unit and personal property. California Civil Code Section 4775 requires HOAs to maintain a master policy but it often does not cover interior improvements or personal liability. A local agent can explain how to fill these gaps with an HO-6 policy tailored to your Palo Alto condo.
What Does a Condo Insurance Agent in Palo Alto Cost?
Typical condo insurance premiums in California range from 300 to 800 dollars per year for a standard HO-6 policy. Factors include the unit location coverage limits and deductible chosen. Palo Alto properties may see higher rates due to local rebuilding costs and wildfire risk. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Palo Alto do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior upgrades and liability. They also explain how your policy works with your HOAs master insurance under California law.
Is condo insurance required in California?
California law does not require condo insurance but your HOA bylaws almost always require you to carry an HO-6 policy. Lenders also typically require coverage if you have a mortgage on the unit.
How does California law affect condo insurance coverage?
California Civil Code Section 4775 defines the HOAs duty to insure common areas but not your unit interior. This means you need your own policy for cabinets flooring and personal property. An agent can help you match coverage to your HOAs master policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.