The top-rated condo insurance agent in Pasadena, California is AAA Pasadena Insurance and Member Services, rated 4.5 stars across 473 reviews. Other highly rated options include Jack Boyajian - State Farm Insurance Agent, Freeway Insurance, Bambino Insurance. This directory lists 23 condo insurance agents serving Pasadena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Pasadena Insurance and Member Services | 801 Union St | (626) 795-0601 |
| 2 | Jack Boyajian - State Farm Insurance Agent | 3324 E Colorado Blvd | (626) 792-4838 |
| 3 | Freeway Insurance | 1253 N Lake Ave | (626) 540-0178 |
| 4 | Bambino Insurance | 1290 N Lake Ave #102 | (626) 398-5700 |
| 5 | Crusberg-Decker Insurance Services, Inc. | 285 N Hill Ave | (626) 585-1491 |
| 6 | Calico Insurance Services | 936 E Green St | (626) 360-0404 |
| 7 | Reinas Insurance Agency Inc | 2100 E Foothill Blvd 2nd fl | (626) 449-9463 |
| 8 | Kibodeaux Insurance Agency | 2057 N Los Robles Ave #11 | (626) 794-1385 |
| 9 | Ultima Insurance Services | 3848 E Colorado Blvd | (626) 792-5000 |
| 10 | MB Insurance | 35 N Lake Ave # 710 | (323) 841-5079 |
AAA Pasadena Insurance and Member Services serves clients in the Pasadena, California, area with dedicated condo insurance solutions. The agency helps condominium owners understand their coverage needs, addressing common concerns about shared building structures and personal property protection. Working with local insurance providers, it simplifies the process of securing adequate policies that meet homeowners association requirements. It routinely handles individual unit owner policies and supplemental loss assessment coverage for the surrounding region.
Jack Boyajian - State Farm Insurance Agent in Pasadena, California, provides a full range of condo insurance services, including liability coverage, personal property protection, and loss assessment coverage. Service maintenance plans are available to help policyholders manage routine updates and ensure continuous protection. The agency's offerings are designed to address the specific needs of condo owners in the region. It services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Freeway Insurance in Pasadena, California, serves condominium owners, homeowner associations, and property managers seeking specialized coverage for individual units and shared building structures. The agency provides tailored condo insurance policies that protect interior improvements, personal liability, and loss assessments for common areas. Its services help clients address the distinct exposures inherent in multi-unit residential properties, ensuring adequate protection for both personal and association-held assets. Freeway Insurance also extends its coverage options and local expertise to neighboring communities throughout the greater San Gabriel Valley area.
Bambino Insurance serves condo owners in Pasadena, tailoring policies that protect individual units against common perils like fire, water damage, and liability. The agency guides clients through the specific nuances of California condo bylaws, ensuring proper coverage for interior improvements and personal belongings. It also assists with loss assessment endorsements to guard against unexpected building-wide repair costs. Beyond the immediate Pasadena area, Bambino Insurance extends its condo insurance offerings to residents in neighboring Altadena, helping those homeowners secure similarly comprehensive policies.
Crusberg-Decker Insurance Services, Inc. serves Pasadena, California, and its surrounding communities. The agency handles condo insurance for local homeowners, covering policies that address building interiors and personal liability. It works with carriers to find appropriate coverage for individual unit owners. For a typical job, the firm evaluates a client’s specific property risks and policy limits to recommend a suitable plan.
Calico Insurance Services, based in Pasadena, CA, helps clients distinguish between one-time policy purchases and ongoing service options tailored to individual unit needs. The company focuses on coverage that protects personal property and interior fixtures within a condominium, which are typically not covered by the building master policy. Common coverage limits are selected to align with common association requirements and personal risk. Service is available on an as-needed basis, allowing policyholders to request adjustments or new quotes when their situation changes.
Reinas Insurance Agency Inc in Pasadena, California specializes in providing tailored condo insurance policies designed to protect individual unit owners against common risks. The agency works closely with clients to explain coverage options, including assessments and interior liability. It also helps customers adjust their policies when building repairs cause temporary displacement. During the winter season, it assists condo owners with claims related to burst pipes or water damage from heavy rains.
Ready to tackle fire season or a sudden storm, condo owners in Pasadena turn to Kibodeaux Insurance Agency for coverage that addresses common local risks. This condo insurance agent reviews each client’s policy to ensure it accounts for shared building structures as well as individual interior upgrades. They recognize that association master policies often leave gaps that a personal unit policy must fill. New clients begin with a detailed inspection of their property’s finishings and square footage to establish a precise replacement-cost estimate.
Ultima Insurance Services handles property and liability coverage for residential condominium owners in Pasadena, California, and can arrange specialty endorsements for high-value personal property and loss assessment protection. Policies are structured to meet the specific bylaws of local homeowners associations while addressing common gaps in master policies. The company also works with commercial clients, providing tailored insurance for offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Pasadena Cost?
Condo insurance in Pasadena typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like your unit location, deductible amount, and personal property value affect the premium. High value upgrades or earthquake endorsements can raise the cost. This is general information and not insurance advice.
About condo insurance agents in Pasadena
Condo insurance agents in Pasadena help you secure an HO-6 policy that covers your personal property and interior walls. California law requires HOAs to carry a master policy, but you still need your own coverage for upgrades and liability. An agent can explain how the master deductible applies to your unit under California Civil Code Section 4775.
Frequently Asked Questions
What does a condo insurance agent in Pasadena do?
A condo insurance agent helps you choose an HO-6 policy that matches your unit value and HOA rules. They review your master policy deductible and suggest personal property limits. They also advise on liability coverage for accidents inside your condo.
Is condo insurance required in California?
Yes most California HOAs require you to carry an HO-6 policy. The minimum coverage often includes liability and loss assessment. Your agent can help you meet your HOA requirements and California state guidelines.
How does the master deductible affect my condo insurance in Pasadena?
Under California Civil Code Section 4775, if the HOA master policy has a deductible over 5000 dollars, you may be responsible for a share of that deductible. Your condo insurance agent can add loss assessment coverage to pay this amount.
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