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Directory of condo insurance agents in Ridgecrest, California. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Ridgecrest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 condo insurance agents in Ridgecrest, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gary Charlon - State Farm Insurance Agent
995 N Norma St suite a, Ridgecrest, CA 93555
(760) 446-4279
myridgecrestagent.com
IWV Insurance Agency
1310 N Norma St, Ridgecrest, CA 93555
(760) 446-3544
iwvins.com
Burnette Financial and Insurance Service: Allstate Insurance
105 Grande Way, Ridgecrest, CA 93555
(760) 371-1099
agents.allstate.com
First American Title Company
643 N China Lake Blvd Ste F, Ridgecrest, CA 93555
(760) 977-3067
local.firstam.com
Farmers Insurance - Mariela Rubio
643 N China Lake Blvd c, Ridgecrest, CA 93555
(760) 446-4560
agents.farmers.com
Bowles Desert Insurance
123 W Ridgecrest Blvd, Ridgecrest, CA 93555
(760) 371-1017
State Farm Insurance
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731
statefarm.com
Gary Charlon - State Farm Insurance Agent
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731
myridgecrestagent.net
Health Insurance Made Easy for Everyone
1281 N Norma St B, Ridgecrest, CA 93555
(760) 608-9265
Fuze Financial & Insurance Agency LLC
634 S China Lake Blvd, Ridgecrest, CA 93555
(760) 463-9525
fuzeinsurance.com
Ergo Tech
713 Pinon Ct, Ridgecrest, CA 93555
(760) 301-6273
Condo insurance agents in Ridgecrest, California help owners secure HO-6 policies that cover personal property and interior walls. California law requires condo associations to carry master policies, but individual owners need separate coverage for improvements and personal liability. Agents in Ridgecrest can explain how these policies interact with local HOA rules.
What Does a Condo Insurance Agent in Ridgecrest Cost?
Typical condo insurance in California costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors include your unit size, deductible choice, and coverage limits for personal property and loss assessment. Ridgecrest rates may vary based on local wildfire risk and claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Ridgecrest do?
A condo insurance agent in Ridgecrest helps you find an HO-6 policy that covers your personal belongings, interior fixtures, and liability. They also explain loss assessment coverage, which protects you if the HOA charges you for shared property damage.
Is condo insurance required in Ridgecrest California?
California law does not require individual condo insurance, but most HOAs in Ridgecrest require owners to carry an HO-6 policy as part of the CC&Rs. Your lender may also require it if you have a mortgage.
How does California law affect condo insurance coverage?
California Civil Code 4775 requires HOAs to maintain a master policy for common areas. Your personal HO-6 policy covers what the master policy does not, such as interior upgrades and personal liability. An agent can help you understand these gaps.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.